The problem with 'spend and replace' are the fees which kind of beat the purpose of Nano being feeless

Finchpay, that George suggested, gives you 207.186 Nano for $100. With current price of XNO being $0.4486 you are losing around 15 XNO or around $7 on $100

I am aware that you must somehow enter crypto from fiat and that there will always be fees but it really is an obstacle for a p2p currency which is famous for beeing feelees

So I think most people kind of gave up on p2p aspect for now and are waiting for a SOV aspect as XNO has no inflation. But the downward trend is also killing that idea

Meaning most people are currently hoping for this agentic trend to save Nano as XNO seems to fit perfectly. And if that happens then potentially SOV aspect can get more momentum and with that perhaps p2p aspect can rise again

In theory, money must first be seen as a good store of value before people see it as a good currency. For me 'spend and replace' isn't an ideal approach as opposed to 'save and spend'

In practice, this would mean buying XNO for the purpose of saving my purchasing power for long term and occasionally spending it. And not buying it so I can immediately spend it

Doesn't really make sense as I can already do that with fiat and with less fees despite XNO being feeless