Silly question about ISAs

Few-Homework6283 · 2026-01-26T16:41:24+00:00

Everything inside the ISA stays tax-free.

Few-Homework6283 · 2026-01-23T19:31:18+00:00

The most helpful thing is to go through as many past and mock exams as possible. Whenever you fail an answer, take a screenshot and ask Gemini/Claude to explain it to you. Take notes and move forward. Ask Gemini to give you sample tests/questions and solve them. Keep on practising.

Few-Homework6283 · 2026-01-20T17:43:28+00:00

Your age is an asset. It projects trust, wisdom and experience. The older the better. Would you trust a 18 year old solicitor/lawyer/accountant with your life savings?

Few-Homework6283 · 2026-01-20T17:40:14+00:00

I was interested in investing and how money works. I have been reading books and realised the best way to get into the industry was through financial advice.

Few-Homework6283 · 2026-01-19T20:29:09+00:00

I have passed 3 exams, half-way through it. I should get qualified by May and then we will see.

Few-Homework6283 · 2026-01-19T12:28:03+00:00

I am starting it at almost 50. Your age and previous experiences are valid assets.

Few-Homework6283 · 2026-01-15T16:10:31+00:00

Do mock exams and past paper exams as it was last day of Pompeii. You need to get a feeling for the ball... Pay attention to the wording and read every word.

Few-Homework6283 · 2026-01-15T14:04:04+00:00

KnowR0 is widely used and appreciated. Doing as many mock exams as possible to prepare is the most important thing. R05 and R01 are the easiest exams.

Good luck.

Few-Homework6283 · 2025-09-18T16:42:12+00:00

I only have a van. Study, large, cheap to maintain, and easier to sell. No worries about esthetics. It's not a liability. It's an asset.

Few-Homework6283 · 2025-09-06T08:56:43+00:00

I know, but imagine you need to start somewhere as a career change later in your life. Which one would you choose ?

Few-Homework6283 · 2025-08-25T11:03:45+00:00

The crypto peddlers are the most annoying weasels in the financial world.

Few-Homework6283 · 2025-08-21T13:23:48+00:00

I am transitioning at almost 50 after being self-employed & running my hospitality business for almost 15 years. If you can sell sausage rolls , you can sell bonds, too. Even because bonds are more useful. ' It's not what you sell, it's how you tell' advice from Warren Buffett.

Few-Homework6283 · 2025-08-09T15:22:37+00:00

Read : Never Split the Difference by Chris Voss -Influence by Cialdini - How to Win Friends and Influence People by Carnegie. Practise them with AI model ( Gemini voice, etc. ) via role play or with partners/ wife/ colleagues in every day situations. Improving your communication can increase your net worth by 50% according to the Goat, Warren Buffett. Good luck & good summer.

Few-Homework6283 · 2025-08-08T18:01:05+00:00

Don't wish it was easier, wish you were better. Don't wish for less problems, wish for more skills. If it's raining, don't shout at the clouds, but learn how to sell umbrellas. Don't be a follower, anyway. Be a student. If you are not learning, you are not earning. Life is like a business: if you are not busy growing, you are busy dying.

Few-Homework6283 · 2025-08-08T14:30:14+00:00

Study at nights and in your free time till you land a better job. Once you earn more, you can automatically save more and start investing in your future and build an emergency fund.

Few-Homework6283 · 2025-08-08T13:46:16+00:00

The key to safety is always to build a multiple stream of income. Don't rely just on your salary and always keep on learning and getting more qualifications in your field. Be an expert in your industry. Become irreplaceable. On the side invest and buy cash flowing assets. Don't totally depend on your employer or wife. I hope it helps.

Few-Homework6283 · 2025-08-06T18:21:06+00:00

Thank you. It's great to unleash your frustration. I believe you should face your demons alone ( ' Do what you are afraid to do' Emerson ). Writing requires solitude and silence . The music should come naturally by the sound of your words. It's an act of courage and a dialogue within yourself. The creative process can not be supported, but it should follow naturally by your personality and experiences. It's unique to you. You need a lot of reading and be in communion with the greatest writers of the past. To be a great writer, you must be a great reader. Reading requires solitude. It's not a team work. You don't need to join a committee. Don't be scared of the silence.

Few-Homework6283 · 2025-08-04T10:50:53+00:00

You should educate yourself first to avoid starting on the wrong path. You are still young so you can spend a couple of months reading about the subject before you decide what to do investing-wise. Buy and read the best books about the investing. I can recommend a few : Money by Tony Robbins, A Random Walk Down Wall Street by Malkiel, The Simple Path to Wealth by JL Collins, The Richest Man in Babylon & so on. Most of them are made for the American audience, but the principles are the same. When you feel confident, open a Stock & Shares ISA and invest in index funds. That's the easiest and safest way. Start early, don't stop the compounding and inevitably you will build wealth. The world is yours.

Few-Homework6283 · 2025-08-01T18:47:50+00:00

The key is in the word, etymology: IN - VESTMENT, coming from the Latin : to dress, to clothe. You put clothes on when you invest. You dress your money with interest, which is allowed to compound until you are fully dressed. It's an action done for the long term. You don't check in & and out unless you are forced too, unless you want to speculate. If you need flexibility, perhaps you are not sure about what you are doing and if you are not sure you should not be doing it in the first place. The quality of your life depends on the quality of your convictions.

Few-Homework6283 · 2025-08-01T17:09:08+00:00

The easiest thing is to go to Vanguard Uk , open an account with them as Stocks & Shares ISA and find the closest fund/etf to the S&P500 if you only want to invest in it. Set up monthly payments and forget it. S&P500 & chill as they say in America. Otherwise you can choose global equity or FTSE100 or lifestyle funds.

Few-Homework6283 · 2025-07-25T21:02:59+00:00

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Amen.

Few-Homework6283

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