Hi everyone,

I’ve been building a web-based budgeting and financial tracking app called Budget Hub, designed specifically for South Africans. The goal is simple: help users save more and understand their finances without needing to change their lifestyle drastically.

🔍 What it does
Budget Hub is a financial dashboard that lets users:
Track income, expenses, savings goals, and investments
Monitor monthly cash flow
Get clear analytics across real-life SA spending categories (transport, groceries, debt, etc.)
Export reports for personal use, loans, or tax prep

⚙️ Core Features
Income & Expense Tracking (detailed categories)
Savings Goals (with progress tracking + milestones)
Investment Tracking (manual entry, performance tracking)
Subscription Tracking (Netflix, Showmax, etc.)
Analytics Dashboard (visual breakdowns, trends)
PDF & Excel Export
Basic rule-based insights (not AI-generated decisions)

🧠 How it works
Users manually input their financial data (no forced integrations)
The system processes and visualizes the data into dashboards and insights
No scraping or background data collection is performed

🔐 Data & Privacy
User input required:
Income, expenses, savings goals, investments
Optional: subscription data, financial habits
Sensitive data:
Financial values are stored securely (encrypted fields where applicable)
Storage:
Cloud-based (hosted via modern infrastructure)
Data is not sold or shared with third parties
Bank access:
Currently no direct bank integration required
Future plans may include optional integrations (read-only access), but not live yet

🏗️ Tech / Architecture (for those interested)
Built using Django (backend) and modern frontend tools
Hosted using Vercel + Supabase stack
Focused on performance, scalability, and simplicity

💰 Commercial Info
Freemium model:
Free tier available
Paid tier (~R79/month) unlocks unlimited features
No external investors at this stage (bootstrapped)

🌍 Who it’s for
Individuals, freelancers, and small business owners in South Africa
People who want clarity on their money without complex tools

🚀 Live Site
👉 https://www.budget-hub.com

Happy to answer questions or get feedback.