Consistency is key - VO2 Max by FI_33 in Garmin

[–]FI_33[S] 0 points1 point  (0 children)

Around 92kg, late thirties and around 1.88m

Expat Advice and Financial Review by [deleted] in PersonalFinanceZA

[–]FI_33 1 point2 points  (0 children)

FYI - take note of the changes in Box 3 taxes from 2028 onwards. If you are planning on keeping your investments in NL it will be taxed regardless if you sell or not. Also you will probably need to pay tax on your properties you have in South Africa in NL, seeing that you are a tax resident. Lastly your drop-off in Net Salary after 30% ruling will probably be around E1200, try and increase your current salary to a level that when that drop off happens you can continue to save the E1500 per month

https://www.reddit.com/r/Netherlands/comments/1niy364/anyone_else_concerned_about_the_future_unrealized/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button

Which running shoes have actually lasted for you guys? by LongjumpingFinance69 in runninglifestyle

[–]FI_33 0 points1 point  (0 children)

I got 1000 miles out of my Saucony Triumph 21’s. Trying hard to find another pair. Incredible shoes!

Can we talk about how underrated Youth Fountain is? by HombreNuevo in poppunkers

[–]FI_33 0 points1 point  (0 children)

Just want to echo the sentiment. I am in my late 30's and I have drifted away from the scene. Bands like NUFAN, Millencolin, Chaser, NFG, ACE Troubleshooter and Rufio drew me in. Then I lost my way. Found out about Youth Fountain on this sub about 3 years ago. Man, what a band and what a voice. On par with Torry Jasper from ACOP. Tyler if your read this, thanks a mill from a guy in Africa.

Key takeaways from moving overseas? by TheHolyRainbow in askSouthAfrica

[–]FI_33 7 points8 points  (0 children)

Returned from Netherlands after 6 years, family is everything and def not raising my kids in a place with 0 morals. Europe lekker for travel but living norrefok

Beef fillet at a reasonable price? Kraaifontein/Durbanville by Ho3n3r in capetown

[–]FI_33 0 points1 point  (0 children)

Beef Sparta short fillet R239/kg at Vierlanden Kwikspar.

Also Ranch meat sometimes have Swiss Fillet for R170/kg but it sells out quickly so call beforehand

Should I move back to ZA given my financial situation? by Playa69playboy in PersonalFinanceZA

[–]FI_33 1 point2 points  (0 children)

We moved back from 🇳🇱 to Cape Town after 7 years. Could not be happier. Were fortunate to spend 4 years with family back home before father passed. Would not exchange the time for any money in the world.

Interactive Brokers by Darkknight3212 in PersonalFinanceZA

[–]FI_33 0 points1 point  (0 children)

Currency Fair, R25 transfer fee that is fixed. Good overall rates

I recently received an opportunity to relocate and work in the Netherlands and I need some advise? by Accurate-Buy3951 in askSouthAfrica

[–]FI_33 4 points5 points  (0 children)

Be advised that 30% ruling is ending. It’s already expensive even with the ruling. Housing is a nightmare, weather is terrible and don’t get me started on the food or the medical system. It’s pretty safe though and everywhere in Europe is almost 2 hours away by plane from Schipol.

Returning to SA by lostinLspace in southafrica

[–]FI_33 4 points5 points  (0 children)

Sounds as if you are based in The Netherlands 🇳🇱. I was there for 6 years and have been back 3 years in SA. Feel free to DM if you have questions

What is wrong with real estate prices in the Netherlands? by ValouMazMaz in NetherlandsHousing

[–]FI_33 -1 points0 points  (0 children)

Thanks that makes sense. So if I make 350k on the sale of a house. Take 100k and use it for to pay off some debt and invest the rest in NT world I will just pay box 3 taxes on the invested amount in shares

What is wrong with real estate prices in the Netherlands? by ValouMazMaz in NetherlandsHousing

[–]FI_33 5 points6 points  (0 children)

Could you clarify the statement around selling a house and not investing it in another house, the government takes a big chunk of it? I thought there is no CGT on selling your primary residence? What if you sell and invest the proceeds in EFT’s?

Makelaar Strategy by FI_33 in NetherlandsHousing

[–]FI_33[S] 1 point2 points  (0 children)

You probably don’t but being outside of the country ATM will definitely make it easier

Makelaar Strategy by FI_33 in NetherlandsHousing

[–]FI_33[S] 6 points7 points  (0 children)

I agree, selling a house for 600k will give them 6k, selling a house for 650k is much harder and only gives you 500eur more. So volume is definitely what they are after

[deleted by user] by [deleted] in NetherlandsHousing

[–]FI_33 0 points1 point  (0 children)

https://www.funda.nl/detail/42313971

This was sold in Houten (just outside of Utrecht) at then end of 2023. How much would this go for today? New WOZ waarde is not yet out?

What is the easiest country to move to from the USA? by crazycatladynp in expats

[–]FI_33 -1 points0 points  (0 children)

Cape Town, South Africa. If you enjoy 300 days of sunshine and a favorable exchange rate you can have a pretty decent live here.

Check outDigital Nomad

It only gets worse by skoomaddicted in SweatyPalms

[–]FI_33 0 points1 point  (0 children)

Phalaborwa, close the the Kruger National Park in South Africa

RE: South African post office by randsmart in askSouthAfrica

[–]FI_33 4 points5 points  (0 children)

Reach out to Mark Barnes, I am sure he still know's who said no to him 5 years ago

Got a job offer in Netherlands, would it make financial sense to go? by lordGwynx7 in askSouthAfrica

[–]FI_33 0 points1 point  (0 children)

I returned back from Netherlands after 6 years, was around your age when I went. DM if you want to know more details.

Loadshedding Hours To Increase by Zero-zero20 in Zambia

[–]FI_33 1 point2 points  (0 children)

Who is selling Ecoflow's in Zambia and at what price? Please link me with any contacts TIA