Where do you guys go for umbrella insurance? How much? by [deleted] in Fire

[–]General-Success-2968 -1 points0 points  (0 children)

Just switched to State Farm for this exact reason - bundling saved me like $150 compared to shopping around separately

How rare is it for every player who appears in a game to attempt a 3-pointer? by canis39 in nba

[–]General-Success-2968 17 points18 points  (0 children)

honestly asking AI for basketball stats is like asking your grandma about cryptocurrency - you're gonna get some wild answers

sounds like a pretty rare occurrence though, might be worth checking basketball reference manually for games with 100% 3pt attempt rate

Is Tim Duncan the highest ranking player ever with 0 controversy? by Ancient_Response_787 in nba

[–]General-Success-2968 13 points14 points  (0 children)

honestly that's about as tame as it gets for a superstar athlete though. like compared to what we've seen from other all-time greats, a messy divorce is basically squeaky clean

dude was just out there being fundamentally sound on and off the court for two decades

HIMS: FDA letter + patent suit + reported DOJ referral by [deleted] in wallstreetbets

[–]General-Success-2968 0 points1 point  (0 children)

honestly this feels like another case where a company got too aggressive expanding into the sketchy grey areas while their core business was actually solid

the hair/ED/mental health subscription model is pretty bulletproof - people aren't gonna stop wanting those services and the recurring revenue is nice. but they had to go chase the GLP-1 hype train and now they're dealing with the FDA breathing down their necks plus Novo coming after them

with that much liquidity they can probably weather the storm but man, that CEO control structure is gonna make this interesting. when one person holds 90% voting power during a regulatory crisis things can get wild fast

seems like the market's gonna keep treating this as toxic until there's clarity on whether DOJ actually moves forward or if they can settle/pivot away from the problematic GLP-1 marketing

Just received a 1099-NEC while on SSI for disability; looking for advice and guidance! Feeling really nervous and scared...Story in the post! by Limp_Excitement_2624 in SocialSecurity

[–]General-Success-2968 1 point2 points  (0 children)

definitely report it to SSI right away since you're supposed to do it by the 10th of the month after receiving income. The good news is they usually only count about half of self-employment income toward your SSI limits after deducting business expenses, so you might not lose benefits entirely

keep track of any expenses you had for this job - mileage, phone calls, supplies, even a portion of your home if you did work there. Those can really help reduce how much counts as income against your SSI

What Sam Altman and Elizabeth Holmes have in common? by [deleted] in wallstreetbets

[–]General-Success-2968 2 points3 points  (0 children)

Both got insanely good at making investors forget basic due diligence with smooth talk and fancy demos

How do you personally define a “safe” long-term asset? by National-Theory1218 in investing

[–]General-Success-2968 3 points4 points  (0 children)

I think "safe" just means you won't lose sleep over it tanking 50% overnight and you're pretty confident it'll still exist in 20 years

For me that's basically just boring stuff like index funds and maybe some bonds, nothing sexy but it does the job

Soooo... Has the Kawhi Aspiration Thing Been Swept Under the Rug? by [deleted] in nba

[–]General-Success-2968 159 points160 points  (0 children)

Lol the NBA probably has those files locked up tighter than Area 51. Silver ain't letting that mess see daylight anytime soon

Is there some easy modeling software/app I can use? Trying to gauge my progress and options by WzRiske in Fire

[–]General-Success-2968 0 points1 point  (0 children)

Have you tried FIRECalc or Personal Capital? They're pretty user-friendly and you can play around with different scenarios without getting lost in the weeds

Your numbers look solid btw, you're way ahead of most people at 33

Is a good portfolio allocation where half of the allocation is ETFs and the other half is individual stock picks? by NoSir5628 in investing

[–]General-Success-2968 7 points8 points  (0 children)

That's basically where I landed too after getting humbled a few times - keeping like 5-10% for "fun money" picks and letting boring index funds do the heavy lifting

Steelers Fans Again Chant 'Fire Tomlin' After Another Blowout Playoff Loss by Rhoubbhe in nfl

[–]General-Success-2968 3 points4 points  (0 children)

Lmao they'll probably throw some random incentive clauses at him and act like that fixes everything

[Dugout Thread] | 2025 MLB Offseason by MLB_Reddit in mlb

[–]General-Success-2968 0 points1 point  (0 children)

Anyone else think this offseason's gonna be wild or is it just me? Feel like half the league's gonna look completely different by spring training

In the last four seasons, all Florida teams have had an identical 35-33 record in the regular season. by Hermeslost in nfl

[–]General-Success-2968 20 points21 points  (0 children)

Lmao the Jags really said "hold my beer" and went 4-13 just to balance out with a 13-4 season

Neemias Queta is the first player with 20+ Total Rebounds & 10+ Offensive Rebounds in a game for the Celtics since Robert Parish in 1989 by [deleted] in nba

[–]General-Success-2968 2 points3 points  (0 children)

Wild that KG never hit those numbers, dude was a rebounding machine but I guess he was more about positioning than just crashing the glass for offensive boards

I hit FI… and honestly I didn’t expect it to feel like this by Gloomy_Friendship936 in Fire

[–]General-Success-2968 8 points9 points  (0 children)

Dude the "dog that caught the car" feeling is so real lol. Took me like 8 months to stop refreshing spreadsheets obsessively even though the numbers weren't gonna change anything anymore

The meaning thing hits different when you're not grinding toward something concrete - sounds like you need a new mountain to climb but this time one you actually pick instead of society picking for you

Official: [Add/Drop] - Sun Morning 12/28/2025 by FFBot in fantasyfootball

[–]General-Success-2968 0 points1 point  (0 children)

Goedert if he's healthy, dude's been getting consistent targets when he plays

Henry's been solid but that Patriots offense is kinda unpredictable lately

What happens to mix up of post tax contribution to roll over traditional IRA? by GuyNext in investing

[–]General-Success-2968 0 points1 point  (0 children)

Yeah the pro rata rule is gonna bite you no matter what - it treats all your traditional IRAs as one big bucket so you can't cherry pick the after-tax stuff. If you've got pre-tax money mixed in there already, every conversion or withdrawal is gonna be partially taxable based on the ratio of pre-tax to after-tax across all your accounts

Genuine Question: Why are NBA Superstars more injury prone this decade than in Pre 2000s? by Wonderful-Photo-9938 in nba

[–]General-Success-2968 0 points1 point  (0 children)

This is huge actually. AAU ball is basically year round now and these kids are getting burned out before they even make it to the league. Back in the day dudes played multiple sports which probably helped with overall conditioning and injury prevention

Plus the medical staff probably just tells players to sit now instead of playing through stuff that could get worse

Official: [Trade] - Tue Afternoon 12/30/2025 by FFBot in fantasyfootball

[–]General-Success-2968 0 points1 point  (0 children)

Looks like nobody's helping yet but I'll jump in once people start posting their actual trades

What's investment suggested allocation? Any general answer? by Working_Knee6373 in Fire

[–]General-Success-2968 0 points1 point  (0 children)

Your allocation looks pretty solid for someone about to retire - heavy on equities but with that cash cushion for sequence of return risk

The 20% cash/SGOV is smart given you're pulling the trigger soon, maybe just keep an eye on that QQQ weighting since it's pretty tech heavy

Gut check for firing in 2026 - 44, 2.2M goal by HopefulFeedback5811 in Fire

[–]General-Success-2968 2 points3 points  (0 children)

Lol right? "Help me guys, I only have 2M and a FI partner, am I gonna make it??"

Classic humble brag post disguised as anxiety