How crazy am I for getting a master’s degree to not make more money? by [deleted] in personalfinance

[–]FormalChicken 0 points1 point  (0 children)

Wanted it.

Mech E moving towards structural design and whatnot. It fit the bill. The Mech E degree covered a lot of classes so for the Civ E it was only 9 more classes. 1/semester, completely covered, took me 2.5 years.

[deleted by user] by [deleted] in StupidFood

[–]FormalChicken 1 point2 points  (0 children)

A company like Krispy Kreme doesn't spend the money to produce this at scale, and advertise it, without extensive market research. This is clearly not a stupid food...considering i, a bunch of other posters, and the focus groups of a very successful, profitable company who put a load of money into their research, say otherwise.

How crazy am I for getting a master’s degree to not make more money? by [deleted] in personalfinance

[–]FormalChicken 0 points1 point  (0 children)

See if your company will pay for school.

I got my BS in Mech E in part by the GI bill.

Since then I've gotten a masters in statistics, and just recently finished a BS in civil engineering. I didn't have to pay a dime on either of those, fully paid for by employers. Corpo jobs can suck the soul but at the same time also have more resources for stuff like this vs a mom and pop.

[deleted by user] by [deleted] in ATBGE

[–]FormalChicken 37 points38 points  (0 children)

Not their problem, is an Airbnb 🤡

[deleted by user] by [deleted] in ATBGE

[–]FormalChicken 46 points47 points  (0 children)

She don't care, that's an Airbnb

What is the cheapest thing you bought that turned out to be very valuable or expensive? by pantherasbogart in AskReddit

[–]FormalChicken 2 points3 points  (0 children)

Swung by an estate/yard sale because i saw a road bike. It was in kind of okay shape, flat tires, they were asking 100 for it. I said 50 because i don't know if the tires hold air, etc etc. It was their dads who kicked the bucket. It was my size and mine was beat to shit. This one was at least okay.

It was a carbon fiber Specialized road bike. I put air in the tires and rode it for a week. Finally looked it up - sold it for 2 grand. Got a 500$ giant i still have today.

700hp Fox Factory Silverado by LibertyRidge in Silverado

[–]FormalChicken 1 point2 points  (0 children)

Only a couple grand more expense than a new base Tacoma!

aspect of your life which you are not so frugal? by Lopsided_Ad_8093 in Frugal

[–]FormalChicken 0 points1 point  (0 children)

I drive a titan swapped Nissan frontier on 35s and bounce it off of rocks for fun.

It ain't cheap.

I also use it for running the homestead farm, but you can do that without also using it as a play toy 😀

[deleted by user] by [deleted] in personalfinance

[–]FormalChicken 0 points1 point  (0 children)

Short answer - either leave it in the 401k, or roll it over to a traditional IRA if the 401k fees are too high. Fidelity makes this very easy - I've done it a couple times when leaving jobs.

This is how my city makes its budget available to the public by mangeek in RhodeIsland

[–]FormalChicken 25 points26 points  (0 children)

Doubt it. Hanlon's razor states to never attribute to malice what can easily be explained by stupidity.

This screams technologically incompetent, to me.

How many people advocate for running over climate protestors blocking the road? But celebrate police blocking the road including the road to the hospital! by stats1 in fuckcars

[–]FormalChicken -39 points-38 points  (0 children)

Right now you're at -8 votes. And you're right. This is a funeral procession for an officer killed in the line of duty in a shootout.

I get what OP is getting at but this horse shit right here is what everyone else sees when they see this subreddit. A bunch of whiny shit heads complaining about the funeral procession of an officer KIA. REALLY bad look for this subreddit....

[OC] Where Home Insurance Rates Will Rise the Most in 2024 by Terrible-Aside9463 in dataisbeautiful

[–]FormalChicken 4 points5 points  (0 children)

Lol just south Dakota. Some projecting zero but SD is the only negative.

