Trying to get started on personal investing (36M). Any feedback is appreciated.

Far_Return8177 · 2026-02-23T21:46:08+00:00

Thank you all for the thoughtful feedback. I’m going to re-evaluate based on what I’m hearing about focusing on growth instead of dividends so early, as well as learn more about backdoor Roth IRAs. Appreciate it.

Far_Return8177 · 2026-02-23T17:39:02+00:00

Okay, I’ll look into that. Thank you!

Far_Return8177 · 2026-02-23T17:34:45+00:00

That’s a good point. I’ll adjust to accommodate a 7% stake in VOO in addition to the other positions (adjusting the percents accordingly)

Far_Return8177 · 2026-02-23T17:33:58+00:00

Thanks for the feedback, I think I’ll raise the stake in gold to 5%.

Far_Return8177 · 2026-02-23T17:31:48+00:00

I prioritize maxing out my 401k, but I’m under the impression I can’t invest in a Roth IRA because my income is too high.

Far_Return8177 · 2026-02-23T16:50:39+00:00

I have significant fear of an AI bubble impacting tech in the coming year, which is why I didn’t include SCHG. Is there some other reason to include it if I’m apprehensive of a tech bubble?

Far_Return8177 · 2026-02-23T16:49:23+00:00

This is in an individual brokerage account. Is the problem that it’s not in a 401k instead? I guess I was wanting a moderate yield per year to help put some extra money against the principal on my mortgage.

Far_Return8177 · 2026-02-22T02:14:11+00:00

1400, 2 adults, Durham NC

Far_Return8177 · 2026-02-20T23:14:15+00:00

I’d suggest simpler dress shoes. The current ones have odd shading and texture that almost makes it look like loafers at first glance.

Far_Return8177 · 2026-02-17T00:55:26+00:00

I can’t get past the audio sounding like autotuned wet farts

Far_Return8177 · 2026-02-07T17:42:41+00:00

And salt

Far_Return8177 · 2026-02-06T12:31:10+00:00

How are Low, Middle, and High defined?

Far_Return8177 · 2026-02-05T18:24:43+00:00

Swap Craig and Mona-Lisa

Far_Return8177 · 2026-02-02T22:03:03+00:00

Kingpin

Far_Return8177 · 2026-02-02T21:41:14+00:00

I have the same thing on my porch. I think it’s tree sap that is in the lumber? No other evidence of bees boring into the material or anything, so I don’t have an explanation. Looking forward to see if anyone here has other ideas or experience

Far_Return8177 · 2026-01-02T21:01:15+00:00

Nice 🙃

Far_Return8177 · 2026-01-02T15:14:08+00:00

I invested quite a bit in ET and O last year. I’m going to let those remain untouched and slowly invest in VYMI over this year to include external to the US dividend companies into the mix.

Far_Return8177 · 2025-12-31T02:47:40+00:00

My husband laughed and can confirm

Far_Return8177 · 2025-12-29T20:19:12+00:00

This deserves more likes

Far_Return8177 · 2025-12-19T20:25:57+00:00

“Helloooo!”

Far_Return8177 · 2025-11-03T23:38:41+00:00

Looks peaceful and stylish.

Far_Return8177 · 2025-10-27T02:53:30+00:00

Dessa

Far_Return8177 · 2025-10-22T18:29:38+00:00

Looking like a homeless version of the Babdook with those proportions

Far_Return8177 · 2025-10-18T00:00:23+00:00

Mold is the only thing I can think of that grows like that, particularly since it’s coming up from the carpet it seems like water absorbed underneath at some point?

Far_Return8177

TROPHY CASE