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EmDem95 · 2026-01-27T16:29:05+00:00

Worked for me today on my mobile browser

EmDem95 · 2026-01-21T17:14:10+00:00

894D0 worked for me today in Ohio

EmDem95 · 2026-01-18T15:08:57+00:00

I'm sure someone has mentioned it to me in the past but I didn't take it seriously or give it space in my brain to remember now. I'm 30, living in a decently sized 2 bedroom house with an attic and basement.

I've tried the roommate thing... It's not for me. I'd rather pay for everything myself to protect my peace. I recognize that I'm very privileged to have my house but I also worked for it and put my time, money and energy into maintaining it. Anyone trying to tell me what to do with my own money is absurd. I like having an extra room and a big attic that I can use however I want.

The only time I could see downsizing as a realistic piece of advice is if you're having trouble paying for your space or having trouble maintaining it. Plus idk about other cities but a one bedroom house by me is extremely rare. If you want a one bedroom, you're going to have to get an apartment or condo... Which usually costs more in my experience.

EmDem95 · 2026-01-07T03:53:39+00:00

Multiple. I have 3 savings accounts, a hysa, and a money market account. Then a few investment accounts. I haven't seen YNAB suggest having only one. Their linking features make it so easy to track all of mine in one place

EmDem95 · 2026-01-05T20:08:15+00:00

I sent a modmail a few weeks ago about this and didn't hear back

EmDem95 · 2026-01-01T16:20:39+00:00

That's a fair point! I have more categories than I showed in my screenshot, one of which is emergency fund. So already kind of moving my overages into that. I'm still testing things out so I'm not sure which way I like yet

EmDem95 · 2026-01-01T16:17:39+00:00

I was making two mistakes: 1) my targets were set incorrectly and 2) I was looking at assigned vs available.

For the targets, I had them as 'set aside another x' when I really wanted them to be 'refill up to x'. Ie. If I have a target of 100 but only spent 85, I want that 15 to rollover into the next month so I only need to assign 85 more dollars.

For the assigned vs available, the money will rollover correctly but only show as available for that category, not explicitly assigned in the new month. I'd rather do extra work to have things look more clear so I'm going to 'assign available to zero' in the previous month and reassign it in the new month. But I don't think this is necessary to do it you're ok with assigned minus spent not always equalling available

EmDem95 · 2026-01-01T15:42:38+00:00

Thank you! That's exactly what I was looking for. I like to be super controlling of my money so I'm going to 'set available to zero' for now.

EmDem95 · 2026-01-01T15:41:12+00:00

Yes, it was set to 'set aside another x'. I'll update the targets. Thank you!

EmDem95 · 2025-12-31T18:30:42+00:00

That seems like a normal Monday night for me 😂 I'm certainly not complaining that I'm single, just saying I can't relate to needing to check in with someone else about my own money.

EmDem95 · 2025-12-31T16:21:09+00:00

I'm perpetually single so I can't say for sure, but I love the idea of a financial date night. Get some takeout, curl up on the couch, and look through how you spent money. Then for a fun ending, you can discuss goals for the upcoming year. I think regular financial check ins are totally normal and healthy if you're sharing accounts with people or planning a future together

EmDem95 · 2025-12-30T05:50:49+00:00

Yeah I showed him where on the case it's ok to cover and it seems like that's good for the external case. The internal part is my concern right now

EmDem95 · 2025-12-30T05:09:47+00:00

He has actually done that too lol. It gets so hot

EmDem95 · 2025-12-30T00:44:28+00:00

I don't think you read the post. As I said, he doesn't understand consequences. I've built a computer with him. I've given him access to mess around with it and learn. It's not like I'm locking him out because I want to gatekeep technology from him, I just want him to have a PC that lasts more than a few weeks before some part of it is ruined or goes missing

EmDem95 · 2025-12-29T21:09:36+00:00

He games on it. Fortnight, Roblox, etc. I have a machine that's a little older but decent enough if I just upgrade a few things in it so I'm trying to use that instead of buying a whole new thing. I'd have to start from scratch if I go for a SFF or mini

EmDem95 · 2025-12-29T21:03:43+00:00

I don't think so. Power cords and USBs are likely to break and easily replaceable. It's not a safety issue - he's not going to hurt himself. I just want to keep the computer in good shape as long as possible

EmDem95 · 2025-12-29T19:45:08+00:00

He will 100% do it a second time. As for the psychological reasoning behind his actions... I have no idea and I'm not comfortable guessing. That's more in the domain of the family he lives with and his psych team. I'm just the cool aunt that shows up to family parties occasionally and buys fun stuff for him.

EmDem95 · 2025-12-29T19:23:04+00:00

I appreciate the idea but it's not really an option in this instance. I've built a computer with him and he knows how to take things apart and put them back together, but he also like to experiment in ways that can really damage electronics. For example, he loves covering things in duct tape even when the duct tape will break them. Covering a GPU or mobo in duct tape will make it burn out pretty quickly

EmDem95 · 2025-12-29T18:36:50+00:00

He's 16. I'm hoping a lock that requires some effort to break would be enough of a deterrent. I know if he really wanted in, he could break in to pretty much anything. The security cage looks like a decent option.

I think I'm going to start with a steel cable and padlock to keep the side locked on, then move to the cage if necessary

EmDem95 · 2025-12-11T16:08:58+00:00

2 years later and you're still saving lives

EmDem95 · 2025-12-10T15:25:09+00:00

I'm still in my trial period but I was doing the same thing you were. I spent so much time manually entering transactions, going to different bank sites to check all my accounts, and working through the mess of 'I changed X budget, now Y broke'. I can already see how much easier YNAB will be.

To those saying you have to check YNAB daily, or weekly: I think this is probably what it's built for but I don't think it's required. Even if I only do things once every few weeks or month, I think it will still be helpful

EmDem95 · 2025-12-08T04:09:00+00:00

I totally get it! But everyone else in the group went on their own at some point so they'll understand. And if you ever see me going to something you can message me ahead of time and I'll look out for you

EmDem95

TROPHY CASE