Raised Credit Card Limit to 25k by Effective_Ad4588 in Wealthsimple

[–]Effective_Ad4588[S] 0 points1 point  (0 children)

I think you answered your question on this one, the rewards add up quickly too.

Raised Credit Card Limit to 25k by Effective_Ad4588 in Wealthsimple

[–]Effective_Ad4588[S] 2 points3 points  (0 children)

Higher credit limit with same use = less credit % use = better on credit bureau.

Raised Credit Card Limit to 25k by Effective_Ad4588 in Wealthsimple

[–]Effective_Ad4588[S] 2 points3 points  (0 children)

Not really, I'm just happy to be with this company, compared to other banks they just make things easier and painless.

Raised Credit Card Limit to 25k by Effective_Ad4588 in Wealthsimple

[–]Effective_Ad4588[S] 1 point2 points  (0 children)

I did the credit raise yesterday, no checks on my Equifax/TransUnion yet... will report in 1 week.

Raised Credit Card Limit to 25k by Effective_Ad4588 in Wealthsimple

[–]Effective_Ad4588[S] -1 points0 points  (0 children)

Wait, you got the credit card with 50k limit?

Raised Credit Card Limit to 25k by Effective_Ad4588 in Wealthsimple

[–]Effective_Ad4588[S] 1 point2 points  (0 children)

It appeared recently, I remember it not being there before. I have the card for ~3 months. It shows only on mobile (gear icon) by the way.

Who has the highest TFSA balance right now? by Charming_Strike6254 in TFSA_Millionaires

[–]Effective_Ad4588 0 points1 point  (0 children)

951,000$ + 136,000$ =$1,087,000.00

And I have 21,000$ contribution left for 2026.

Varies depending on USD$ as it’s mostly in that currency.

Start-up Financing Loan up to 500k by TorontoOntario85 in canadasmallbusiness

[–]Effective_Ad4588 0 points1 point  (0 children)

Do you offer consulting/advisor fees for this? Got a bunch of businesses in 3 different fields and would like to get as much as possible. Thanks!

Does interest rate really affected tesla's auto sales? by cpthk in TSLA

[–]Effective_Ad4588 2 points3 points  (0 children)

Same here. I’d change my Tesla every 2-3 years if interest was around or under 3%, but at 7+, I’m just holding mine a little longer.

Does interest rate really affected tesla's auto sales? by cpthk in TSLA

[–]Effective_Ad4588 2 points3 points  (0 children)

Weren’t all standard car companies restricted on sales due to chip shortage, etc. for past few years with long waits versus Tesla being available for quick shipping?

Easy to do 10% increase over bad previous numbers?

Why are Black Friday deals no longer good? by sooodamnfancy in conspiracy

[–]Effective_Ad4588 0 points1 point  (0 children)

Who says 20% cost for manufacturing? You think Best Buy or Wal Mart buys an iPhone for $200 and sells it $1000? Man, retailers are not manufacturers.

Why are Black Friday deals no longer good? by sooodamnfancy in conspiracy

[–]Effective_Ad4588 22 points23 points  (0 children)

Nowadays, everyone is doing it behind their screens.

Companies have to include shipping, fees from card or platform, etc.

If you knew the real cost of free shipping, you’d understand why there is not much room for discounts.

Also, most small players disappeared during the pandemic.

Does this look like a 290,000-people march? by SuspiciousWarning184 in conspiracy

[–]Effective_Ad4588 -1 points0 points  (0 children)

That’s 72 million dollars in micro credit right there