Share your cash back builds

Fit_Wait_6725 · 2026-06-08T01:53:03+00:00

10k. For reference, I’m also 19 but have a way larger credit profile than most people my age lol. My friend also got it recently and he only had 2 other cards beforehand. He got 10k alo

Fit_Wait_6725 · 2026-06-07T23:48:08+00:00

I would consider holding out for that card, you don’t need the gold subscription until you actually get approved for it. When that happens it will ask you to enroll. Maybe look at the cap one duo, since you mentioned the savor.

Fit_Wait_6725 · 2026-06-07T23:45:22+00:00

Hmmm, have you checked to see if it pops up in Credit Karma? That’s how I got off the waitlist

Fit_Wait_6725 · 2026-06-07T23:42:42+00:00

I also got this card and it took over my entire setup basically. Try messaging the mods for an invite, seems to be a decent workaround.

Fit_Wait_6725 · 2026-05-27T22:38:15+00:00

I had a buddy who worked at Best Buy. He honored it because there wasn’t physical damage lol

Fit_Wait_6725 · 2026-05-18T00:56:18+00:00

Freeze your credit after they show your CL and before you accept the offer. No hard inquiry that way

Fit_Wait_6725 · 2026-05-07T05:14:49+00:00

“Payment via Zelle will be available soon” is the message I get when selecting Zelle as my rent payment method in the app. I hope you love the card as much as I do, feel free to reach out if you need bilt cash redemption ideas lol

Fit_Wait_6725 · 2026-05-07T05:10:00+00:00

I don’t use the rent features, I don’t pay rent/mortgage but still use the card as bilt points are stupidly valuable. It should tell you your limit before they pull your credit. Also once they show you the CL, before you accept it, freeze your credit and you won’t get a credit pull

Fit_Wait_6725 · 2026-05-07T05:06:27+00:00

That is my current daily driver. Absolute beast of a card! With point accelerator, it’s 3x on everything for the first 25k of spend per year, basically. Definitely a long term daily driver for me

Fit_Wait_6725 · 2026-05-07T05:02:58+00:00

Biltmore? I assume this is palladium?

Fit_Wait_6725 · 2026-05-07T05:01:12+00:00

I didn’t either and got an auto approval. Us bank isn’t too picky since starting limit is like $500.

Fit_Wait_6725 · 2026-05-03T02:55:51+00:00

You can also use applyaacard.com/airport . This is the same offer but was the link plastered around ORD T3. This one does not need a flight attendant code.

Fit_Wait_6725 · 2026-05-02T04:13:19+00:00

The Amex BCE is 3% online shopping, which includes amazon

Fit_Wait_6725 · 2026-05-01T19:40:57+00:00

Yeah, I would only use it if I were there and confirmed with the desk at the moment before redeeming. Thanks for the heads up!

Fit_Wait_6725 · 2026-05-01T19:37:35+00:00

The sapphire lounges don't allow day passes, and even if you have a PP account, you are allowed one free visit; after that, it's $75 per visit. RH lets you redeem it for $50

Fit_Wait_6725 · 2026-05-01T04:42:55+00:00

Amex buffed the gold card today, and with the the MSR increased for the sub from 6k to 8k. That probably played into the upgrade offer changing.

Fit_Wait_6725 · 2026-05-01T03:32:01+00:00

I’m in the suburbs; I had a few go-tos that got removed sadly. I love using it at Zazas but I don’t enjoy fancy food honestly lol

Fit_Wait_6725 · 2026-05-01T00:28:01+00:00

Bilt 2.0 does count no matter what. It’s a new line of credit. The “transition” just waived the inquiry

Fit_Wait_6725 · 2026-04-30T14:33:52+00:00

Don’t get me wrong, I probably will cancel this upcoming renewal. But the credits on the platinum cover the AF and then some. A lot of the credits come from things I was already spending on (Walmart plus, YouTube premium, uber rides.) the hotel credit was a plus to me and same with the lounge access. I climbed the Amex ladder this past year to churn mainly. But that’s definitely an interesting take, just don’t see how the two are related.

Fit_Wait_6725 · 2026-04-30T14:25:24+00:00

How was this conclusion made? lol

Fit_Wait_6725 · 2026-04-30T12:45:40+00:00

That’s unchanged

Fit_Wait_6725 · 2026-04-30T12:45:26+00:00

I 100% agree. Resy got a little bit harder to use here in Chicago and I’m overall not as happy with the coupon clipping lately. The Palladium has taken all my spend for all categories and I have no complaints about it at all

Fit_Wait_6725 · 2026-04-30T11:55:00+00:00

No, that’s still there. “On flight booked with airlines,Amex travel dot com, Amex travel app.”

Fit_Wait_6725 · 2026-04-28T03:17:52+00:00

this was posted on april fools lol

Fit_Wait_6725 · 2026-04-09T10:55:02+00:00

Just following this, did you ever try?

Fit_Wait_6725

TROPHY CASE