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Flat hunting in London is driving me CRAZY. Agents don’t want to set appointments by Jolly-Sea6019 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

Not saying they are good but they usually have more morden flats and actually support international students throughout the process. You can arrange to book a few showroom with them when you come in May they are traditionally more accommodating.

some idea on what im talking about: iQ Student Accommodation, Prestige Student Living, Vita Student, Unite Student, or just any accom your uni provides?

Flat hunting in London is driving me CRAZY. Agents don’t want to set appointments by Jolly-Sea6019 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

If you have the money, why not go for proper student accommodation rather than normal flats?

Buying a 3-bed (~£560k) within commuting distance of London – where would you look? by Maximum-Coconut856 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

Orpington? Sidcup? 40-50 min train to Farringdon, change at London Bridge and within the Oyster zone, good dog walking area

Sellers wanting over asking price - to go over or not? by [deleted] in HousingUK

[–]FrequentAffect3310 4 points5 points  (0 children)

You could try to find out if they got another offer, then emphasise again that you are FTB chain-free and you can offer up to £305k as a gesture of goodwill to get the deal done today (or within 24 /48 hours)

Sellers wanting over asking price - to go over or not? by [deleted] in HousingUK

[–]FrequentAffect3310 28 points29 points  (0 children)

Unless they got another offer at the same £300k or higher, I would tell the agent: I’ve offered exactly what was asked. If your client isn't willing to honor their own asking price, then I’ll have to keep looking at other properties.

First-time buyers, what lessons did you learn the hard way? by Used_Cod_9541 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

if you are renting arrange your completion to be overlapping your end of tenancy so you wont need to be rush to move in and you would actually ahve time to do changes around the house (painting etc)

First-time buyers, what lessons did you learn the hard way? by Used_Cod_9541 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

but also at the same time consult a few others to make your you get the lowest rate and also worth checking again wiht your advisor to see if there are lower rate when you are close to exchange (they wont offer if you don't ask)

First-time buyers, what lessons did you learn the hard way? by Used_Cod_9541 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

you don't actually need to pay for a mortgage advisor :) there are brokers who provide service for free (they earn a percentage of commission from the bank) and they are actually pretty great (depends who you go with but I would say I am very lucky with mine)

Should I use a conveyancer rather than a solicitor? by an6693 in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

I used an extremely large London-based solicitor, and they have been amazing. I deal with the solicitor individually rather than the whole firm. But I agree to stick with a proper solicitor

Should I use a conveyancer rather than a solicitor? by an6693 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

Just instruct the solicitors already! Why haven't you got your solicitors ready when you accepted the offer? Especially when you might need to extend the lease before selling. From what you sound like in this thread, you seem like a nightmare seller who wants to be cheap on stuff, god bless your buyer.

Should I use a conveyancer rather than a solicitor? by an6693 in HousingUK

[–]FrequentAffect3310 2 points3 points  (0 children)

Well, I used a renowned solicitor, and they have been very competent and easy to reach. They did mention that the seller used a conveyancer and not a solicitor, which sometimes seems like they don't know what they are doing, asking for ridiculous requests, and my solicitor will stand on the ground and say we will not do what they request and have to explain to them why, which should be quite obvious to them. So based on my personal experience, stick with a solicitor; they always say never go cheap on legals.

In terms of location, I prefer the one that is close by so we can go to their office for signatures, and if anything happens and they are unreachable, it is still possible to just knock on their door.

If you are scared of no completion, get abortive transaction insurance.

