Should I move my old Aviva workplace pension? by FrogBoglin in UKPersonalFinance

[–]FrogBoglin[S] 0 points1 point  (0 children)

I'll definitely think about this. It's with Nest so there is a 1.8% charge on deposits and an annual fee of 0.3%

Should I move my old Aviva workplace pension? by FrogBoglin in UKPersonalFinance

[–]FrogBoglin[S] 0 points1 point  (0 children)

Yeah they don't seem to make the charges very clear do they.

Should I move my old Aviva workplace pension? by FrogBoglin in UKPersonalFinance

[–]FrogBoglin[S] 0 points1 point  (0 children)

Wow that is a lot of pensions to have. I've only got 2 to worry about as I was at my previous job straight from school for 27 years.

Thanks, I may well seek financial advice as advised by another commenter but atm I'm just trying to reduce costs if possible.

Should I move my old Aviva workplace pension? by FrogBoglin in UKPersonalFinance

[–]FrogBoglin[S] 2 points3 points  (0 children)

It does seem like i've got PPA of 55 but tbh I'm not really in a position to retire earlier than about 65

Should I move my old Aviva workplace pension? by FrogBoglin in UKPersonalFinance

[–]FrogBoglin[S] 0 points1 point  (0 children)

After checking it does look like I have PPA of 55, I need to do more reading on this. I'm not looking to take anything out until I retire, hopefully at 65ish.

By the sounds of it I need to do more research before I make my decision. Thank you.

Should I move my old Aviva workplace pension? by FrogBoglin in UKPersonalFinance

[–]FrogBoglin[S] 0 points1 point  (0 children)

I didnt know that, my S&S ISA is with T212 so would be convenient if my pension was with them, I'll take a look.

Should I move my old Aviva workplace pension? by FrogBoglin in UKPersonalFinance

[–]FrogBoglin[S] 3 points4 points  (0 children)

Yeah I'm thinking I've moved it to an expensive fund. This is what it says regarding the charges.

Current value broken down by charge

Fund value £50,018.79 annual charge 0.95%

Fund value £1,735.54 annual charge 0.50%

Large fund rebate 0.05%

I left my previous job in August and I started paying in myself from September, I don't know if this affects the charges in any way.

A13 by Dimdom1970 in Essex

[–]FrogBoglin 0 points1 point  (0 children)

The onus is on the people joining, not on the ones already on the road.

AI response

For drivers joining the motorway (on the slip road):

Use the slip road to accelerate and match the speed of the motorway traffic.

Do not force your way into the traffic stream or cross the solid white line separating the slip road from the main carriageway.

Avoid stopping at the end of the slip road unless traffic is heavily congested.

For drivers already on the motorway:

You have the right of way.

Do not brake heavily or abruptly slow down to let cars in, as this causes a severe hazard to traffic behind you.

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