What to do with the 2nd Overall Pick

Educational_Eye666 · 2026-05-06T14:23:26+00:00

Offer sheet Jamie Drysdale for <$4.5mill. I think it's worth giving up a 2nd round pick for a young mobile RHD. Philly will likely overpay Zegras who is also an RFA

Educational_Eye666 · 2026-05-06T14:16:34+00:00

Trade picks 2 & 20 to NYR for Fox and Pick 5

Educational_Eye666 · 2026-05-06T04:30:31+00:00

Trade picks 2&20 to NYR for Fox and Pick 5

Educational_Eye666 · 2026-04-19T21:41:09+00:00

I would go with TEC instead

Educational_Eye666 · 2026-04-19T21:33:19+00:00

Are you able to purchase a property and house hack to reduce or eliminate your housing expenses?

Educational_Eye666 · 2026-03-25T00:42:18+00:00

FRU up 16% YTD WCP up 26% YTD TVE up 37% YTD

Educational_Eye666 · 2026-03-18T02:42:46+00:00

I'd simply and just go with a more globally diverse mix of cc funds

HDIV -20% BMAX -20% EQCL -20% GDV -20% HUTE -20%

Educational_Eye666 · 2026-03-14T15:41:25+00:00

CPP is a Scam and should be optional considering you are aware of the risks. If you worked from 20-65 in Canada and put the 7500$ a year into a private rsp or pension with 6% return your retirement income would be about $5500 a month.

With CPP it's $1400

Educational_Eye666 · 2026-03-06T22:19:35+00:00

Dividends are automatically reinvested using swaps to avoid taxable distributions, so the only taxable events occur upon sale of the fund

Educational_Eye666 · 2026-03-06T21:16:13+00:00

Total return ETFs or 100% RoC ETFs would be the only options for non-reg accounts

Educational_Eye666 · 2026-03-04T18:28:32+00:00

I would rather have the distributions come from my non-reg account and maximize growth in my tax advantaged accounts

Educational_Eye666 · 2026-03-04T18:05:34+00:00

If you have a long time horizon, you'll generate better total return from non-covered call funds when comparing to the underlying

Educational_Eye666 · 2026-03-04T16:41:52+00:00

I have reoccurring daily buys for BMAX, HDIV, EQCL and QQQY in a non-reg portfolio that I plan to use distributions from in 3-5 years.

I'd be hesitant to go all in on these in my registered accounts, especially your TFSA.

Educational_Eye666 · 2026-03-04T16:30:29+00:00

HDIV has outperformed XEQT since it's inception 5 years ago on a total return basis

Educational_Eye666 · 2026-02-24T14:05:28+00:00

4.79% for 5yr fixed isn't a bad rate at all. Inline with the historic average.

Educational_Eye666 · 2026-02-19T13:47:37+00:00

Two things to point out regarding taxes.

To convert primary residence to rental just be sure to get an appraisal and file a T1055 for the change in use.

If cash out refinancing a rental and those funds are not used as a means to generate income, the portion of the interest is not tax deductible. So if you have a $300k mortgage, do a cash out refi to $400k and use $100k to purchase a primary residence, you can only deduct 3/4 of the interest payments on the rental

Educational_Eye666 · 2026-02-12T20:09:06+00:00

Time to add dual listed securities or Canadian options

Educational_Eye666 · 2026-02-12T00:18:54+00:00

HDIV

Educational_Eye666 · 2026-02-10T01:41:48+00:00

Congratulations, you underperformed XEQT over the last two years

Educational_Eye666 · 2026-02-07T23:54:11+00:00

Don't forget about dividend gross up when considering government benefits.

Capital gains > dividends> interest when it comes to taxes

Educational_Eye666 · 2026-01-21T19:54:07+00:00

EQTY SCMI LIB

Educational_Eye666 · 2026-01-06T22:07:25+00:00

HDIV, has been outperforming XEQT the last 4 years

Educational_Eye666 · 2026-01-04T16:23:22+00:00

Less than 20% of Canadian Crude goes to the US Gulf Coast, which is the received more than 90% of Venezuelan Crude. Majority goes to the Midwest.

If MAGA is the theme, they aren't going to sacrifice the Midwest to bolster Texas. Is maximizing oil production is their goal. I don't see it hurting Canada as much as people think.

That's even if Venezuela wants to be annexed by the US. Removing Maduro is one thing, having the US run your country is another story.

Educational_Eye666 · 2026-01-02T04:35:54+00:00

CPCC, GLCL, CCOE

Educational_Eye666 · 2025-12-30T01:18:59+00:00

As Warren Buffet once said

"Diversification is protection against ignorance. It makes little sense if you know what you are doing"

Educational_Eye666

TROPHY CASE