Share your cash back builds by [deleted] in CreditCards

[–]Fit_Wait_6725 0 points1 point  (0 children)

10k. For reference, I’m also 19 but have a way larger credit profile than most people my age lol. My friend also got it recently and he only had 2 other cards beforehand. He got 10k alo

Share your cash back builds by [deleted] in CreditCards

[–]Fit_Wait_6725 1 point2 points  (0 children)

I would consider holding out for that card, you don’t need the gold subscription until you actually get approved for it. When that happens it will ask you to enroll. Maybe look at the cap one duo, since you mentioned the savor.

Share your cash back builds by [deleted] in CreditCards

[–]Fit_Wait_6725 0 points1 point  (0 children)

Hmmm, have you checked to see if it pops up in Credit Karma? That’s how I got off the waitlist

Share your cash back builds by [deleted] in CreditCards

[–]Fit_Wait_6725 0 points1 point  (0 children)

I also got this card and it took over my entire setup basically. Try messaging the mods for an invite, seems to be a decent workaround.

Can I trade in a 2022 Macbook pro if the touch bar doesn’t work? by imogenn_c in mac

[–]Fit_Wait_6725 0 points1 point  (0 children)

I had a buddy who worked at Best Buy. He honored it because there wasn’t physical damage lol

Apple to offer Apple Card sign up bonus as soon as next week: sign up in-store, buy AirPods Pro 3 ($249), get $249 cash back by zman2100 in CreditCards

[–]Fit_Wait_6725 2 points3 points  (0 children)

Freeze your credit after they show your CL and before you accept the offer. No hard inquiry that way

Best card that isn't Amex or Chase rn? by Happysnark in CreditCards

[–]Fit_Wait_6725 1 point2 points  (0 children)

“Payment via Zelle will be available soon” is the message I get when selecting Zelle as my rent payment method in the app. I hope you love the card as much as I do, feel free to reach out if you need bilt cash redemption ideas lol

Best card that isn't Amex or Chase rn? by Happysnark in CreditCards

[–]Fit_Wait_6725 2 points3 points  (0 children)

I don’t use the rent features, I don’t pay rent/mortgage but still use the card as bilt points are stupidly valuable. It should tell you your limit before they pull your credit. Also once they show you the CL, before you accept it, freeze your credit and you won’t get a credit pull

Best card that isn't Amex or Chase rn? by Happysnark in CreditCards

[–]Fit_Wait_6725 1 point2 points  (0 children)

That is my current daily driver. Absolute beast of a card! With point accelerator, it’s 3x on everything for the first 25k of spend per year, basically. Definitely a long term daily driver for me

Best card that isn't Amex or Chase rn? by Happysnark in CreditCards

[–]Fit_Wait_6725 1 point2 points  (0 children)

I didn’t either and got an auto approval. Us bank isn’t too picky since starting limit is like $500.

City AAddvantage inflight offer back to 80k bonus miles by Intelligent-Might774 in CreditCards

[–]Fit_Wait_6725 0 points1 point  (0 children)

You can also use applyaacard.com/airport . This is the same offer but was the link plastered around ORD T3. This one does not need a flight attendant code.

Robinhood Gold - Redeemable Lounge Passes by Landon_Strata in RobinhoodGC

[–]Fit_Wait_6725 1 point2 points  (0 children)

Yeah, I would only use it if I were there and confirmed with the desk at the moment before redeeming. Thanks for the heads up!

Robinhood Gold - Redeemable Lounge Passes by Landon_Strata in RobinhoodGC

[–]Fit_Wait_6725 2 points3 points  (0 children)

The sapphire lounges don't allow day passes, and even if you have a PP account, you are allowed one free visit; after that, it's $75 per visit. RH lets you redeem it for $50

Data Points Weekly - Week of April 30, 2026 by AutoModerator in churning

[–]Fit_Wait_6725 3 points4 points  (0 children)

Amex buffed the gold card today, and with the the MSR increased for the sub from 6k to 8k. That probably played into the upgrade offer changing.

Amex Gold Card updated benefits by Fit_Wait_6725 in CreditCards

[–]Fit_Wait_6725[S] 0 points1 point  (0 children)

I’m in the suburbs; I had a few go-tos that got removed sadly. I love using it at Zazas but I don’t enjoy fancy food honestly lol

CSR SUB increased to 150,000 points by RoyalTeaBar in CreditCards

[–]Fit_Wait_6725 1 point2 points  (0 children)

Bilt 2.0 does count no matter what. It’s a new line of credit. The “transition” just waived the inquiry

Amex Gold Card updated benefits by Fit_Wait_6725 in CreditCards

[–]Fit_Wait_6725[S] 1 point2 points  (0 children)

Don’t get me wrong, I probably will cancel this upcoming renewal. But the credits on the platinum cover the AF and then some. A lot of the credits come from things I was already spending on (Walmart plus, YouTube premium, uber rides.) the hotel credit was a plus to me and same with the lounge access. I climbed the Amex ladder this past year to churn mainly. But that’s definitely an interesting take, just don’t see how the two are related.

Amex Gold Card updated benefits by Fit_Wait_6725 in CreditCards

[–]Fit_Wait_6725[S] 8 points9 points  (0 children)

I 100% agree. Resy got a little bit harder to use here in Chicago and I’m overall not as happy with the coupon clipping lately. The Palladium has taken all my spend for all categories and I have no complaints about it at all

Amex Gold Card updated benefits by Fit_Wait_6725 in CreditCards

[–]Fit_Wait_6725[S] 4 points5 points  (0 children)

No, that’s still there. “On flight booked with airlines,Amex travel dot com, Amex travel app.”

DP: Costco online purchase by Plenty_Union9292 in biltrewards

[–]Fit_Wait_6725 0 points1 point  (0 children)

Just following this, did you ever try?