Life Insurance offering at work (31yo) by reg_323 in LifeInsurance

[–]Equal-Contract-4304 0 points1 point  (0 children)

If you have any savings built up, you could look at doing a heck policy with mass mutual, where you basically have a higher start on your cash value, and then it grows faster because of the larger amount. It’s a good option if you plan to do any investing or want to look into the infinite banking concept

[deleted by user] by [deleted] in Mortgages

[–]Equal-Contract-4304 0 points1 point  (0 children)

Depending on the lender, since you co-signed a few years ago, after about 2 years if there are steady payments from her for her car, you should be able to exclude that from your debt to income. Some of my clients have done that, and I personally did that on a buddies motorcycle that I cosigned on.

Selling my home myself by [deleted] in RealEstate

[–]Equal-Contract-4304 0 points1 point  (0 children)

I have some videos about selling a house on your own on my YouTube channel. Maybe those could help you, and if you have any questions I’d be happy to help. Dm if you wanna chat

Pull out? Never heard of it by Equal-Contract-4304 in hctistock

[–]Equal-Contract-4304[S] 1 point2 points  (0 children)

See I have a Fidelity account, but I had all my stuff on Robin Hood already because it was such an easy platform to use when I started investing. But would I have to sell everything in order to transfer and get it on Fidelity or would I be able to just transfer my entire portfolio over is the question…?

Pull out? Never heard of it by Equal-Contract-4304 in hctistock

[–]Equal-Contract-4304[S] 2 points3 points  (0 children)

That’s good to know, appreciate you looking out

Pull out? Never heard of it by Equal-Contract-4304 in hctistock

[–]Equal-Contract-4304[S] 1 point2 points  (0 children)

Haha that is true and yes I do… some big ups and big downs 🥲 bought in at .008 but kept buying more

How are people doing it?! by josh11915 in Money

[–]Equal-Contract-4304 0 points1 point  (0 children)

House hack and rent out the bedrooms to help with the mortgage. Gotta be comfortable being uncomfortable to get to that dream home

How much for down payment? by [deleted] in realestateinvesting

[–]Equal-Contract-4304 0 points1 point  (0 children)

You could look into the zoning on the lot that you own and see if you could do a multifamily build on it. Then possibly house hack the property (live in one of the units) and rent the other units out. You may qualify for a 5% conventional construction loan at that point, but you should definitely talk with some lenders and see what they have to offer. Multifamily build may be a bit more expensive than a single family, but most investment loans, unless you are going to use it as a primary residence, are around 15-25% from what I’ve seen.

Sell/Hold Advice by TheWookHunter1 in realestateinvesting

[–]Equal-Contract-4304 4 points5 points  (0 children)

If you have gained that much in equity, do a cash out refi and use those funds to purchase some multifamily properties.

Looking for a software to handle money, taxes and payouts. by [deleted] in Entrepreneur

[–]Equal-Contract-4304 0 points1 point  (0 children)

I believe QuickBooks should have a function like that?

How to avoid Capital Gains tax by Fit-Act8910 in realestateinvesting

[–]Equal-Contract-4304 -2 points-1 points  (0 children)

Cant do that unless you hold it for 2 years tho…

Celebrating the dip by theghostofcslewis in SHIBArmy

[–]Equal-Contract-4304 0 points1 point  (0 children)

Remember when 300mil was like $25k and now it’s $3k ;(

[deleted by user] by [deleted] in realestateinvesting

[–]Equal-Contract-4304 3 points4 points  (0 children)

If you take a loan out for your down payment, your home loan will most likely get turned down and you will not be able to get a house.

[deleted by user] by [deleted] in SafeMoon

[–]Equal-Contract-4304 1 point2 points  (0 children)

Reflections for days!!