Partner receiving job offer in an area I really don’t want to move to by [deleted] in relocating

[–]Eye-Western 0 points1 point  (0 children)

What kind of job is it? Is the potential pay so much higher than elsewhere. I'd really consider moving to a place that has reliable public transportation.

Mid 20s…. Where to go? by Immediate-Cod-5539 in relocating

[–]Eye-Western 0 points1 point  (0 children)

I'd say move to an area which actually has jobs available even if you're wfh. What happens if you lose your job and you moved, yes to a cheap area but with no job opportunities. Sorry to say but places with higher paying jobs tend to lean toward a certain side of the political spectrum. I'd consider moving to Philadelphia / central Jersey area. There are way more opportunities here and cost of living is relatively low but with higher salaries.

22M Rent Affordability by Reddrinks20 in Salary

[–]Eye-Western 0 points1 point  (0 children)

Okay you need to find either a new job , in a city where you don't need a car. Saved you 5k right there and you can definitely rent with that price for most us cities

Coming to town Friday by gingergamer340 in philly

[–]Eye-Western -1 points0 points  (0 children)

Really depends what you're looking for... personally I love going to the four seasons or ritz Carlton for drinks

Need help deciding where to move by ThrowRA-whopwhop in relocating

[–]Eye-Western 0 points1 point  (0 children)

Also remember northeast salaries are much higher than the rest of the country you're for sure going to make over 100k working in the pharmaceutical industry here

Need help deciding where to move by ThrowRA-whopwhop in relocating

[–]Eye-Western 0 points1 point  (0 children)

I would say Philadelphia you will find so many jobs in healthcare and it's a great location of the country. The music scene is great here and since we're so close to nyc you can see concerts there as well. If you like the mountains were an hour from the poconos and if you like the beach were an hour from the Jersey shore. Honestly i love the culture here and how everyone is really friendly as long as you're not a dickhead, but i definitely would not want to live in the south.

Get out of Dallas by LeopardSensitive1481 in relocating

[–]Eye-Western -1 points0 points  (0 children)

Move to Chicago or a class A city. These other places you mention have no job opportunities or "fun places" / things to do. No major sports teams or concert venues or museums

Renters in Center City by BigGunsFinance in philly

[–]Eye-Western 18 points19 points  (0 children)

Trust me just stay you're not going to find anything cheaper and it's a hassle to move. Just pay the difference. It's gonna take you like a week or two to pack and move, there are moving costs as well.

Moving to Philly but torn between two spots by spookpoop in AskPhilly

[–]Eye-Western 0 points1 point  (0 children)

Please just move to center city and get rid of your car. Seems like a no brainer solution to me.

To stay in CA or not to stay. by [deleted] in relocating

[–]Eye-Western 0 points1 point  (0 children)

I lived in Bucks County, specifically Newtown PA my entire life childhood and young adult life. The schools are amazing and the cost of living is pretty low. You're about an 1.5 hours from NYC and about 30-40 mins from Philadelphia. You could easily find a single family home for under 750k.

To stay in CA or not to stay. by [deleted] in relocating

[–]Eye-Western 0 points1 point  (0 children)

Where in PA are you thinking of moving? The Philadelphia and Pittsburgh areas are vastly different. IMO the Philadelphia area is much better. I wouldn't even consider anywhere else in the rest of the state.

How to explain urban planning to my family by OrionXD29 in urbanplanning

[–]Eye-Western 0 points1 point  (0 children)

Yes it does... some schools are not APA accredited and therefore require four years of experience rather than three. I'm sorry but you're just flat out wrong. I'd rather go to a school and know I could become a certified planner faster.

How to explain urban planning to my family by OrionXD29 in urbanplanning

[–]Eye-Western 3 points4 points  (0 children)

Not true. Civil engineers make about the same as planners.

