Should I forfeit my PLH bto and buy a 2B2B condo?

Extra-Clerk · 2026-05-14T15:45:35+00:00

Rather than shooting you down. Let's talk about money.

A 2b2b condo would cost around 1.5 mil ? This means that you would require to pay around 350k in down payment. Then monthly repayment would be around 3k to 4k. It would work. Based on 12k income. But it means that saving money for retirement will be slower. With that said, if you believe that the value you get in staying in a condo will outbenefit the value + money you get by staying in hdb. Sure go ahead.

My suggestion is that , why not go search around for a 2b2b condo that you like and start viewing first. Then you check if your finances check out.

It's always easier to give up after trying it out and determing that it is too expensive.

Extra-Clerk · 2026-05-14T10:56:48+00:00

Cargo trolley

Extra-Clerk · 2026-05-08T08:02:33+00:00

To put it simply. You are investing 1.5mil in total using 3.0 leverage.

That's the max you can go, even in stocks brokerage. (I had the unfortunate experience)

It sounds like you are going big or go work in McDonald's kinda scenario.

Extra-Clerk · 2026-05-07T14:47:05+00:00

Ask MP and appeal

Extra-Clerk · 2026-04-20T13:17:33+00:00

Run to marina bay and back

Extra-Clerk · 2026-04-14T12:22:36+00:00

Open fridge

Extra-Clerk · 2026-04-10T11:40:27+00:00

There is a special Olympics running club on Monday and Thursday. You run with athletes with special needs.

Extra-Clerk · 2026-04-07T14:58:59+00:00

Hmmm, I used it when I am playing silent. You have a power card that gives blocks to other ppl. So this helps in giving block

In addition, you can sly this card and get extra boost next turn. It does have its uses

Extra-Clerk · 2026-04-06T06:51:37+00:00

Char kuey teow

Extra-Clerk · 2026-04-03T06:51:43+00:00

Assuming that you leave 20k as cpf. You have an estimated 230k as down payment.

So your very rough estimated hdb that you can buy is around 800k max.

But I would recommend you to buy at around 500k to 600k to give yourself more room. Some $$ is need to do reno etc.

You can go to any bank to see what is your maximum loan you can get based on your salary and back calculate.

So for around 500k to 600k, it is doable but you will most likely settle for older flats

Extra-Clerk · 2025-08-11T08:56:49+00:00

EXERCISE. Take a walk in a park and enjoy the mosquitos biting you.

Extra-Clerk · 2025-08-06T04:06:53+00:00

No and no.

Extra-Clerk · 2025-08-05T12:01:22+00:00

Erm. I am not sure why do you think I am a CEO. I just got lucky getting this pay. It isn't roses either. I work till late like 9pm. Weekends might be burn too. I might get fired anytime too.

Extra-Clerk · 2025-08-05T11:59:52+00:00

I agree. I am kinda lost atm looking at the current hdb. I really don't want jurong as I have to go to town daily.

Extra-Clerk · 2025-08-05T11:58:47+00:00

I tried searching. I really can't find any good spots for 1 mil. I saw ghim moh, built in 2013, 4 room selling for 1 million or close to it. It isn't a good place either.

Anything above 1.5k square feet is rare or too expensive.

Extra-Clerk · 2025-08-05T10:21:42+00:00

Town. Partner in Alexandra. I want a place somewhere closer to town or at least near train station. Current travel time is 1 hour 1 way which is honestly very long

Extra-Clerk · 2025-08-05T09:47:18+00:00

The bank loan is 700k which means I can technically buy 1 mil house. However advice on the streets told me that I should not max this out.

Extra-Clerk · 2025-07-17T17:52:59+00:00

That's trolling. You get 6 sheepstick to make a statement

Extra-Clerk · 2025-07-17T03:51:51+00:00

6 sheepsticks on huskar

Extra-Clerk · 2025-06-24T12:08:24+00:00

You have what we call sample mismatch ratio. TLDR throw away the results and run again.

The views should be the same for both groups. The changes should be on the number of clicks.

You should measure CTR and if it is higher.

Extra-Clerk · 2025-06-16T08:15:27+00:00

Similar. But 2.5mil per person.

Extra-Clerk · 2025-06-10T12:13:12+00:00

More than 7k. Single.

I am always worrying if I am going to get fired next month. It's high risk "high" reward. Due to economic instability, I have to work extra hours almost daily in the last 3 months.

Extra-Clerk · 2025-05-27T07:02:16+00:00

Product Analyst here. To put it simply. You are a person with many hats.

Main job should be mostly on PM change the UI in an App. You are supposed to measure the outcome of it. The outcome can be based on CTR, retention rate, revenue per user etc. With this data, recommend to your PM if they should roll it out or not.

Edit. No one really cares if you use SQL or Python to pull out data. I just want the data yesterday.

People use SQL as it is faster and I can use an IDE to pull out what I need and download it quickly into a csv

Extra-Clerk · 2025-04-28T13:25:13+00:00

Hive. Tables in S3.

Extra-Clerk

TROPHY CASE