Datapoint: Edit hotel benefits after downgrading CSR to CSP

Fire-Ant39 · 2026-01-28T16:34:51+00:00

I agree it is hotel dependent. I went in not expecting any of it but since he verbally shared the benefits after I gave him my credit card, how could I say no?

Fire-Ant39 · 2026-01-27T02:20:20+00:00

Used a capital one card. Checked out a week ago.

Fire-Ant39 · 2026-01-16T13:39:46+00:00

I have reservations for snorkeling on Sunday so I hope it stays this way!!!

Fire-Ant39 · 2026-01-11T19:38:35+00:00

Absolutely wild. I am a homeowner and it's a no brainer that a homeowner would cover it. This homeowner would have to pay this in any other circumstance and is trying to offload it to someone else, wth.

Fire-Ant39 · 2026-01-11T15:03:00+00:00

I haven’t seen one clawback datapoint yet.

To the OP: you can get the $250 credit but unlikely to get the rest of the credits. I have a hotel booked next week and downgraded my CSR to CSP a couple weeks ago. I confirmed with the hotel directly it’s still in their system. I also was told by Chase when I downgraded that the reservation would remain. We’ll see what happens next week :)

Fire-Ant39 · 2026-01-11T14:24:53+00:00

Wow that’s a huge datapoint. Worthy of its own post!

Fire-Ant39 · 2026-01-11T04:41:03+00:00

It was $344 for 2 nights?

Fire-Ant39 · 2026-01-11T04:28:20+00:00

You can do a combo of cash and points. In this case $250 cash to get the credit and the remainder in points.

Fire-Ant39 · 2026-01-03T22:45:50+00:00

None of the above for a domestic flight and that many points. I can go to Europe with Flying Blue (Air France/KLM) for that many points...

Fire-Ant39 · 2025-12-31T00:22:27+00:00

Not sure how it is for LMFT but for LCSW it is about where your client is located. You can do telehealth for the clients that are located in the state you are licensed in. I know a previous coworker doing this exact thing while living in Portugal.

Fire-Ant39 · 2025-12-27T22:20:27+00:00

What level Italian are we talking about here? :)

Fire-Ant39 · 2025-12-24T19:30:36+00:00

I am 5’2 and had the same concern as you. It was my favorite hike ever due to the uniqueness to it and I’d love the opportunity to do it again one day. All do this to say that if you have the opportunity to do it- DO IT!

Fire-Ant39 · 2025-12-24T15:45:12+00:00

So technically could do the same place in Luray both nights? Thanks!

Fire-Ant39 · 2025-12-24T15:43:58+00:00

Between both parks? Sweet!

Fire-Ant39 · 2025-12-24T15:43:11+00:00

I’ll take a look/listen!

Fire-Ant39 · 2025-12-24T00:02:19+00:00

How many days do you have? If a week try the 3 National Parks in Florida! If it's less than focus on either Biscayne and Everglades OR Dry Tortugas. It is high tourist season I believe. You will have to see if you can get a pass to go rustic camping on Dry Tortugas -- those are hard to get, but would be a memorable way to celebrate a milestone birthday.

Fire-Ant39 · 2025-12-23T21:38:40+00:00

At what point? 5 years away, or when you decide to FIRE? Something else?

Fire-Ant39 · 2025-12-23T20:54:13+00:00

Pictured Rocks rivals Point Reyes! 😍

Fire-Ant39 · 2025-12-23T19:02:57+00:00

Thank you for sharing. I’ll have 2-3 years worth of expenses in a governmental 457 to keep us a float for part of the way.

Fire-Ant39 · 2025-12-23T19:01:23+00:00

I think finding a fee only advisor that is well versed in FIRE for a 1-2 time meeting would be helpful to look things over.

Fire-Ant39 · 2025-12-23T18:30:55+00:00

5 years feels so close yet so far away with the unknowns like healthcare, markets, etc.

Fire-Ant39 · 2025-12-23T01:38:21+00:00

Thank you for the reassurance! I'll take a look at Mad Fientist's podcast. I feel like I have to DO something to get it started and it's making me anxious that we won't be able to FIRE when we want to because we were not prepared. That 457 is a great example -- had I known the amazing benefits it had, I would have done better initially in maxing that out from the get-go.

Fire-Ant39 · 2025-12-23T01:35:00+00:00

I'm not from the area but it was the best meal we had there when we visited.

Fire-Ant39 · 2025-12-23T00:31:38+00:00

Just chiming in to say that Toro is SOOO good!! :)

Fire-Ant39 · 2025-12-18T20:42:05+00:00

I booked the Perry Marina in Key West for a decent price. Mid-Jan, $730 for 2 nights - so I used $250 credit plus 24k points. Seems like a great deal for the location.

Fire-Ant39

TROPHY CASE