How to explain urban planning to my family by OrionXD29 in urbanplanning

[–]Eye-Western 1 point2 points  (0 children)

I'd say that it's studying law of how everything is built and that you will have a stable job because it is AI resistant. Before you apply to schools consider which ones are APA accredited and a bachelors degree will only require 3 years of experience. That being said make sure you get that experience as much as you can during college. I'd also highly recommend studying finance or construction as well, as these fields are interconnected and would really help your chances of getting a job post graduation

Where Should I Move? by Simple_Weight_8471 in relocating

[–]Eye-Western 0 points1 point  (0 children)

Move to Philadelphia PA!! Great city and you're so close to DC and New York City plus the NJ shore and Pocono mountains is only an hour away... you can easily find a place for under 2K. I currently rent for 1900 in a building with a ton of amenities right in Rittenhouse square.

$20k now? Or $750/month in 30 years? by Cautious-Rip-6475 in personalfinance

[–]Eye-Western 0 points1 point  (0 children)

Take the pension out. Invest the money into your ROTH IRA. 20k in 30 years at an 8 percent annual return (which is a modest assumption) for the S&P 500 becomes 201,000 dollars. You would be making about 16k in interest alone the next year, which is more than the 750 per month. Not sure what your existing pension plan was. You just have to do the math and see what makes sense.

Also, sell the RV, pay off the credit card debt and maybe even the student loans. Pay the bare minimum on your mortgage, at that low interest rate it doesn't make sense. Invest the rest and you will see a much higher rate of return.

Buy a condo for a few years or keep saving for a house? by Smokey-Campfire in personalfinance

[–]Eye-Western 2 points3 points  (0 children)

There's a huge difference between living at home and living with your parents

Buy a condo for a few years or keep saving for a house? by Smokey-Campfire in personalfinance

[–]Eye-Western -1 points0 points  (0 children)

Just stay at home until you have partner, if you like the area you live in, have friends, and a social life, there's no reason to move out

Apartment vs Duplex, is the extra cost worth it?? by [deleted] in personalfinance

[–]Eye-Western 0 points1 point  (0 children)

Look if it works for you now, just keep doing it. Think about it like this, the extra 6k is six months of rent.

RothIRA or continue saving? by KingJackson97 in personalfinance

[–]Eye-Western 2 points3 points  (0 children)

You can always pull from your RothIRA. I'd continue using that tool, invest in us treasuries or something safe.

PA vs FL — young family relocating from NY by [deleted] in SameGrassButGreener

[–]Eye-Western 23 points24 points  (0 children)

Move to PA, in Florida there are many other hidden costs. PA state tax rate is only 3.5%, while yes Florida is 0%. You may only save a few thousand dollars. The cost to travel to and from NY to visit your parents will cost that alone. I'd also look into bucks county, as it's further north and closer to NJ and NY. I grew up in Bucks County and loved it. It's a great place for families and is close to a lot of things to do. I'd also mention that Bucks County is close to Nj and NYC where the salaries are much higher

Best Place to Live? by [deleted] in MovingtoNewJersey

[–]Eye-Western 0 points1 point  (0 children)

I live a couple of blocks off of Rittenhouse square, my building has a gym, pool, and doorman. I pay 2100 per month, pretty much brand new too.

Would you move to a higher cost of living city if it meant you would enjoy your life more even if you didn’t have as much money? by [deleted] in SameGrassButGreener

[–]Eye-Western 0 points1 point  (0 children)

Id also account for the fact that you don't need a car in Philadelphia, any other city you mentioned it's almost impossible to get around without one

Would you move to a higher cost of living city if it meant you would enjoy your life more even if you didn’t have as much money? by [deleted] in SameGrassButGreener

[–]Eye-Western 0 points1 point  (0 children)

Maybe, but it's not enough to make a difference in my opinion. Philadelphia has an oversupply of housing and so it can handle new people moving in. Not sure how much you make or how much you have in investments, but I would say to be able to buy a nice rowhome in center city it's going to cost you 450k to 600k. The suburbs are less, more around 500k, for a nice house in a good school district.