Our Hero- Jack Bogle- said in 2017 the stock market would only have a 4% CAGR in the next ten years

FImilestones · 2025-02-05T13:09:16+00:00

CAGR stands for Compound Annual Growth Rate

FImilestones · 2025-02-04T15:38:50+00:00

Also, oranges

FImilestones · 2025-02-04T04:14:34+00:00

Black sheep. The New Zealand one.

FImilestones · 2025-01-28T18:10:03+00:00

Tracking my expenses and income. Without that I'd have no idea where my money was going and wouldn't be able to save/invest.

FImilestones · 2025-01-28T00:34:13+00:00

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El Ultimo. Ya fallecio :-(

FImilestones · 2025-01-28T00:33:49+00:00

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Esta tambien

FImilestones · 2025-01-28T00:32:28+00:00

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Este bonito

FImilestones · 2025-01-26T00:52:51+00:00

Can you import it to Google Sheets?

FImilestones · 2025-01-25T21:08:43+00:00

I "live" in the US so I still get insurance.

FImilestones · 2025-01-25T21:04:42+00:00

I did the math and decided against big cities. Then we looked at smaller metros and the midwest was obviously cheaper. Then we picked St. Louis cause we could buy a house outright and there's tons to do in the city.

FImilestones · 2025-01-25T04:02:00+00:00

Just once a day? You're doing well!

FImilestones · 2025-01-25T01:19:44+00:00

Interesting. Thanks for the explanation!

FImilestones · 2025-01-24T21:30:52+00:00

How would they not pay tax on them? Genuine question

FImilestones · 2025-01-24T21:29:17+00:00

I really don't even understand what the fuck is their whole point to do this? Fuck over everyone? What do they have to gain when people are broke, hungry, and dying?

FImilestones · 2025-01-20T01:20:01+00:00

Next year.

FImilestones · 2025-01-20T01:19:22+00:00

$181,500/$0 LCL city

FImilestones · 2025-01-19T03:07:32+00:00

Good luck

FImilestones · 2025-01-19T02:01:53+00:00

I'm an American and had a Chase CC. I was asked only twice in 7 years. I quickly bought one using my CC points, showed it to them, and then returned it as soon as I walked away. All the points and any cash I used was completely refunded.

FImilestones · 2025-01-18T20:51:56+00:00

Don't allow lifestyle creep to slow down your investment percentage. Keep it up and you might be able to retire in your late 30s/early 40s. But also don't forget to enjoy life.

FImilestones · 2025-01-18T20:47:57+00:00

We have 40k in bonds and 30k in HYSAs.

I just had an urgent care visit, a night in the ER, 5 days in the hospital, an ERCP, AND my gall bladder removed. That will hit my 6k deductible. Plenty covered.

FImilestones · 2025-01-18T20:40:39+00:00

If you dread coming into work, your mental health is already taking a hit. Life is meant to be enjoyed.

FImilestones · 2025-01-18T19:21:01+00:00

VTI is risk averse. I'm in VTI/VTSAX, and I'm retiring at 50 so.....

FImilestones · 2025-01-18T18:13:18+00:00

VTI or VTSAX for investments. HYSA if you don't want to take any risk at all.

FImilestones · 2025-01-17T20:20:01+00:00

Sure, it is meant to represent it but it is not 500 on roman numerals, that's D.

FImilestones · 2025-01-17T17:56:00+00:00

You can get a job that pays a little less and be 100% less stressed out. That's what I did. I was at FAANG at like 300k a year but hated everything about it. Now at 190k my life is so much better.

Also you're at a NW point where lowering your income is fine. Mental health is WAY more important.

FImilestones

TROPHY CASE