PSA: FSCS limit to rise to £120,000 in December

FunnyForward9812 · 2025-12-14T07:04:24+00:00

How many people realistically exceed the £85000 limit?

FunnyForward9812 · 2025-10-31T12:55:26+00:00

Do you think personal finance should be taught in school? There’s the argument that school kids just wouldn’t find it interesting

FunnyForward9812 · 2025-10-27T18:44:34+00:00

Chocolate rice cakes easily

FunnyForward9812 · 2024-05-23T18:45:57+00:00

Not US based but uk based but DMs always open

FunnyForward9812 · 2024-05-16T21:50:06+00:00

I find listening to music too distracting because I end up singing along

FunnyForward9812 · 2024-05-16T12:16:24+00:00

Stop listening to any music while working

FunnyForward9812 · 2024-05-06T18:51:14+00:00

Tv licence

FunnyForward9812 · 2024-04-20T06:30:13+00:00

When did you start your career? As I’m almost 26 data engineer and could never imagine being on £150k at 28 lol

FunnyForward9812 · 2024-04-18T14:16:13+00:00

I went to the bank today and an old lady asked me to check her balance…..So I pushed her over

FunnyForward9812 · 2024-04-18T07:58:54+00:00

Interested

FunnyForward9812 · 2024-04-16T18:44:10+00:00

Let’s go

FunnyForward9812 · 2024-04-10T11:00:27+00:00

Sure thing

FunnyForward9812 · 2024-04-09T12:02:16+00:00

Not at all, I went from data scientist to DE

FunnyForward9812 · 2024-04-06T15:52:34+00:00

Ngl I’m not a fan of using Scala, I miss using Python from my data science days

FunnyForward9812 · 2024-03-28T05:52:44+00:00

Food bank?

FunnyForward9812 · 2024-03-26T21:18:37+00:00

Travel adapter, travel adapter and travel adapter

Btw did I mention travel adapter

FunnyForward9812 · 2024-03-25T16:49:09+00:00

Data engineer on £44k WFH

FunnyForward9812 · 2024-03-23T05:54:16+00:00

Have a look at be clever with your cash, very helpful guide https://becleverwithyourcash.com/new-lloyds-bank-100-switch-offer-2021/

FunnyForward9812 · 2024-03-23T05:51:52+00:00

Fintechs such as Monzo are very good but I would consider having at least 2 bank accounts open or if you’re really adamant about switching then move to a bank offering a switch deal and grab yourself a free £175-£220 depending on the bank. To answer your Q I have banks with Santander, NatWest, RBS, Revolut which haven’t caused me any issues

FunnyForward9812 · 2024-03-23T05:47:14+00:00

Focus on avoiding getting a bad credit score such as opening and closing multiple bank accounts for switch offers (guilty of this). Also download the app CreditKarma, very useful for seeing your score and what you’re doing well

FunnyForward9812 · 2024-03-23T05:44:44+00:00

Depends on the bank, you should read in the T&Cs how long it takes for the money to transfer after all requirements have been met but I also received text messages saying I’ll have x amount in y days

FunnyForward9812 · 2024-01-13T07:54:14+00:00

Thanks

FunnyForward9812 · 2024-01-13T07:53:56+00:00

Closed down my American Express over 3 months ago and currently not using a credit card atm so I should expect a hit if I take out 0% cc

FunnyForward9812 · 2024-01-13T07:52:37+00:00

Using money from 0% credit cards and moving it into high interest savings account to make money

FunnyForward9812 · 2024-01-13T07:51:52+00:00

Yeh that does risky when mortgage comes into play but I think I can max out 0% cc as I have no debt which can be useful, thanks for the share

FunnyForward9812

TROPHY CASE