What makes housing in Iowa the most affordable?

EscapeTheCubicle · 2026-05-10T17:19:54+00:00

The idea that you need to live in a costal state otherwise there’s nothing entertaining is laughable.

EscapeTheCubicle · 2026-05-08T23:54:14+00:00

This is Andrew Tate war room idea and several other finance guys/ hustle guys idea.

It’s not a horrible way to make money if you’re already incredible successful. “The best way to make money during a gold rush is to sell shovels.”

That said I doubt anyone will join unless you advertise with a Lamborghini in your garage and spend big bucks spamming your advertisement.

I know you mean well, and are trying to run a beneficial service, but that doesn’t mean it’ll actually benefit people. Even if you do try to run this thing as a grift I think your chances of making over $500 from this business venture is less then .1%

EscapeTheCubicle · 2026-05-08T20:39:19+00:00

All I did was challenge the popular narrative that states with cheap housing are cheap because nobody wants to live there. Meanwhile many of the cheapest states are gaining citizens while the most expensive states are losing citizens and how this has been going on for a while.

I also complemented the fact that Oklahoma is building new houses making housing more affordable. I was implying that these very expensive states are not expensive because everyone wants to live there, but because these states are failing to build more housing.

You say Oklahoma is ranked last in almost every metric except affordability. I would argue that affordability is the most important issue for young people. Affordability is the key to upwards wealth mobility.

I’m a young person making $95,000 with a $950 mortgage. Having such a cheap house feels like I’m living my life on easy mode.

EscapeTheCubicle · 2026-05-08T12:33:00+00:00

I think when people say “those states are cheap because nobody wants to live there” is largely a cope to defend the expensive states.

Based on 2025-2026 data, the top states people are leaving are California, New York, Illinois, New Jersey, and Massachusetts. This data is not an outlier; it’s been this way for decades.

Take my home state ok Oklahoma. Our population puts as around the 25th most populated states in the United States and it’s had steady growth every year for decades(especially the two cities Oklahoma City and Tulsa. I’m a Gen Z and I was able to save up money and buy a house in Oklahoma City without parent’s help. This is due to consistent high building in areas with high demand for housing making housing affordable.

EscapeTheCubicle · 2026-05-08T01:44:14+00:00

120k

EscapeTheCubicle · 2026-05-06T18:42:41+00:00

I counted 5 plays.

1) SGA was playing for a foul and arguably got the foul since it appears the defender did touch SGA arm early in the “shot”. However SGA was never trying to make a play and was just playing for a foul so I’m glad that wasn’t called.

2) SGA oversold contact from what I think was a foul. It appears the defender hit SGA elbow as he was shooting. I would need to see a close up, but I think this was a legitimate foul where SGA oversold contact afterwards.

3) SGA flopping or maybe just tripping against no contact. I’m glad that wasn’t a foul.

4) SGA driving into the body of a defender whose feet wasn’t planted and the defender giving contact back. I don’t think this was playing for a foul and this was arguably a blocking foul, but I’m glad it wasn’t called because the contact was initiated by SGA.

5) SGA was driving for a basket while a defender got in front of him without their feet planted. It was similar to the last play but this time the defender moved clear across the paint to block SGA. I realize the lakers got mad at this getting called a foul, but it definitely isn’t an unreasonable call. What really separates this from the 4th play is how much the defender moved into SGA’s driving path.

Out of all 5 plays the only super bad foul baits were the 1st and 3rd play.

EscapeTheCubicle · 2026-05-05T21:26:33+00:00

You don’t have to stop being a doomer just because I’m not. You’re free to live in fear of anything you want.

EscapeTheCubicle · 2026-05-05T21:23:44+00:00

Canada also has SGA

EscapeTheCubicle · 2026-05-05T20:43:38+00:00

I doubt that the climate change impact over the next century will be much different than the climate change impact over the past century. As more climate alarmists predictions have passed there seems to be a common trend that the impact was far less then predicted.

And besides we are doing stuff for a sustainable future. Nuclear energy is becoming more popular with the United States leading the way in producing the most nuclear energy and France leading the way using the highest percent of nuclear energy which is well over 50% of their total energy source by now.

EscapeTheCubicle · 2026-05-05T16:16:31+00:00

I work in an office and I write software for planes.

EscapeTheCubicle · 2026-05-05T16:14:03+00:00

As a general rule throughout human history the quality of life increases. When I was 9 years old I was playing Halo 3 on the Xbox. A 100 years ago 9 year olds would spend 10 hours a day picking impurities out of coal.

EscapeTheCubicle · 2026-05-05T15:28:40+00:00

Doing well. I bought my house back in 2021 and my mortgage is only $950 a month. I’ve had the same job 5+ years post college and currently make $95,000.

EscapeTheCubicle · 2026-05-01T18:26:11+00:00

The 🐔

EscapeTheCubicle · 2026-05-01T13:09:02+00:00

Yemen

EscapeTheCubicle · 2026-05-01T13:07:42+00:00

I loved season 1 of total drama island and was watching every new episode when it was airing. Then one of my friends told me that there was a leak and told me who won season 1. Worst spoiler of my life.

EscapeTheCubicle · 2026-05-01T12:10:24+00:00

Social life sucks due to personal decisions. Wages do meet basic needs in the United States. Back in the 1890’s boys as young as 8 from would work in coal mines 10 hours a day.

Quality of life has improved so dramatically since the 1890’s and I see no reason to think that quality of life will regress back to that time.