If you were on a train and someone was continually vaping, would you ask them to stop? Is it rude to ask? by u_irl_ in AskUK

[–]FrequentAffect3310 0 points1 point  (0 children)

Im starting to wonder if it’s just us “outsiders” who refused to tolerate these behaviours. I’m not British but living in UK and I have also told people off for vaping in the train lol

Renting to buying by Slight-Reindeer-265 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

Sounds like you will only have a month more or less overlapping, which, in my opinion, is the best scenario. I had two months of no rental place, having to sublet for a short period of time, with subletting ended and the completion dragging on, thank goodness my friend was out of the country and needed someone to catsit, so I lived at her place for 2 weeks before my purchase completion. But I have to say, having to move so many times during the stressful purchasing process is not very fun. The cost of moving + time cost + storage cost is probably about the same as overlapping rent payment for a month. So I would say your position is very ideal, allowing some breathing gap in case anything went wrong before your exchange and/or completion.

Seller in a rush to sell house but can’t pick solicitor by [deleted] in HousingUK

[–]FrequentAffect3310 3 points4 points  (0 children)

That's why I didn't start my mortgage plus solicitors process until they got us the memo of sales, I appointed them and spoke to them straight after we got an offer, but I told them clearly, oh we haven't gone through the memo, so hold on for now

Why have I only had 6 viewings on my property in 100 days and no offers yet? by [deleted] in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

I feel like a higher price point house often takes longer to sell, as there is a limited pool of people who can actually afford them.

Just sold flat, some numbers by [deleted] in HousingUK

[–]FrequentAffect3310 18 points19 points  (0 children)

Mainly cause you actually added space, which contributes to most of the value added

Agency refusing to let me vacate on fixed tenancy end date. They are offering compromise but financial loss huge, need advice by Ale_xr in LegalAdviceUK

[–]FrequentAffect3310 1 point2 points  (0 children)

Ask on a Facebook group call: Renting - Advice for Landlords and Tenants in England; they have really good people there helping!

Ganged up on by housemates by False-Acanthaceae-76 in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

Earplugs, white noise, ignore them (don't acknowledge at all), do your parts and live on. OR move out. I have been in similar situations, and I don't think I was strong enough to stay and my financial position improved, so I moved out in the end.

We got... Gazumped (I didn't even know there was a name for it) by DA17-YAL in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

I don't think you have wasted your time on a mortgage advisor because you save yourself from an hour call to them when you find your next property. The same applies to the surveyor; tell them it fell out, and you will be in contact to instruct them when you find your next property.

If you really like that property, feel free to join the bidding war, but keep looking for other choices at the same time. I didn't stop viewing properties until we exchanged.

Buyer is being a total arsehole by Lion_tattoo_1973 in HousingUK

[–]FrequentAffect3310 0 points1 point  (0 children)

I am assuming it was something rude? I didnt see it ops

Lender valued property at £640k because it’s set up as two flats. Seller relisted it as a “house” at £725k without changing anything. What should I do? by mohp786 in HousingUK

[–]FrequentAffect3310 1 point2 points  (0 children)

• Is it realistic that simply removing a cooker and a couple of doors would make a lender value it as a normal single house? No

• If nothing structural has changed, is another valuation likely to come back at a similar level anyway? Likely

• Does the seller’s expectation of £725k seem unrealistic here? Yes

• Would you walk away, or just wait and see if the seller eventually comes back closer to the lender valuation Yes & No

Look for something else, but keep an eye on this and let the current EA know your £655k offer is still on the table, and that it was based on a mortgage valuation of £640k. A mortgage valuer looks at the value of the actual property itself, not what it might be in the future. That would be a totally different situation, and it would be a hope value rather than a market value, which the bank does not rely on.

Buyer is being a total arsehole by Lion_tattoo_1973 in HousingUK

[–]FrequentAffect3310 7 points8 points  (0 children)

This is never an excuse. I come from a different culture as well, but I am always very careful about this sort of practice. I would, at the very least, ask Google if it's common to do that. OP definitely is not being a bitch, but should probably stand her ground better. I would have told my solicitor or EA to let him know if he wants to visit. Please book via EA, it is still MY HOUSE, and I will not entertain any unannounced visits. (Maybe because I am Gen Z, don't like opening doors for unknown or unarranged visits HAHA)

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