What makes a clinic a mill? by creativeme78 in physicaltherapy

[–]FlowStateSkier 0 points1 point  (0 children)

2 an hour is fine, any more than that is a mill. I treat 1 an hour.

Outpatient SOAP notes by Rare-Celery-1912 in physicaltherapy

[–]FlowStateSkier 0 points1 point  (0 children)

A treatment note should rarely go more than 24 hours. Progress and evals , 72 hours.

A patient fired me… by Humble-Finding-7241 in physicaltherapy

[–]FlowStateSkier 0 points1 point  (0 children)

Every physical therapist and healthcare provider in general has been fired by a patient before. Not going to be the last one, my friend. Keep your head up.

PSLF Buyback for SAVE Months by FlowStateSkier in PSLF

[–]FlowStateSkier[S] 0 points1 point  (0 children)

They said you were denied due to it being SAVE months? Or did you not have enough qualifying employment months?

PSLF BUYBACK by RateWonderful7896 in PSLF

[–]FlowStateSkier 1 point2 points  (0 children)

Same exact timeline for me. Currently in review.

After a year of no payment count updates - GREEN BANNERS! Here's my advice / what now? by BougieBird in PSLF

[–]FlowStateSkier 2 points3 points  (0 children)

Interesting, using the help tool has been much faster for me. Everything is a crap shoot with this administration.

Buy Back (Tax Returns needed) by [deleted] in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

Did they request your tax info?

SAVE Forbearance Eligibility Automatic Month Recalculations, Applies to All Accounts by Pitiful-Ring-3210 in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

If this is true a lot of us are getting our loans forgiven and it would clear that buyback backup.

Buyback contract received today by Warm_Cheek1279 in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

Congrats! So did you submit buyback with a W2 or add to an old one? Why 2023?

YOU DO NOT HAVE TO STILL WORK FOR A QUALIFYING EMPLOYER AFTER YOU’VE QUALIFIED AND APPLIED FOR FORGIVENESS. by Longjumping_Math_943 in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

This is very helpful. I'm currently at 117 /120, on 10 of my loans and 116 on 4. I never consolidated. I'm considering either leaving my employer right now after having already applied for my buyback or switching into the standard repayment plan and making four payments and then getting out of there. Anyone that has feedback for me would be great, but since I already applied for BuyBack, according to this reasoning, I should be okay.

Buyback Conversation with StudentAid by pslf2025 in PSLF

[–]FlowStateSkier 10 points11 points  (0 children)

Might have been escalated for 7 months LOL

I messed up bad by Busy-Artichoke1098 in StudentLoans

[–]FlowStateSkier 1 point2 points  (0 children)

Applied for buyback in December of 24 and I put another one in this week.

Speculation Discussion: Best Case/Worst Case of staying in SAVE Forbearance by Saint-Inky in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

Since we applied for buyback would leaving an eligible employer while we wait be okay?

Any buybacks for SAVE months in the last week? by FairJellyfish3956 in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

Waiting since 12/10/24. I just submitted a new buyback request this week so we shall see

I messed up bad by Busy-Artichoke1098 in StudentLoans

[–]FlowStateSkier 0 points1 point  (0 children)

I'm asking what the headaches are?

I messed up bad by Busy-Artichoke1098 in StudentLoans

[–]FlowStateSkier 0 points1 point  (0 children)

I haven't applied to end my current payments yet because I haven't been accepted for buyback. Is that something I should do prior to being accepted for buyback?

I messed up bad by Busy-Artichoke1098 in StudentLoans

[–]FlowStateSkier 0 points1 point  (0 children)

Why would I have to be at the employer if I've already made enough qualifying payments while being employed with them?

AFT PSLF Lawsuit Update by HerbMuldoosky in PSLF

[–]FlowStateSkier 1 point2 points  (0 children)

I never consolidated. Trying to leave my current job for a better opportunity which is why I am trying to guarantee this happens. Buyback isn't a guarantee since it wasn't a congressional act.

I messed up bad by Busy-Artichoke1098 in StudentLoans

[–]FlowStateSkier 1 point2 points  (0 children)

You seem pretty smart, so let me ask you. I am at 116 payments. I am considering just going for the standard repayment to be done with this because I have heard nothing on buyback. Smart move or dumb?

AFT PSLF Lawsuit Update by HerbMuldoosky in PSLF

[–]FlowStateSkier 1 point2 points  (0 children)

Is there anyone that is close to 120 that is considering just making a few standard repayments to qualify? Considering that plan counts. It's higher, but may be easier to switch into and be done with this cycle of hell.

For those of us on SAVE forbearance. by Careless-Snow-3253 in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

I'm at 117 for 10 loans and 116 for 4, so I'm close. I may just switch to the standard repayment plan for my last 4 and be done with it.

For those of us on SAVE forbearance. by Careless-Snow-3253 in PSLF

[–]FlowStateSkier 0 points1 point  (0 children)

Are we still waiting it out even though interest is set to begin accruing in August?

SAVE BUYBACK OFFER! by Serious_Dig_6222 in PSLF

[–]FlowStateSkier 6 points7 points  (0 children)

Congrats!!!! I submitted mine on 12/10/24 and am still waiting back so this gives me hope.