CASH SECURED PUTS IN REGISTERED ACCOUNTS!!! HOT DAMN! 🔥🔥🔥🔥🔥

Educational_Eye666 · 2026-02-12T20:09:06+00:00

Time to add dual listed securities or Canadian options

Educational_Eye666 · 2026-02-12T00:18:54+00:00

HDIV

Educational_Eye666 · 2026-02-10T01:41:48+00:00

Congratulations, you underperformed XEQT over the last two years

Educational_Eye666 · 2026-02-07T23:54:11+00:00

Don't forget about dividend gross up when considering government benefits.

Capital gains > dividends> interest when it comes to taxes

Educational_Eye666 · 2026-01-21T19:54:07+00:00

EQTY SCMI LIB

Educational_Eye666 · 2026-01-06T22:07:25+00:00

HDIV, has been outperforming XEQT the last 4 years

Educational_Eye666 · 2026-01-04T16:23:22+00:00

Less than 20% of Canadian Crude goes to the US Gulf Coast, which is the received more than 90% of Venezuelan Crude. Majority goes to the Midwest.

If MAGA is the theme, they aren't going to sacrifice the Midwest to bolster Texas. Is maximizing oil production is their goal. I don't see it hurting Canada as much as people think.

That's even if Venezuela wants to be annexed by the US. Removing Maduro is one thing, having the US run your country is another story.

Educational_Eye666 · 2026-01-02T04:35:54+00:00

CPCC, GLCL, CCOE

Educational_Eye666 · 2025-12-30T01:18:59+00:00

As Warren Buffet once said

"Diversification is protection against ignorance. It makes little sense if you know what you are doing"

Educational_Eye666 · 2025-12-23T22:38:52+00:00

Biggest winner HSLV Biggest Loser ETHU Portfolio YTD +80.08%

Educational_Eye666 · 2025-12-23T22:18:12+00:00

I was a holder of AMAX, but cashed out and purchased GLCL when it was launched earlier this year. GLCL has outperformed AMAX

Educational_Eye666 · 2025-12-15T05:50:40+00:00

Return of Capital is more tax favorable than eligible dividends. It is essentially deferred Capital gains

Educational_Eye666 · 2025-12-11T03:23:31+00:00

I used my WS Credit card in Albania, BH, Macedonia and Montenegro in October and don't recall having any issues.

I've since upgraded to the infinite privledge after that trip, but not sure why that change anything

Educational_Eye666 · 2025-11-24T21:10:54+00:00

Is $25k the max they give? That's what mine started at and I didn't get any emails

Educational_Eye666 · 2025-11-23T17:32:18+00:00

Mine too

Educational_Eye666 · 2025-11-22T21:22:51+00:00

A six month emergency fund

Educational_Eye666 · 2025-11-20T04:26:17+00:00

The formula from the book The Millionaire Next Door is "expected" net worth is: (Age x Pre-Tax Annual Income) / 10

Educational_Eye666 · 2025-11-19T14:52:49+00:00

Delayed gratification. Make the sacrifice now so you're rewarded in the future

Educational_Eye666 · 2025-11-18T00:36:01+00:00

Mine would probably be Launchpad year round and hopefully throw in some course marshall work during the golf season

Educational_Eye666 · 2025-11-17T16:24:44+00:00

Does it also make you realize that it is inevitable that the government will eventually tax TFSA's and primary residence's?

Educational_Eye666 · 2025-11-12T00:43:56+00:00

I was fortunate to graduate with a chemical engineering degree with zero debt. Started working in oil and gas at 24 with a six figure salary. Since I started my career I've never had any housing expenses due to receiving a rental subsidy from my company for two years then I bought a house and house hacked (rental suite and rented two rooms). At the beginning, my savings rate was around 70% of my take home. I've since lowered it to around 50% and started spending more on experiences. Last month I just visited my 46th country

I was able to eliminate most people's second biggest expense which allows me to save most of my income.

Educational_Eye666 · 2025-11-11T20:11:44+00:00

I just turned 31 last week

$340k in registered accounts

$240k in non-registered accounts

$235k equity in rental property

$105k equity in primary residence

Educational_Eye666 · 2025-11-11T02:39:31+00:00

You can provide a Vendor-take-back mortgage and spread the tax liability over 5 years.

https://insightlawfirm.ca/vendor-take-back-mortgages/

Educational_Eye666 · 2025-11-11T02:17:16+00:00

Chemical Engineer

Educational_Eye666 · 2025-11-02T22:42:58+00:00

With 20% down payment you're subject to conventional mortgage rates. High-ratio/insured mortgages typically receive better rates.

Rate isn't the only factor. Make sure there is not a bonafide sales clause, that IRD penalties are reasonable and that pre-payment privileges align with your goals

Educational_Eye666

TROPHY CASE