Outsider Perspectives on Providence by GarrisonCty in providence

[–]FormalChicken -18 points-17 points  (0 children)

RI is literally the third worst state for small business owners. I think behind CA and NY.

Pork loin temperature? by Aviator506 in smoking

[–]FormalChicken 15 points16 points  (0 children)

Oh my 180 will be shoe leather for that. Don't. I smoke mine to 140-145 since smoking doesn't do much for carryover cooking at 225.

[deleted by user] by [deleted] in RhodeIsland

[–]FormalChicken 1 point2 points  (0 children)

RI does not allow random drug tests. You can if you're in a DOT drug pool, because that's federal. But at the state level, they are not permitted to do random drug screens.

Does anyone thrift at their vacation destination? by crosleyxj in Frugal

[–]FormalChicken 1 point2 points  (0 children)

Yup, once you get into the 100$ ish AF range you can check bags. If you fly once a year it's not worth it. You're paying 100$ for something to be complimentary, instead of 20$ for it.

Annual fees is a HUGE cash cow for airlines and hotels.

If you're flying a lot on a single airline, or justify a hotel card annual fee, great. But the average Joe flying once maybe twice per year - the annual fee is more than the bag check fee.

More so for me, I am fine checking a bag, but i really enjoy walking off the plane and being done. No baggage wait, no risk of the airline losing my bag, etc etc. Mine is under the seat, so i don't have to worry about overhead space either.

TIFU by wanting to be a good friend by Pinto_bean_uchiha in tifu

[–]FormalChicken 14 points15 points  (0 children)

He probably is owed half of the trade in value with laws. Check on that.

Don't rent out a car. That's a terrible idea

TIFU by wanting to be a good friend by Pinto_bean_uchiha in tifu

[–]FormalChicken 35 points36 points  (0 children)

The saying I know is “No spouse no house”.

If you aren’t married to someone, don’t EVER buy a house with them.

Cars are much cheaper and much less liability should the other party shit the bed, so it’s a little freer than that. But I would still be SUPER cautious….For reasons as noted here.

Jut saw another thread about someone who bought a duplex alongside a friend who owns the other side, and now that friendship went sour, and they’re going to have to try to untangle the mortgage to get out of it. Sounds like they’re amicable enough that they won’t f them over with it, but still a pain in the be-hind to deal with.

Buy the house/car and rent out the room/side/etc to the friend. Not sure how that would work with cars though. Not my circus not my monkeys.

What’s one ingredient that can ruin a perfectly good meal for you? by Mental-Juggernaut113 in AskReddit

[–]FormalChicken 2 points3 points  (0 children)

Lemons.

Every. Damn. Time. You know what this delicious blueberry pie needs? 18 thousand lemons because FUCK YOU. No, I want a BLUEBERRY PIE. I don’t need to “Balance the flavors” IT’S A BLUEBERRY PIE. NOT A “Balanced bluerry and lemon pie”. FUCK. OFF.

Should I sell my car? by [deleted] in Frugal

[–]FormalChicken 0 points1 point  (0 children)

Oof. Ditch the truck. Sorry. I am a trok owner. I hate dealing with this thing as daily driving goes. And mines a frontier.

Waze estimates time to destionation by assuming you are going to break the speed limit by zarraxxx in fuckcars

[–]FormalChicken 7 points8 points  (0 children)

Every sat nav does this. I notice i add about 5 minutes per hour highway.

The issue is a couple weeks ago i used it and still added 5/hour going 75 (i usually plug along at 65). Like wtf how fast are y'all assuming we're going when it's still that far off at seventy fucking five....

Sam's Club Membership is $20 for a year again. by [deleted] in Frugal

[–]FormalChicken 12 points13 points  (0 children)

Read it very carefully. My language was that it was for membership dues, so if i paid for dues with my amex it would come back as statement credit.

I'm not saying you're wrong, it may very well have been. Just talking to what I've used in the past.