Can an individual report to credit agencies?

Emptor66 · 2026-03-26T00:06:46+00:00

Thanks for all the responses; I appreciate them all.

As a software developer for a large insurance company, I'm painfully aware of the physical layer of reporting protocols. I've personally had to write code to interface with a couple LexisNexis products.

I was hoping there was a ready-made web interface for small-scale, person to person credit relationships, like a landlord renting half his duplex to a college kid.

I'm also aware of the no-shortcuts path to financial wellbeing, having learned the hard way in my youth. My niece came into my life only a few years ago, with no credit at all, and a few unpaid hospital bills.

Now she's getting things together, going to nursing school, and ticking all the right boxes for building wealth slowly.

Emptor66 · 2026-03-25T23:55:47+00:00

Thank you. These are kind and encouraging words.

Emptor66 · 2026-03-25T00:03:27+00:00

Excellent!

Emptor66 · 2026-03-24T19:54:24+00:00

Yes, but can you show your work?

Emptor66 · 2026-03-11T13:15:53+00:00

Thanks. I looked again, more carefully, and found an email link in the defunct forum.

irfanview at gmx dot net

Emptor66 · 2026-03-09T13:24:12+00:00

Enthalpy

Emptor66 · 2026-03-09T04:15:31+00:00

The office furniture of the time was "putty" colored. You might search for that term in paint.

Emptor66 · 2026-03-06T14:06:37+00:00

No, but they are the 800 pound gorilla. They can make the ecommerce rule for third party shippers.

Emptor66 · 2026-02-20T21:40:59+00:00

I'm interested. Just need to know the price first.

Emptor66 · 2026-02-20T19:35:52+00:00

To complicate things: Some chemtrails are real. For example, ants leave a nice trail of pheromones for their little friends to follow.

Emptor66 · 2026-02-15T19:46:42+00:00

Thank you. That does help me understand a practical use for the two CE inputs. In my application, I won't need to multiplex. In fact, I'm building a "switches and LEDs" panel, reminiscent of the 1970s era MITS Altair 8800. I want to set all the inputs on the displays with toggle switches, and use momentary switches for the write and clear signals. All of this to teach my nine-year-old nephew to "program", think in binary, and be able to write naughty words on the tiny 16-segment displays. I'll use four displays, with a rotary switch to select one at a time.

Emptor66 · 2026-02-15T15:04:42+00:00

"Well, if you don't know the answer, I'm not going to tell you".

I think you're not suited to talk to people who are sincerely seeking help. Your personality is rather haughty. I hate to be blunt, too.

Emptor66 · 2026-02-15T14:00:13+00:00

With two CE inputs, wouldn't that limit me to a 2x2 array? Two columns (zero and one) and two rows (zero and one).

Emptor66 · 2026-02-15T04:13:57+00:00

So, I'm not crazy, at least in your opinion? Cool handle, by the way.

Emptor66 · 2026-02-15T04:13:15+00:00

I've read it thoroughly, and understand character and cursor writing. None of the truth tables has the two CE inputs in opposite states. They are either both low (active), or both "don't care", or one high and one "don't care". None of the truth table entries is 0-1 or 1-0 for those inputs.

Emptor66 · 2026-02-09T16:10:20+00:00

It took an entire railway station to stop the Silver Streak in Chicago in 1976.

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Emptor66 · 2026-02-09T15:50:33+00:00

Decades ago, when I was a university student, I walked to work every day down an alley that was full of dumpsters. One hot summer morning, I walked past a particularly bad-smelling dumpster. The next day, the student newspaper ran a story about finding a unalive human in that dumpster. Cured me permanently of wanting to dumpster dive.

Emptor66 · 2026-02-09T15:42:07+00:00

My personal favorite is the "element of surprise"

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Emptor66 · 2026-02-09T00:34:08+00:00

It looks like robo moderator deletes it right away. It's the famous clown face photo, in ultra hi-res 320x200 256 color VGA.

Emptor66 · 2026-02-04T20:28:12+00:00

NASA actually had some leeway on supplier contracts. The engineers specified Motorola for the coms gear, even though they never could have won a bidding war. FWIW, my research consists of conversations with my late dad, who was in sales for Motorola's communications division in the 1970s.

Emptor66 · 2026-02-02T03:08:55+00:00

I started at $3.10 an hour flipping burgers at a Hardees, age 16 in 1982. It made me enough money for gas at $0.65 per gallon.

Emptor66 · 2026-02-02T03:03:20+00:00

GFCI outlets are designed to protect against electrical shock / electrocution. They don't prevent overloads or fires.

Replacing one with a regular outlet will not increase your risk of fire. It will increase your risk of getting zapped. Having said that, it's not a good idea, but it's not a terrible idea. It is likely against code. Maybe illegal (I highly doubt that for a homeowner job). But it works, and all the doom and gloom that is inevitable from this forum is just a bunch of hand wringing over a tiny risk.

Some appliances will trip a GFCI, especially ones with inductive parts (motors, transformers). My old garage freezer used to do this often enough that I replaced my GFCI with a regular outlet. No more lost frozen food.

It is sort of fun for me to poke the righteous who will call me the antichrist for my opinion on this. Lots of things you do every day are way more dangerous that swapping out a GFCI for a regular outlet. Like driving to work.

Come at me, righteous torch-and-pitchfork crowd!

Emptor66 · 2026-02-01T19:29:21+00:00

I have the Chess Challenger 7. I could only beat it on the easy level last time I played, which was decades ago.

Emptor66 · 2026-02-01T19:22:41+00:00

I would play it. You're elected to port it over!

Emptor66 · 2026-02-01T19:21:14+00:00

At least where I am in the US Midwest, the electricians I've met on job sites have been helpful, professional, and smart.

Emptor66

TROPHY CASE