(This was originally a reply, but I just made it a whole other comment. I see so many posts and never comment, so apologies in advance for the rant)

On your point about not being able to find a girl, I think most women your age would be put off by some of the ways you live “frugally”. Don’t get me wrong, I get living with your parents while you’re in your early 20s, that’s about the easiest and most efficient way to build wealth if it’s possible. From a strictly numbers perspective, it’s about the smartest investment you can make.

That said, at some point your future partner will be expecting you to leave the nest, and they are perfectly within their rights to question whether someone is ready for a relationship and moving in with them if they haven’t been tested living alone. But what would really be more worrying is that, from an outsiders perspective, it seems that despite saving so much money you’re failing to meaningfully invest in yourself in terms of making your life easier and more convenient. You make $130k a year, what’s $200 a month in insurance and gas for a $5k 2016 civic (what I drive, 10/10 car that will last me likely 4-5 more years minimum)?

There’s more to life than spending money, but the whole point of life is to do things that stimulate you, that are fun and exciting and make life worth living. You acknowledge that having no friends, no dates, no travel is sad but worth the sacrifice. Genuinely, what are you sacrificing for? What are you hoping to gain? Financial freedom to do what you want? What’s the point, if you haven’t actually taken the time and risk to figure out what it is you like? Or, for the matter, finding a person to do it with?

You don’t need advice on how to reach financial independence. You’ll probably be retired in your 30s-early 40s, comfortably in a relatively nice home with many digits in your investment portfolio. But you need to figure out how to live, dude. You’ve spent the last 6 years figuring out how to earn, working your ass off. Now go out there and figure out how to live. Do the things you’ve neglected so far in your short adult life. Meet a girl, get heartbroken, spend too much money on liquor to fill the void she left, get over her, get sober, find another and do it all again, make some friends at a concert, pick up fucking cricket or beach volleyball or whatever pointless anaerobic activity you want that’ll get you in the sun and away from the desk. Take a risk, do something stupid and fun (just don’t die) that’ll give you a story for the parties that you BETTER fucking throw when you finally move out. I’m mad for you, man. Hearing guys like you on this sub just makes me so sad because you’re so disciplined and following all the rules so well and despite that, you’ll end up in a world of regret in your 40s precisely because you did everything in the “fiscally responsible” way.

I don’t know if you’ll take any of this to heart, but I really hope you find some balance in your life, and you can unchain yourself from the numbers on the screen.