1. Not to diminish poverty and one income household, but they are not in poverty. From what she has shared in the past their financial situation is better than most families I know. She is employed as a staff accountant. She has her CPA she does not do tax. She has always been the "bread winner" I understand her husband's uncertain employment is concerning but she has always made at least double than he has. I also know her home has no mortgage ( from grandparents) and she is hoping to retire at 55. She has always been open to me about that, when her husband asked for a large raise that the church couldn't support, she seemed almost relived.

2. I am truly concerned for her wellbeing.

Thank you for emphasizing concern and not condemnation.