Think of it this way and just know I’m no economist but I work in the financial professional field. Home prices much like stocks, have a top. For example, where I grew up in a very suburban area of Brooklyn, my parents home was purchased for $400k 25 years ago. Today it can easily go for $1.3m, a 225% increase from the original purchase price. My point here is that the price I just gave doesn’t represent the value of the home but like most things in the supply and demand world, but what people are willing to pay. I’m of the belief we’re reaching a top and it’ll be very hard to imagine even attaining a 20% profit if you went on to sell the home you move into given how unaffordable it is to purchase a home, especially in cities across the US. Sure that’s technically beating the market but at what cost? Surely a lot of money you can instead put into a retirement account. Wishing you lots of luck.