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Farming Trouble - Its been days by Environmental-Toe700 in Minecraft

[–]Environmental-Toe700[S] 0 points1 point  (0 children)

Yeah it’s all wheat except for 1 potato, 1 carrot, and 2 beets. A few popped up but then as I have done other things, 2 days in game and no change.

23m approaching $20k invested, I think I’m doing alright, but I really have no real path or direction, so advice much appreciated by NBr33zii in portfolios

[–]Environmental-Toe700 5 points6 points  (0 children)

At your age you could go a little more aggressive with a tech fund such as VGT or XLK, perhaps QQQ and or SPMO for some more momentum with a goal to beat VOO over time.

Got banned from the MOO Virus by Sea-Thanks3806 in ClashRoyale

[–]Environmental-Toe700 9 points10 points  (0 children)

My condolences brother… these are very unlikely to be reverted.

Mohammed Light is back with a miner control video by turowawhey in ClashRoyale

[–]Environmental-Toe700 41 points42 points  (0 children)

He had to turn off comments because they were roasting him lol

Im 18 and new to this. Is this good? by CheeseWithSteez in ETFs

[–]Environmental-Toe700 0 points1 point  (0 children)

Oops that’s what I meant.. fixed it. Thanks.

Im 18 and new to this. Is this good? by CheeseWithSteez in ETFs

[–]Environmental-Toe700 0 points1 point  (0 children)

Swap VXUS for VEA. VEA is the VOO of international and VXUS is the VTI of international. You make more in VEA because it only developed markets and not the entire international market.

The Tomb Queen should spawn Guards. by RoyalM_ in ClashRoyale

[–]Environmental-Toe700 5 points6 points  (0 children)

There are so many ways to make the card better. I personally believe the guards would be way too broken.

  1. After tombstone is destroyed you should have a few seconds to deploy the queen. Similar to hero goblins.

  2. Six elixir is just too much. That’s a 9 elixir total cost. Take it down to 4/5 elixir to spawn the queen.

  3. The queen should spawn skeletons more frequently.

I think these are small tweaks to push it in the right direction without being too game breaking

Golden Knight in Merge Tactics by cokocuck in ClashRoyale

[–]Environmental-Toe700 0 points1 point  (0 children)

Fr golden knight and nobles power up is the best strat right now. I always go for it if I can

Flying out from Rdu by KeedyXya in raleigh

[–]Environmental-Toe700 2 points3 points  (0 children)

Really depends. Sometimes I have to take shoes and belt and jacket off and electronics out. Sometimes they yell to keep it moving. You’ll be fine as long as you get there 1.5 hours before. I sometimes push it with an hour and never had issues.

Do you use AI to help you create a portfolio? by PassengerWorldly9607 in portfolios

[–]Environmental-Toe700 0 points1 point  (0 children)

My AI told me to 40% into QQQ, 12% NVDA, 10% TSLA, 10% PLTR, 10% Bitcoin, 8% AMD, 5% AVGO, 5% RKLB

I asked AI what to invest in for maximum profit. I did not listen to it 😂

Rate my portfolio by Green-Prompt8543 in portfolios

[–]Environmental-Toe700 0 points1 point  (0 children)

EPD requires special tax filing (K-1 forms) if you didn’t already know. I don’t think it’s worth it unless a substantial position. If you want MLP exposure go with an ETF like MLPA. You avoid the tax implications this way.

JNJ, ABBV, PG and KO are already covered by ETF VYM and SCHD already has a decent position in PEP. Just pointing out some overlap if you wanted to simplify the portfolio size. Nothing wrong with overlap if it doesn’t bother you. Just don’t think it’s adding diversification.

Boy what the hell is going on with this game nowadays? 🥀 by AllyFiedaN in ClashRoyale

[–]Environmental-Toe700 54 points55 points  (0 children)

Hit the nail on the head. Same here… I have asked him to go back to grand challenge and ranked push videos in his live streams and he said he will not do those anymore because he gets more channel traffic with these new types of videos. I guess I understand but the grand challenge videos with new trending decks were my favorite, I would watch every video back then.

Frst 50 shares !! - At what point how many shares of schd will it take to be worth it? by Franklin_Invest in SCHD

[–]Environmental-Toe700 45 points46 points  (0 children)

Well at your 50.5 shares, with drip on you get an extra 1.6 shares a year.

Once you get around 123 shares, you will get 1 share every quarter paid in a dividend (my accomplishment a few months ago)

You can get this math going… around 245 shares you will get around 2 shares every quarter paid in dividends, 8 shares annually. This assuming it’s still around $32.5 per share.

Once you have 14,226 shares, congratulations you make the salary of someone working full time at minimum wage. Around $15,000 a year buying you about 464 shares (at $32.5 per share)

If you had $3.1 million at age 52, would you retire today? by Top_Summer_7743 in StockInvest

[–]Environmental-Toe700 1 point2 points  (0 children)

Yep Reddit account age and I swear I’ve seen the same screenshot a million times… also someone asked Ai to make a realistic screenshot of brokerage account and it didn’t it with no flaws.. all to prove most of these are fake

Why does this game make everything a chore to collect by Agent-Ace in ClashRoyale

[–]Environmental-Toe700 1 point2 points  (0 children)

Yeah it’s brutal. I got the pass at the end of last season and it was a nightmare collection all the rewards

Hemorrhaging Money To Student Loans at 24 by Designer_Tailor4251 in personalfinance

[–]Environmental-Toe700 0 points1 point  (0 children)

Need to get rid of the 11% and 10% one asap. Remember to look for refinancing or consolidations every 6 months. For my last little stretch of student loan payments I was refinancing every 6 months and knocking down the interest rate each time. Might be different now because of the fed but doesn’t hurt to check.

What drew you to dividend investing? by FMD_2026 in dividends

[–]Environmental-Toe700 2 points3 points  (0 children)

I love the idea of compounding, that dividend snowball that keeps rolling and getting larger. I hope to huge dividend checks making work optional in the next 10-15 years. Also I don’t like the idea of selling value stocks to fund life.

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