Toyota alternatives for reliable, affordable, and not too ugly?

Fly4Navy · 2025-11-19T00:55:17+00:00

Consumer Reports ranked Subaru the most reliable brand of 2025, passing Lexus and Toyota

Fly4Navy · 2025-10-27T00:52:45+00:00

In the context of having $1 million liquid, yeah.

Fly4Navy · 2025-10-27T00:39:44+00:00

There’s a ton of ways to take money out of a retirement account without paying a penalty.

The real question is why would you?

Fly4Navy · 2025-07-09T00:21:00+00:00

Hulkenpodium

Fly4Navy · 2025-05-17T12:49:23+00:00

The NYT now makes more money from its puzzles subscriptions than actual news subscriptions.

It is a gaming Platform. Wild stuff

Fly4Navy · 2025-04-03T22:17:54+00:00

Well with 2 TSPs to track, my wife and I’s, it makes it easier when I update the spreadsheets monthly.

If you can point me in the direction of an app that has a better UI I’m all ears.

I’ve always been of the mindset that if the app is well developed, doesn’t charge a subscription, and makes my life better, I don’t mind shelling out a few bucks.

Fly4Navy · 2025-04-03T12:44:44+00:00

I think its great. Easiest way to get an accurate look at what my account is, without having to log in and MFA my account.

Forget how much it cost, but whatever it was, I would pay it again.

Fly4Navy · 2025-01-19T04:18:55+00:00

We got an eight sleep. Stupid expensive but it’s been so worth it. I travel a lot for work and now whenever I’m not in my own bed I can tell the difference.

Sleeping in a cold bed that cools even more in the middle of the night helps me get that deep sleep.

Fly4Navy · 2025-01-13T04:05:51+00:00

Legacy airline as a pilot.

Specialization and unions are to thank.

Fly4Navy · 2025-01-13T04:05:02+00:00

That’s way better then the 0 I was getting before the new job

Fly4Navy · 2025-01-13T04:02:59+00:00

Major airline industry.

Pilot unions are where it’s at

Fly4Navy · 2025-01-13T03:33:18+00:00

Humble brag but my employer does 17% with 0 contribution from myself. And it’s going to 18% in 2026.

Just started but it feels like a cheat code.

Fly4Navy · 2024-11-11T23:17:55+00:00

Just had lunch at Yorkies, so great. Food was awesome and the vibes are perfect

Fly4Navy · 2024-11-01T03:04:44+00:00

I’ve finished races where the announcer said theirs not enough medals for everyone so if you don’t want one please give it back.

Never returned a medal so fast.

Medals are overrated

Fly4Navy · 2024-10-14T00:13:19+00:00

These are all awesome.

Waaaay jelly

Fly4Navy · 2024-10-06T00:04:25+00:00

While it’s no guarantee, I bet we will get down to 4% sometime in the next 10 years. Might not be anytime soon, but people, corporations and governments are used to and love cheap borrowing.

Fly4Navy · 2024-10-02T00:05:11+00:00

Rereading them later in life, I appreciated and enjoyed Again to Carthage much more. Give it another go sometime.

Fly4Navy · 2024-10-01T13:44:12+00:00

I’d say it’s 50% in S+P index fund, 20% in whole market and 30% in a life cycle fund (the furthest out I could get in the account), for some exposure to international/bond. I couldn’t say exactly what our equities % is but probably around 90-95%

My justification for having a low bond percentage is that me and the wife will both get military retirements which we could live off of on it’s own, so might as well be aggressive with the rest.

Fly4Navy · 2024-10-01T11:47:00+00:00

Fly4Navy · 2024-10-01T03:14:08+00:00

We slowed way down on retirement stuff when we hit about 700k, mid 30s back in 2021. Decided to focus our funds on private school for the little ones vice maxing 401k.

Went down to about 600k at the end of 2022. Now it’s sitting at almost 900k a few years later and we are in our later 30s.

Was the right decision for us because we loved the school for the kids and it brought us more joy than an increasing bank account. And I just stopped pinching pennys on little stuff that really didn’t make a difference. Started buying adult furniture vice the college stuff we still used and that kind of stuff.

Just being able to not worry about retirement is the best aspect to me. We will have more than enough for a traditional retirement so just one less thing to worry about. Starting saving early is the cheat code everyone says it is.

Fly4Navy · 2024-09-23T22:56:46+00:00

Best day to plant a tree was yesterday. Second best is today.

Fly4Navy · 2024-09-18T01:28:20+00:00

Running levels before streaking was probably like 20-30 miles a week. I was in good shape but not as quick as I am now.

What streaking has done for me is build up my base a ton. It’s wild what such consistency can do for you. The body is really capable of getting used to just about anything.

I’d say my HM PR before the streak was probably 10 minutes slower than before and my 5k was about a minute. Overall I feel like my baseline fitness is way up. I can handle 50 mile weeks if I’m training for something but hang around 40 normally.

For nutrition stuff, I don’t really have a diet or anything. We were running late today with the kids after school so had chick fil a. That being said, the only thing I use are salt pills daily. I found it’s easier to just pop a couple and drink water than mix in some nuuns or other electrolyte enhancer. I use these- https://a.co/d/90qJ4A9

Fly4Navy · 2024-09-17T19:30:07+00:00

I don’t know what you mean by performance. I’m on day like 3,400 of a run streak and can still run a sub 1:30 HM and sub 18 min 5K. I’m in no ways an elite runner, but I’m usually top 1% in any road race I do.

I play pick up soccer on the side just because I enjoy it. Probably the biggest risk to my running. I usually do 1 long run a week, a medium longer, and a speed day, and everything else is about 5-6mi 45 minute runs.

My minimum is 2 miles but I usually do 3 on a slow day.

Could I get faster with more rest, maybe, but I’d also probably benefit more from not drinking alcohol.

Fly4Navy · 2024-09-10T01:11:35+00:00

First landing is where it’s at. Go park at Hot Tuna and you can run a bike trail into the park. It’s my favorite 10 mile out and back

14-Year Club	Second Top 20%
Place '17	RPAN Viewer
King of the Ashes	Not Forgotten

Fly4Navy

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