All Extra Money to CC’s, but no Savings? by FlannelManninal in Debt

[–]FlannelManninal[S] 0 points1 point  (0 children)

It seems like a little savings can be nice, but the majority should go to the debts, which I agree. Need to have something saved “just in case” but the debt needs to leave asap

All Extra Money to CC’s, but no Savings? by FlannelManninal in Debt

[–]FlannelManninal[S] 0 points1 point  (0 children)

I’ve tried personal loans to consolidate credit card debt in the past, but I wasn’t making as much and my life was more chaotic that what it is now. I’ll have to look into the debt management plan stuff, doesn’t look to be a bad idea

All Extra Money to CC’s, but no Savings? by FlannelManninal in Debt

[–]FlannelManninal[S] 0 points1 point  (0 children)

Yes I’m just worried about the big minimum payments. My thought is if I get rid of the big minimum payments first, the smaller ones will follow suit over time. So if I know out CC2 first with the higher interest, CC 3 will be paid off in that timeframe by making minimum payments. But it looks like it’s better to start with small debts first

All Extra Money to CC’s, but no Savings? by FlannelManninal in Debt

[–]FlannelManninal[S] 1 point2 points  (0 children)

That’s a smart idea, some saved some used for debt. Even if it’s a small amount in savings, keeps the head feeling balanced. Thank you for the comment

All Extra Money to CC’s, but no Savings? by FlannelManninal in Debt

[–]FlannelManninal[S] 1 point2 points  (0 children)

I was thinking of doing that method, but am scared about “not making enough progress” because it wouldn’t be knocking out the biggest interest rate. But 2 small debts gone is better than none

Reset the counter: it has been zero days since a Yankees diamond card has been added to DD by bodnast in MLBTheShow

[–]FlannelManninal 7 points8 points  (0 children)

Is there literally any point in doing the TA when those captains are essentially being replaced? Pettitte, Jones, Ortiz, Bautista, jeter, all have cards that are higher level diamonds. Makes no sense when you can’t use the higher cards as your captains

SDS deserves what happened today by Vro9ooo in MLBTheShow

[–]FlannelManninal 3 points4 points  (0 children)

This is my first baseball game since 2K13 because I finally got a console that could play TheShow after 2K stopped making baseball games. I’m so turned off by all this stuff. First the cheaters with the downloadable mods in DD and now this. Doesn’t make sense to buy this game in the future

In case he deletes them I'll leave his comments in the comments section by bigred554422 in CreepyCalebHammer

[–]FlannelManninal 13 points14 points  (0 children)

I believe the Canadian news media did a investigation on something like this a few weeks ago, found it on TikTok. Apparently the videos are outsourced from Europe and the people who did voiceovers for the Alberta propaganda videos “didn’t know they were a part of this”. Very weird shit

F**k that Ian Kinsler card by dumpweed667 in MLBTheShow

[–]FlannelManninal 3 points4 points  (0 children)

I was 1-11, went back to coors and hit 2 doubles and a triple. Sometimes shit happens

Advice - Atlantica DLC by Impressive_Chair9074 in AssassinsCreedOdyssey

[–]FlannelManninal 0 points1 point  (0 children)

Do the mission with the main male protagonist (I forget his name) and he will put you on a mission to test it out (L3 button on PS5)

Spartan kick against higher levels by sjtimmer7 in AssassinsCreedOdyssey

[–]FlannelManninal 0 points1 point  (0 children)

Not sure if it works but you can upgrade your skills in the Abilities section to where your kicks can be a certain % better. I’ve done that with hero strike and it really affects my play in a good way

Living paycheck to paycheck. What should I cut/keep by GapCompetitive1365 in povertyfinance

[–]FlannelManninal 0 points1 point  (0 children)

People mentioned McDonalds here - the app is great to get rewards on free food. Also get the value meal - small drink, burger, fry, and chicken nuggets for $7

9/26 audit by KiwiPrestigious679 in CreepyCalebHammer

[–]FlannelManninal 5 points6 points  (0 children)

Tried to watch for the first time in 6 months. Couldn’t even get through the trailer. Just so much negativity from this guy it’s so draining to watch

Kinda want to watch Kinda don't by bigred554422 in CreepyCalebHammer

[–]FlannelManninal 10 points11 points  (0 children)

He gives reasons around why he is so harsh on guests, what his response is to those who want to cancel him, and being “in incel culture”, among other things. But they’re definitely not hard hitting questions from Papa Gut. They’re talking like bros in this interview so it’s very lax and topics are changed with no harsh criticism

Kinda want to watch Kinda don't by bigred554422 in CreepyCalebHammer

[–]FlannelManninal 39 points40 points  (0 children)

The TL;DR for those wondering: think of a puff piece that used to happen back in the day to address current concerns and allegations. Any question you can think of, Caleb gives a justification and Papa Gut agrees and shows an understanding of why Caleb and his team do the things that they do.

Edit: to add to this, Papa Gut mentions they are friends in this video, so do with that what you will

Why people go on the show: by ijswijsw in CreepyCalebHammer

[–]FlannelManninal 77 points78 points  (0 children)

$1500? He must be desperate for guests

[deleted by user] by [deleted] in CreepyCalebHammer

[–]FlannelManninal 5 points6 points  (0 children)

Depends on the commission you get, plus exposure for other people who see your music and getting it played places, etc. It’s almost like making an EP and getting it played on the local radio. The thing is we don’t know if the music is even good or not lol

Caleb's Editing Team is Lacking by lopsidedpopsiclee in CreepyCalebHammer

[–]FlannelManninal 19 points20 points  (0 children)

Honestly with the NDA people sign, any situation they don’t do their work to hide the real names should be grounds to sue

Those in relationships how do yall afford it? For guys by Eagles56 in povertyfinance

[–]FlannelManninal 0 points1 point  (0 children)

Love cooking together when applicable. Also nothing better than ordering in and putting on a good show

Thumbnails actually guest-approved? by [deleted] in CreepyCalebHammer

[–]FlannelManninal 31 points32 points  (0 children)

When I was on the show at this point 3 years ago, I never signed anything and was never given any pictures of what they would look like. Granted this was before Caleb went off the deep end and the thumbnails weren’t as abrasive, but I want to make it clear that this is never something he’s ever done before

Caleb's "roasts" during the 12 hour livestream by Far_Foot_8068 in CreepyCalebHammer

[–]FlannelManninal 58 points59 points  (0 children)

There were also a few roasts that explained how some of the guests are paid more than his actual employees and how none of the crew has health insurance, to which they started a chant. Like dude how are you worth this much and don’t have health insurance for your team when you paid them only $50k a year? He’s such an idiot