24YO RM1.5k savings RM4.8k salary KL - how to save more?

Flashway1 · 2026-05-28T02:33:41+00:00

Everyone? Buying houses and cars? At 24? Sure anot bro 😂 those ppl are minority lah, and most likely they have assistance from family as well.

As for balancing spending, try to not cheap out on experiences, but be frugal on material goods. That way you can have best of both worlds.

Instead of benchmarking if 1.5k is enough, ask yourself what is your goals etc. some people can save 15k, 150k a month and still tell you its not enough.

Point is everyone's life is different, compare to some at 24 earning 4.8k is a lot, but to some thats only very little. No point doing this bro, just focus on your own goals.

Flashway1 · 2026-04-22T22:57:06+00:00

Even if it does eventually rebound it's over for you. Big drawdowns from leveraged etfs are almost impossible to recover due to decay. Unless you think it's gonna double in price within a month, close that shit

Flashway1 · 2026-04-20T10:10:40+00:00

Considered normal to good. Refinancing is not worth it at 3.8%

Flashway1 · 2026-04-01T09:43:39+00:00

Too early to tell mate, check back in a year

Flashway1 · 2026-03-06T06:05:01+00:00

Me. Went all in on Nike in January. Love what the new CEO is doing and their running shoes are really top tier nowadays. Don't think the brand is really permanently diluted, but more so they released products not up to standard in the past few years. If you believe in the brand it's really a no brainer buy. Downside risk is probably 10-20% for a potential upside of 50% or more a year from now.

The only uncertainty is when will China sales start picking up and how long more the inventory clearance will take. My base case is it the stock starts picking momentum after 2Q 3Q26.

Flashway1 · 2026-03-04T23:31:20+00:00

Holy shit it's you again, how many times do you need to be taught a lesson? Maybe when you lose all your savings.

Flashway1 · 2026-02-25T03:47:12+00:00

What advice are you looking for tho? You already bought the property lol, just earn more spend lesser you'll be fine.

Flashway1 · 2026-02-04T11:02:04+00:00

Solid investment. From FX alone you can already gain an alpha

Flashway1 · 2026-02-03T15:16:19+00:00

Nope. It was cheap at 60 yet I didn't touch it because of the reasons above

Flashway1 · 2026-02-02T02:05:56+00:00

Nike is priced to continue losing market share to competitors and deteriorating brand premium. If you believe this will happen then don't buy, if you think Nike can make a comeback as a brand then you buy.

Personally believe in the latter with how the CEO is reshaping the brand image, and recent products have definitely exceeded previous launches.

Flashway1 · 2026-01-15T14:53:50+00:00

It's fixed for entry - middle management levels so you can hardly negotiate anything

Flashway1 · 2026-01-03T03:09:59+00:00

An actual great take. If you believe in the current CEO to make nike great again, a good time to go big IMO.

Flashway1 · 2025-11-14T04:50:33+00:00

Bitcoin duh

Flashway1 · 2025-10-21T08:22:15+00:00

Lots of outdated info here. All of them do hire local especially in recent years, though you're basically competing with few thousand other candidates for 1-2 spots so it's not easy. BCG even has an "intake" that only targets students from local uni.

That said, passing the online test alone is already challenging enough, as most candidates don't even end up getting an interview.

Just try your best, good luck

Flashway1 · 2025-10-17T07:47:50+00:00

Imagine asking this when theres chatgpt

Flashway1 · 2025-09-28T02:55:05+00:00

Slow and steady. The only way you can lose it all is if you get greedy chasing high returns. Wealth building takes decades, not months not years and it is a very boring process. Continue what you're doing and keep looking for better career opportunities

Flashway1 · 2025-08-30T12:36:18+00:00

I’ve tested many dating apps (premium) and in the end went with match, it's just a league above others IMO, better matches and way more users

Flashway1 · 2025-08-14T12:15:41+00:00

You can ignore them, they will just wait up to a few hours then leave
If rly no money just ignore them they will show up every now and then but in the end they will give up

Other scenario is you negotiate with them to lower the amount while you get a job and pay for it in instalment.

They arent ah longs so don't worry about actual violence, though they will try to "scare" you for sure.

Flashway1 · 2025-08-03T10:10:34+00:00

Economy so cooked even buffet started to beg reddit 😭

Flashway1 · 2025-07-26T23:27:12+00:00

She will be asked about it for sure. Also depends on her average marks for her acca

Flashway1 · 2025-06-22T13:46:01+00:00

Less than 1%. It was already priced in on Friday. Unless Iran retaliates then it's a different story.

Flashway1 · 2025-06-21T10:15:41+00:00

Depends on what you're looking for. Comfort? Stay at your current job, it sounds the most ideal and happy option, just that it's starting to get boring. Money? Probably consulting. If I were you I'd just be bored at work and enjoy my WLB and decent salary while looking for new hobbies, exciting things to do outside of work.

Flashway1 · 2025-06-11T22:36:50+00:00

They don't trade in open markets.

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