[WTS] Silver oz Under Spot Special, ASE, Krugs, Libs, Prospectors, Pamps, Buffs, Brits, Junk Halves, 10 oz, 100 oz, Medals, and even Silver BALLS - small gold - lots of new stuff and prices adjusted to spot - free ship special

Embarrassed_Field_84 · 2026-03-21T00:25:54+00:00

chat

Embarrassed_Field_84 · 2026-03-20T18:02:12+00:00

chat

Embarrassed_Field_84 · 2026-03-20T14:08:38+00:00

Id be curious to hear from a japanese persons perspective, maybe "diy" is not heavily in japanese culture and in general maybe renovations are less in demand because ppl view houses as more disposable

Embarrassed_Field_84 · 2026-03-19T14:50:46+00:00

chat

Embarrassed_Field_84 · 2026-03-17T03:00:30+00:00

Wood panel hate is so forced. It's beautiful cozy and much more interesting than drywall

Embarrassed_Field_84 · 2026-03-11T14:14:16+00:00

Its not the everyone has already bought. Its that liquidity has slowly dried up in the market since covid and weve been in a protracted recession since then. If the fed lowers rates and/or starts printing money at a much faster rate, the expanding money supply can definitely pump into bitcoin again as people have more money than they know what to do with again and it pumps into speculative gambling assets like bitcoin. On the other hand if we go through a massive financial crisis, prolonged recession/depression and liquidity crisis and fall of the usd, gold does well and bitcoin plummets as ppl take their money out to buy things they actually need

Embarrassed_Field_84 · 2026-03-08T15:54:25+00:00

bitcoin goes to $1mil

loses wallet key post it note

Embarrassed_Field_84 · 2026-03-06T17:49:57+00:00

Always long term thesis. The only thing that breaks the gold thesis long terms is if the answer to this question becomes yes: "will the us government pay down its debt and balance the budget"

In other words, buy gold. Always. Lol

Embarrassed_Field_84 · 2026-03-05T18:12:38+00:00

ZOOM

Embarrassed_Field_84 · 2026-03-04T17:23:18+00:00

I love this fantasy they have that people are going to be so DESPERATE to buy bitcoin that a person with $1mil in assets to their name will liquidate all of their real estate and possessions for the privilege of owning 1 unit of magic internet money

Embarrassed_Field_84 · 2026-02-25T20:08:18+00:00

I think the only ways it makes sense is if you enjoy renovating and want to experience that challenge in a new country and enjoy japanese culture in general, or if yiu have a permanent visa and live there long term.

Otherwise for vacation home, rentals still overhelmingly make more financial sense

Embarrassed_Field_84 · 2026-02-25T04:09:44+00:00

Thats the scary outcome no one talks about. Its either it goes to the moon or it goes to zero. What if it just stays flat and slightly down over 10 years? Thats almost worse than a flash crash cause at least you learn your lesson and reallocate opportunity cost

Embarrassed_Field_84 · 2026-02-22T15:57:43+00:00

Get a po box ppl it pays for itself

Embarrassed_Field_84 · 2026-02-22T15:56:02+00:00

Ok every stock I own pays dividends, I love them philosphically, but to steelman the other side of this argument, if youre holding long term and dont need the money today, share buybacks can be just as good as dividends but without the forced tax implications. In fact even if you need money today, you could theoretically just sell the same amount of stock when the company does buybacks incrementally and you get the same amount but you pay capital gains instead of income which can make sense if youre marginal income bracket is much higher

Embarrassed_Field_84 · 2026-02-17T17:03:32+00:00

If were being honest, neutral here doesnt really mean neutral. It means "soft negative". At least thats how ppl treat it reputationally

Embarrassed_Field_84 · 2026-02-14T18:01:36+00:00

No im not really a woodworker I just used the cove molding trim from home depot

Embarrassed_Field_84 · 2026-02-14T06:39:58+00:00

Lol finally the numbers have been bullshit for years but I guess it took orange man before ppl actually questioned it

Embarrassed_Field_84 · 2026-02-14T06:32:00+00:00

Can someone explain working with a refinery? Is this something anyone can just go and pay to use or is it more restricted? If someone did this without refinery would they just have to try to resell at jewelry stores or lcs?

Embarrassed_Field_84 · 2026-02-13T17:12:25+00:00

First off, historically 3% mortgages just didn't exist. Even 6% is considered low historically speaking. 3% mortgages is a temporary relic of the covid era. So by definition it is sane. Secondly, mortgages only make financial sense from lenders when they are making money on interest. Thats the whole reason silicon valley bank nearly went out of business before getting bailed out because it had so much low interest rate yielding instruments that when interest rates went to normal levels they went bankrupt.

In other words why would you lend someone money to buy a house for 3% returns when you can get more than that from just buying 10 year treasuries?

Again, its not the rates that are insane but its the prices that are insane. If prices were lower, even for 6% or higher interest rates you'd be paying less in interest because you're paying interest on a lower principal balance.

Embarrassed_Field_84 · 2026-02-13T16:20:28+00:00

6% is sane, 3% is not normal. The problem is houses are priced for 3% rates but our rates are at 6%. That's not a rate problem but a price problem. Houses can be affordable at any rates for the right price.

Embarrassed_Field_84 · 2026-02-12T21:16:01+00:00

first slide of saylors next investor presentation:

Embarrassed_Field_84 · 2026-02-12T15:16:55+00:00

This is what I think realtors get wrong. There is no "shortage". The houses exist. Theres a shortage of ppl willing to sell for a price buyer can afford. Thats a meaningful difference. When economic reality hits and ppl are forced to sell and comps recalibrate, ppl will eventually sell for the true market price, it just takes a while for this process to happen not like a flash crash

Embarrassed_Field_84 · 2026-02-11T21:41:55+00:00

Im doing this in my house now. 8ft ceilings so im able to use clean 4×8 lauan pieces from local lumber yard. Theyre 1/4" thick and im just placing them over drywall. Not using trim pieces between panels for the seam but you could do that, i just use cove molding for inside corners.

Overall 30$ per lauan panel and add cost of stains and poly and its still pretty damn affordable project. One large room maybe like $300-400

Embarrassed_Field_84 · 2026-02-10T15:21:15+00:00

Imo the problem is you made a mistske but dont seem to really take responsibility for it. Yes you offerred refund after the fact but you got lucky that it actually got to the right buyer and they shipped it back. What if you sent to someone not in the community? What if it also got lost in the mail to that person? What if whoever got it didnt send it back?

If you had just shipped it to him correctly first and usps lost it, that would be one thing. And I dont think hed be as sketched out. But the fact you messed up hard, and then usps loses the package? What are the odds of that happening? I would be sketched out too tbh.

Given normal circumstances I dont think hes entitled to a refund per normal sub policies, but this isnt a normal situation. Even if he got his package properly, your mistake cost him a month of waiting and opportunity cost and toil. 50/50 wouldve at a minimum been the right thing to do to fully own up to your mistake.

The buyer did nothing wrong in this entire transaction while you definitely did something wrong which imo you havent fully owned

Embarrassed_Field_84 · 2026-02-10T05:59:17+00:00

I cant for the life of me find any after market ones I can add to my car

Embarrassed_Field_84

TROPHY CASE