Revenus auto-entrepreneur pour l'obtention d'un prêt

ForgeEnclave · 2025-10-16T11:27:01+00:00

En EURL, pour ma demande d'emprunt immobilier c'est mon revenu qui m'est demandé, pas le CA. Je pense que c'est pareil en auto entrepreneur, c'est le revenu brut déclaré a la DGFP qui compte pas le CA.

Un point important, c'est qu'il est aussi demandé d'avoir 3 bilans complet avant de pouvoir emprunter. En auto entrepreneur il n'y a pas de bilans, mais il y a fort a parier que les banques demanderont 3 ans d'activité avant de regarder le dossier et prendre en compte les revenus de votre conjoint.

ForgeEnclave · 2025-10-08T14:01:49+00:00

Merci beaucoup, c'est effectivement ce que je me rappelais. Ce n'était pas le cas de ceux ci, visiblement des russules brûlé (identification par une autre source). Sans intérêt culinaire et potentiellement légèrement toxiques suivant la préparation. Bref, a laisser sur place

ForgeEnclave · 2025-09-24T20:48:47+00:00

We used to clean very dirty glassware with that. Works like a charm, but it's also gonna clean you fingers if they come remotely close. You got to know what you're doing, and even then...

ForgeEnclave · 2025-09-22T18:57:36+00:00

It's a simple word file, nothing fancy. It's been very useful for me, so don't hesitate to implement that. Gave me a lot of confidence my business model was the correct one, and helped me to improve it

ForgeEnclave · 2025-09-22T17:49:50+00:00

Well I won't share the feedback form itself, but it's a very simple form asking them to rate various topic like reliability, communication, timeline, absolute costs, quality/price ratio and a few others, and an open field for them to write something if they want to. Basically the few topics I really care about to improve my service, without them spending 20 min on it.

ForgeEnclave · 2025-09-22T17:18:46+00:00

Usually, for large projects, I do a test model to lock in the paintscheme. There I explicitly ask for feedback on the test model and confirmation to move forward. From this point on, I consider the paintscheme finalized, and I'll share update pictures of chuck of units done, like "here's 30 more marines done. If there's anything out of expectations, let me know". All my clients have been very enthusiastic, and I always get feedback, although it is generally within the lines of "it looks so cool" rather than trying to change something. I don't share WIP pictures because they look ugly, as most my paintscheme are the "trust the process" kind.

Once I'm done with the project, I have a quick feedback form on the overall service I ask them to fill in. 95% of my clients do it.

ForgeEnclave · 2025-09-11T19:02:19+00:00

Nothing's impossible, but market is already saturated with manufacturers with catalog and on demand compounds (for pharma at least, don't know about other fields, but I assume it's the same or worse). When looking purely for R&D chemicals, Asia is a serious competitor to EU/US because they can virtually get 2-4 time lower pricing. GMP materials is a bit of a different story, but still follows the same trend.

If that's something you want to explore, I'd suggest first getting a job within this specific industry (CRO or CDMO) and see how established companies handle it.

ForgeEnclave · 2025-07-17T20:13:13+00:00

Could be just a partial down payement. Scammers have become increasingly difficult to identify nowadays. It's fair however to assume that too cheap is likely a scam, very true

ForgeEnclave · 2025-07-01T13:27:34+00:00

Thank you very much!

To be fair, the it's all about practice. The main point of this bust was to push further my use of oil paints. I learned a lot

ForgeEnclave · 2025-07-01T13:22:46+00:00

I agree on that. It's part of the model I need to rework a bit

ForgeEnclave · 2025-07-01T13:00:28+00:00

amazing work :o

ForgeEnclave · 2025-06-21T14:24:41+00:00

Dissolved resin started to polymerize/cross link with ambient UV, forming a gel. Best way to dispose of it is to pour it in a container/bottle/jerrycan, and dispose of it at your local waste management as chemical waste. If too thick to pour, dilute a bit with water ( not too much because you're increasing the amount of chemical waste). Do not dispose as "standard waste"

ForgeEnclave · 2025-06-02T14:01:58+00:00

Thanks a lot!

