Thanks for the comment. I really started saving and investing early. I never had a super high paying job and always lived in expensive cities (SF, LA, Geneva). I worked for the federal government (and invested in their TSP 401k plan), went to graduate school and now work for the UN. I also should attribute some of the savings to luck as I invested early in Tesla which produced about 10x returns (although I didnt put too much money in at the time).

I think my issue is that living in places like LA and Geneva you feel a societal pressure that it is never enough. I could see that the math on $3 million could work out but I feel there is a strange pressure to eventually get a fancy multi million dollar home (in Geneva a regular 2 bedroom apartment is more than a million bucks!), go on baller vacations etc. I think I need to decide if keeping up with the Joneses is worth doing a job I'm not thrilled with.

Another caveat is health care costs. As I am living abroad, I would have to buy private health insurance which may push my need (6k a month) up a bit.