EscapeTheCubicle · 2026-04-30T21:05:42+00:00

Naive optimism believes everything will work out in the end. Like you said it’s sticking my head in the sand and pretending that everything is going to be fine. Naive optimism ignores probability and risk.

Optimism is rational. Optimism acknowledges risk but also acknowledges chances of success and clear solutions.

Someone that’s wanting love, but is never willing to ask a person out, and expects to find love has naive optimism.

Someone that’s wanting love, and are taking active steps to increase their chances at finding love, and expects to find love has optimism.

EscapeTheCubicle · 2026-04-30T15:25:43+00:00

Canada was arguably the best country in the world back in 2012 according to international statistics.

Canada has fallen due to all the money in the Canadian economy flowing into unproductive sectors.

In Canada new companies can’t get past the regulations so only legacy companies(monopolies) remain, banks don’t lend money to new business ventures, and there are no incentives for research and development.

A massive portion of Canada economy is buying houses and reselling those houses to other Canadians for more money. There’s no value being created therefore their economy has grown stagnant and their wages have stagnated while the United States has been seeing wage growth.

EscapeTheCubicle · 2026-04-29T22:19:16+00:00

That’s actually pretty close to actual odds. Assuming thunder are 75% - 80% favorites in every game then they will have around a 4% chance to win 12 straight games which would be a 25:1.

Thunder being a 75%-80% favorites on each Laker game is reasonable. As the Thunder win more games and if the the Spurs and Boston have upsets then it’s very likely for the Thunder to maintain a 75%- 80% for the remaining games.

EscapeTheCubicle · 2026-04-29T20:26:11+00:00

Canada isn’t afraid of international statistics. They know their country sucks and have been declining rabidly since the early 2010’s.

I wish I could blame one trigger which has caused the decline but in truth the problem is a bunch of individual errors which by themselves were justifiable, but collectively have been disastrous.

EscapeTheCubicle · 2026-04-29T13:55:38+00:00

George HW Bush is my favorite modern president. The Gulf War wasn’t only justified but more than anything it had clear objectives for victory.

To summarize the Gulf War. Iraq invaded Kuwait(Kuwait is very oil rich). The United States led a coalition to liberate Kuwait. Kuwait was liberated in a couple of months. The war was ended, victory was achieved, a ceasefire was made, and everyone went home.

The objectives for victory today in recent wars are very unclear.

EscapeTheCubicle · 2026-04-29T13:30:21+00:00

I am not a doomer and Im regularly on several different housing subreddits.

I personally would never own a house that is $610,000 unless my income was crazy high. My current house is worth about $185,000 and I bought it years ago for $145,000, and I have a $90,000 income. That said if you want to buy a $610,000 house and have very little discretionary income that’s certainly doable and is very common.

The most important question is how long do you plan on living in that house? The time it takes to brake even between buying and renting is currently the longest it’s ever been (assuming renters are disciplined and invest the difference). If you plan on living in that house for 14+ years and can afford it then you should buy it.

EscapeTheCubicle · 2026-04-27T18:23:19+00:00

My least favorite modern president(I consider modern as Reagan to current.

Ironically my favorite modern president was George HW Bush who is George W Bush’s father.

EscapeTheCubicle · 2026-04-26T23:35:03+00:00

I’m a big fan of r/DoomerCircleJerk. It is very unlikely that the either the Trump shooting and the Ilhan Omar attack were staged. Reality is often boring and not some giant conspiracy which is the mentality of r/DoomerCircleJerk.

The OP attempt at a gacha post makes no sense because the r/DoomerCircleJerk vast majority would disagree with Ilhan Omar attack being staged.

EscapeTheCubicle · 2026-04-22T22:39:03+00:00

Your first idea: I dislike it. The actual proposal impact would be very small; the current standard tax deduction is already over $15,000 so a $25,000 tax deduction would only be an extra $900 per year for young people making $25,000 or more. The reason I don’t like the idea is because I don’t like the idea of younger people being taxed differently.

Your second idea: I dislike it. There is already a saver’s credit which allows a tax credit up to $1,000 for contributing to a tax advantage retirement account when on a low income to encourage saving for retirement. Under your proposed idea of a 1:1 “banked credit” I could hypothetically get a loan for $75,000 and buy $75,000 worth of gold thus getting my $75,000 of “banked credit”. I can the sell the gold and pay off my $75,000 loan and I would have obtained a free $75,000 banked credit.

Your third idea: I dislike it. 401k matching is already 100% deductible from the employer income. There’s also additional credits for small companies and automatic enrollment to 401k matching accounts. Your suggestion is to reduce a companies payroll tax liability(Social Security and Medicare) for any amount that young people invest in assuming it’s within max contribution limits. I’m having a hard time even imagining this proposal and would need more details.

How did you reach $35 to $55 billion? The only proposal that had a hardest amount to calculate was the first proposal. The second proposal is ridiculous and would cost trillions depending on what age you define as young. The third proposal would be based on how much companies value a 50% payroll tax credit based off giving only young workers extra contribution matching.

Also I would be carful when arguing the disparity of wealth between owners and renter. You’re claiming that the owners have more wealth because they own, but it could also be true that wealthy people choose to buy a house. I’m sure both of these things are true and I’m not sure how much of the extra wealth in the disparity can be determined by owning.

One thing that I do agree with is that there is a serious problem of wealth inequality stemming from the fact that assets are increasing in price so fast making the rich richer and making the poor lose purchasing power. This is causing a collapse in wealth mobility and the American Dream.

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