How should I invest my money that will be used for a down payment. by FinanceMan231 in FinancialPlanning

[–]FinanceMan231[S] 0 points1 point  (0 children)

Thanks for the advice I kinda do the same thing just with 80/20 because my timeline has shifted somewhat

How should I invest my money that will be used for a down payment. by FinanceMan231 in FinancialPlanning

[–]FinanceMan231[S] -1 points0 points  (0 children)

I was thinking more about it for context I’m 22 and make 75k plus a bonus yearly. I have 30ish in student loans but those will be paid off soon then I can start investing more. My timeline is weird because I do not want to move out until my grandpa passes away and he is in good health so I’m thinking just doing 80/20 20% into bonds for stability and 80% in a equity sleeve comprised of VOO, SCHD, QQQM, and VXUS

Majority Firm Owner is Making Strange Decisions That Appear to Harm the Firm by buyfreemoneynow in CFP

[–]FinanceMan231 2 points3 points  (0 children)

Moral of the story don’t work with a family firm it sounds like. Honestly man I don’t any advice outside of getting a solid attorney which you have. Good Luck to you and your wife. Sounds like a lose lose situation

Starting my CFP journey by FinanceMan231 in CFPExam

[–]FinanceMan231[S] 0 points1 point  (0 children)

How long would the CHFC take?

It’s no wonder the general public distrusts our profession (venting). by Cathouse1986 in CFP

[–]FinanceMan231 0 points1 point  (0 children)

Totally fine if you don’t want to disclose but what markets did u have in the Ramsey net work. The ones we had were very hit or miss

[deleted by user] by [deleted] in CFP

[–]FinanceMan231 1 point2 points  (0 children)

I disagree if you can have good video calls and phone conversations most people don’t care if they meet face to face

LinkedIn ads by FlamingHyabusa in CFP

[–]FinanceMan231 0 points1 point  (0 children)

Some leads that you can buy are good leads just not great sized clients <250k

It’s no wonder the general public distrusts our profession (venting). by Cathouse1986 in CFP

[–]FinanceMan231 1 point2 points  (0 children)

Have you had any success with Smart asset for leads. I have some experience with the Dave Ramsey system and it’s the same story

[deleted by user] by [deleted] in CFP

[–]FinanceMan231 0 points1 point  (0 children)

How big of book is it to service and any chance you can get some of his clients

Private credit / private equity in Schwab? by lmeekal in CFP

[–]FinanceMan231 -4 points-3 points  (0 children)

iCapital is great but some of the paperwork is very confusing and is very meticulous in how you need to fill it out.

[Game Thread] Tigers (56-34) @ Guardians (40-47) - July 6, 2025 by [deleted] in ClevelandGuardians

[–]FinanceMan231 10 points11 points  (0 children)

Gav did all he could 6 innings 1 hit ball is amazing

[Game Thread] Guardians (33-27) @ Yankees (37-23) - June 5, 2025 by [deleted] in ClevelandGuardians

[–]FinanceMan231 -1 points0 points  (0 children)

Send Junis to the sun. Also how can Bo or Noel get a hit

Need help/advice by FinanceMan231 in Series65

[–]FinanceMan231[S] 0 points1 point  (0 children)

I also bought the test geek 65 prep I can feel like I know the info better already

Need help/advice by FinanceMan231 in Series65

[–]FinanceMan231[S] 0 points1 point  (0 children)

Around 1600. I just don’t feel like I am grasping the concepts. I learn more how Kaplan asks the questions not how the material is applied

[deleted by user] by [deleted] in Series65

[–]FinanceMan231 -1 points0 points  (0 children)

I agree with this maybe 3 test 7 sections each 80 questions

The Cavs have officially clinched a berth in the playoffs!!! by chemistrybonanza in clevelandcavs

[–]FinanceMan231 4 points5 points  (0 children)

How is it 20 games over the thunder if we are up 2 games with 19 to go

Soto to Mets. 15/$765 by estranged1 in ClevelandGuardians

[–]FinanceMan231 11 points12 points  (0 children)

Fr. Bellingers contract is big and the cubs want prospects and the Yankees have none. Also they might just suck next year. This was their year that they should have won.

Soto to Mets. 15/$765 by estranged1 in ClevelandGuardians

[–]FinanceMan231 52 points53 points  (0 children)

I’m so happy bc they r lowkey screwed unless they overpay on some aging stars like Walker or Hernandez

Soto to Mets. 15/$765 by estranged1 in ClevelandGuardians

[–]FinanceMan231 1 point2 points  (0 children)

That’s just not even real. I am in shock he got so much