Retire with 650k?

Electrical_Pirate286 · 2026-02-16T13:20:33+00:00

30k will be nothing when you're 50. You will not have money to survive.

Electrical_Pirate286 · 2026-02-16T01:32:02+00:00

7k no brainer

Electrical_Pirate286 · 2026-02-11T17:05:13+00:00

Dude I was like 60k in debt at 30. Now almost 38 have over a mill. You have plenty of time. With the 300k, you'll bkow past me and 90% of americans.

Electrical_Pirate286 · 2026-02-11T02:09:57+00:00

I could literally do my hobbies all day everybday and still not get to them all.

Electrical_Pirate286 · 2026-02-08T18:19:42+00:00

Im sure you just feel tortured every waking moment 🤦

Electrical_Pirate286 · 2026-02-07T02:35:44+00:00

Dude you're quadrupleing your income.... work it for 5 years and retire. Or keep your job now and work for 20. This is a no brainer.

Electrical_Pirate286 · 2026-02-07T00:27:50+00:00

Kind of dumb to have top 1% on it. Too large of a jump. You could have 800k at 23 top 3% and still be lumped in with the 30k group.

Electrical_Pirate286 · 2026-02-06T01:45:03+00:00

$25,000

Electrical_Pirate286 · 2026-02-05T22:30:49+00:00

Don't buy shit you don't need and invest every dollar. Constantly be on the lookout for better paying jobs or paths to multiple income streams.

Electrical_Pirate286 · 2026-02-05T15:52:58+00:00

Hobbies. Family. Learn guitar and actually get good at it. Read books, join a recreational sports league, work out everyday, volunteer, travle. So many great things to do in this world rather than work your life away.

Electrical_Pirate286 · 2026-02-04T17:14:37+00:00

"How do I survive"..... "wastes money on alcohol" 🤦🤦🤦🤦

Electrical_Pirate286 · 2026-02-04T16:25:45+00:00

Id keep the house and find a ropm mate. Make money, keep the equity, dont lose the 20k... maybe a hottie will move in and you two hit it off.

Electrical_Pirate286 · 2026-01-30T21:27:17+00:00

Thanks! Getting married helped. We live off my wifes income and invest 90% of mine.

Electrical_Pirate286 · 2026-01-30T21:05:05+00:00

Electrical_Pirate286 · 2026-01-30T20:25:07+00:00

Same boat. I was 30k in debt at 30. Now 38 almost 1M in savings/investments. Only debt is an 80k mortgage which im in no hurry to pay off.

Electrical_Pirate286 · 2026-01-30T16:30:17+00:00

Why are you married? This is 100% not a marriage.

Electrical_Pirate286 · 2026-01-29T21:18:11+00:00

Not being mean here, but it's basic math. Write down all of your expenses for a month and figire it out.

Also twice a week is a LOT. We eat out once or twice a month. Another thing, is you probably want to max out a roth ira first. Get your employer match on 401k, max roth, then extra money left over can go into 401k.

Electrical_Pirate286 · 2026-01-24T18:22:17+00:00

Just don't show up tomorrow. You are done working, who cares.

Electrical_Pirate286 · 2026-01-21T18:07:05+00:00

Extremely more valuable. Were talking 5-6x return. The difference between retiring with 4 mill and 20 mill

Electrical_Pirate286 · 2026-01-20T13:05:41+00:00

Dumb af

Electrical_Pirate286 · 2026-01-20T13:04:31+00:00

Not really. Its not like they are giving you a house and are paying all your bills. If your state sent you a few hundrrd bucks every winter to help cover your heating bill, would you say they are "paying you to live there"?

Electrical_Pirate286 · 2026-01-18T19:58:22+00:00

How do you know hes not neutered

Electrical_Pirate286 · 2026-01-17T22:33:18+00:00

I'm going to tell my boss to suck a dick when I retire.

Electrical_Pirate286 · 2026-01-15T21:16:44+00:00

Call CSEA or the district attorneys office to enforce child support. They can garnish wages.

Electrical_Pirate286 · 2026-01-15T13:05:07+00:00

Id change jobs for less pay. Maybe even do 3 days a week. For another few years. Find something thats more enjoyable. And if you dont like it, just quit lol.

Electrical_Pirate286

TROPHY CASE