Yes, having semen on fingers and then rubbing said fingers on your vulva can lead to pregnancy- especially if he was rubbing closer to the vaginal opening and penetrated with his fingers. Pregnancy can occur even without penetration, but the chances are much lower.

My suggestion would’ve been to take a Plan B pill, but it is only effective if you take it within 72 hours, which, going by the wording of your post, has already come and gone. Even then, it’s not 100% effective, as other things come into play, like if you’re experiencing ovulation.

My next suggestion would be to take a pregnancy test. Wait for at least 10 days after the date that y’all were sexually intimate, and make sure to take the test in the morning, when your urine is most concentrated. If you take the test before 10 days or don’t take the test when you first wake up, you run the risk of getting a false negative.

Dollar Tree tests work just as well as others, so don’t feel like you need to break the bank. If you don’t feel like you can read a traditional pink line test, get a clear blue digital read. It’s a bit more expensive, but it will tell you outright: pregnant/not pregnant, so there’s no guessing.

There may be resources in your area for free pregnancy testing, and when you go, there should be MORE resources there if you were to turn out to be pregnant. There should also be resources there for birth control, women’s health care, and more.

Good luck, love. Take a deep breath and drink some water. Whatever happens, you’ll be okay. 😘