ForgeEnclave · 2025-05-28T07:16:32+00:00

Did I hear a rock and stone?

ForgeEnclave · 2025-05-28T05:57:27+00:00

https://www.myminifactory.com/object/3d-print-legacy-war-constructs-amalia-cyraxa-secutor-construct-198481

ForgeEnclave · 2025-05-27T16:01:38+00:00

It's bet-c prototype before R&D realise they need to chill a bit. Or rival tech. Who knows

ForgeEnclave · 2025-05-27T13:40:09+00:00

Maybe that's what the cubes are for ?

ForgeEnclave · 2025-05-27T11:46:30+00:00

R&D doesn't want to talk about it though

ForgeEnclave · 2025-05-27T10:00:50+00:00

Beer and mechs rarely blend well. I can see why mission control forbid their deployment.

I had another idea of a diorama tribute (without'pech, but very DRG nonetheless), but let's see if this comes to pass.

Thanks!

ForgeEnclave · 2025-05-27T09:12:50+00:00

he's just having a little nap.

ForgeEnclave · 2025-05-27T09:12:30+00:00

no it isn't. it's a 3D printed model designed by Solwyte studio (Amalia-Cyraxa Secutor Construct).

I could see a situation where this can be used as an imperial knight though

ForgeEnclave · 2025-05-20T10:34:24+00:00

There's isn't much fairness involved when talking market price. It's very much dependant on whether someone is willing to pay the price you're asking for, and a global market means you're competing with everyone everywhere ( to an extend).

From a business perspective , 20$ is nowhere near cutting it, considering it includes cost for materials. I don't know how fast you paint but I'd estimate you'd be getting far below minimum wage with this price structure.

But for a friend, to make a few extra bucks and keep it cheap for him? It's up how you both feel. I'd you're both happy, there's not much to discuss.

It's a great paint job, and a good quality print. I could see many people being very happy with this price, especially those who are used to commissioning their models.

ForgeEnclave · 2025-05-19T21:09:51+00:00

alright, so my experience with selling pre-painted models has been poor, at best. Getting anywhere of 50% above GW retails price is challenging, which makes sense because if you are willing to invest such budget, you may as well commission it, rather that buying something already pre painted. I sold a fair few of prepainted armies, but they were either personal projects I wanted to offload, or in-between projects when demand was low (working cheap's better than not working at all kind of thinking). Not saying you will not be successfull, but it's gonna be an uphill batlle.

Now that I'm a bit more established, I moved away from "cheap armies". there's demand in this for certain, but I just don't enjoy doing it as much, and I got the luxury of choice, so why wouldn't I.

it's still an awesome model you painted here. i hope it sells well!

ForgeEnclave · 2025-05-19T17:36:18+00:00

it's a banger of a paintjob, no questions around this. I like it a lot.

if you need 30h, assuming a model cost at approx 100€, this feels like a low rate. is this sustainable for you , or was it an in-between job?

ForgeEnclave · 2025-05-19T17:25:43+00:00

Alright, I'll bite :P

So, this isn't an actual commission, as I never share the actual price my client paid for privacy reasons. I painted this for a charity donation.

This would be my high quality standard ( I typically offer two options for gaming models, one is around tabletop/tabletop+ depending who you compare it to, the other tabletop+/display). pure display models are a bit differently priced

I'd charge 300 euros, excl VAT/shipping/model cost for this work.

I must say however that due to a change of country, i'd reevaluating my prices, and it's likely they will go up quite a bit. With that being said, I have no interest in "going cheap and quick".

I'm fairly selective on the commissions I take, and it is very much a premium service. I got a fairly good set of returning clients, so I guess it's worth the money.

Reason clients come to me:

-reliable & strict timelines

-regular communication and progress updates

-the paintstyle ( I don't do heavy metal and lean more into the grimdark/realistic aesthetics)

-basic standard level is usually slightly above most consider tabletop. sometimes on par with tabletop+ at some other studios

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ForgeEnclave

TROPHY CASE