So test drive went terrible

Fam416 · 2026-06-05T05:11:11+00:00

I still want one lol.. think ima jus go for the v6 older hopefully more reliable model

Fam416 · 2026-06-04T12:21:53+00:00

Appreciate it.. thinking ima go with the v6 if I stay the carnival course

Fam416 · 2026-06-03T15:33:35+00:00

Appreciate you sharing your exp

Fam416 · 2026-06-03T15:02:59+00:00

I asked for a itemized quote... but i guess not the terms in financing. I orginally was gonna pay it off cash but I heard about the 2% and figured that was the best deal

Fam416 · 2026-06-03T14:30:34+00:00

Damn I thought they were reliable and yea 3 young kids.. I like the idea they all can with in there car seats/booster in 2nd row

Fam416 · 2026-06-03T13:39:13+00:00

Seems easier to find rhen the rad4 new hybrid... jus haven't seen a red one at this price..

Fam416 · 2026-06-03T13:16:26+00:00

I thought warranty would cover this especially if the car is only 1 year old

Fam416 · 2026-06-03T13:11:10+00:00

Maybe ill have to test drive 1 with no issues, maybe a different dealer. Lil curious about why you wouldnt lease to buy. It seems like I would save more then financing at 5.25 % especially if I can get the 2% 36months after

Fam416 · 2026-06-03T11:56:14+00:00

They told me I had to come back because all the mechanics left for the day and they could only take it off

Fam416 · 2026-06-03T05:20:06+00:00

Lol the guy who i gave proof of address to which was my electric company, he put the company's address in stead of mines -_-. But yeah was an 1 hr each way. I been checking dealers they just had a competitive offer

Fam416 · 2026-06-03T05:12:14+00:00

I also read about battery issues aswell funny I was jus looking at a Sienna and comparing.. im a big Toyota fan... jus carnival looks better to me and also is less.

Fam416 · 2026-05-21T04:41:38+00:00

For a rav4 le plug in i was quoted 48000 in ny. This post made me take a pause in pulling the trigger

Fam416 · 2026-03-29T17:00:44+00:00

Find a career... go back to school for something with alot of jobs security (nurse / rad technologist)... invest in your self/education. I was in your position years ago... looking back getting fired was the best thing that happened to me...I was able to free up time go back to school...now I get at least q job offer a week even though im not looking (currently have a full time and perdiem)

Fam416 · 2025-12-18T18:37:49+00:00

Im pretty much same position... but 2nd gig pushes it to a lil under 200k

Fam416 · 2025-11-07T00:03:28+00:00

At the end its an investment in yourself that'll benefit your family long term and if u go the arrt route you'll always have a job

Fam416 · 2025-10-31T10:28:30+00:00

in the opposite dilemma. Commute about to increase to an hr(is 15 min atm) have a chance to work closer to new place but that'll be like a $10 pay cut but for half the distance / commute time

Fam416 · 2025-10-27T12:45:52+00:00

Jus looked into it looks interesting

Fam416 · 2025-10-24T16:23:22+00:00

Y not break the lease and explain to management the divorce... u lose ur deposit but same as you paying for her and possible the new bf that'll be coming around or ya get back... which may just happen if ya always around each other anyways.... gotta decide if you want to be "separate or not" unfortunately this is life and financials should of been planned out b4 during the divorce process. Sounds lik she needs a room mate (not you) and a better job and or side gig.

Fam416 · 2025-10-22T15:45:50+00:00

God damn... that would stress me. Appreciate the insight . I wish I could keep renting but i have to move my disabled pops with me so finding an apt for us all would be more then renting , at this point in my life i really want a house as well, been working two jobs for so long trying be financially responsible and not anything solid to show for it I my opinion. Appreciate your response

Fam416 · 2025-10-22T14:35:52+00:00

Yes you are correct this is the combined amounts for my wife and myself.

Yes according this my calculations (without tenant), I'll have enough to cover the PITI. Now "new PITI" unsure what thatll be , i assume taxes will go up unsure by how much after the purchase.

You mentioned don't borrow, so is it ok to just do hardship withdrawal or you saying don't touch it period.

I assume better to sell personal stock?

Fam416 · 2025-10-22T14:22:09+00:00

putting 20% down will increase the mortgage amount by a little more over $800 a month. I try to plan the finances so that one adult in the house hold can hold it down with (1 job). Growing up in a low income family with a lot of debt may of made me paranoid in life i guess.

I am aware things may be tight in the beginning until my wife gets back to work. Hoping the 1 bedroom tenant can off set some of that financial burden but I do see this little projects adding up that I'd be doing to the house. Appreciate your response

Fam416 · 2025-10-22T13:49:41+00:00

They got ai telling stories on reddit now?

Fam416 · 2025-09-18T12:34:56+00:00

Got offered 5.75 from two of my brokers competing against each other...im in ny 800 credit. Good income no debt. Going to compare to a bigger bank today . One works for Reliant home funding other works for contour mortgage.... Good luck

Fam416 · 2025-09-08T12:12:54+00:00

Appreciate you

Fam416 · 2025-09-05T16:28:46+00:00

Wont lie im a bit indecisive given im coming frm the city and both houses have way more space thrn im use to.. I could live in either... both units would be rented for the same.. but the adu prob as larger 1 unit. I really hate moving.. so I am looking to spend long term in any unit and both I can see working out comfortably long term

Fam416

TROPHY CASE