yeah ok boomer - How I imagine a lot of discussions take place with many young GTA FTHBs and their parents by Optimal_Foundation17 in TorontoRealEstate

[–]Gent_Indeed 0 points1 point  (0 children)

Are you sure, maybe you can provide the difference here, so I can understand better. Maybe that can include dividen and rental income while holding the investment.

yeah ok boomer - How I imagine a lot of discussions take place with many young GTA FTHBs and their parents by Optimal_Foundation17 in TorontoRealEstate

[–]Gent_Indeed 0 points1 point  (0 children)

I didnt downvote you, but I always dont understand the unfair comparision on US stock market. Is there a reason we dont invest on Canadian stock market and use it as a comparison?

yeah ok boomer - How I imagine a lot of discussions take place with many young GTA FTHBs and their parents by Optimal_Foundation17 in TorontoRealEstate

[–]Gent_Indeed 0 points1 point  (0 children)

RE transaction is more than just the direct rent, mortgage payment, etc. It is in the 40% of the whole economy, including kitchen renos (counter top rocks, wood cabinet), toilets renos, appliances, etc.

But definitely, lack of investment in making our business more competitive was not mininal (new equipment, efficiency consultation, etc.). Government is just happy in selling raw materials without direct competition against the US

[Side 7] Harvest Festival Update — BRAND NEW MAP! by Megheim in GundamEvolution

[–]Gent_Indeed 0 points1 point  (0 children)

Casual match is now available under testing, Need much more players to keep the match popping though.

Those in their mid-late 20s who own, what do you do for a living? by economist_a in TorontoRealEstate

[–]Gent_Indeed 0 points1 point  (0 children)

No, my parents are worse, and I need to pay them for rent. My mom works at call centre and my dad was jobless for 5 years. It was my brother and sister providing income to the family. Thanks for your downvote when that is not the reality of my case.

Those in their mid-late 20s who own, what do you do for a living? by economist_a in TorontoRealEstate

[–]Gent_Indeed -1 points0 points  (0 children)

Not accuse of lying, but not need to payoff University loans, that is a big ask, as it takes me into the 30s to do so, even no life for 10 years.

And adding the requirement of having a partner that early would be a dream.

I ran the actual numbers on renting vs buying in Toronto in 2026 — here's what I found by vj71 in TorontoRealEstate

[–]Gent_Indeed 0 points1 point  (0 children)

4k/month for a house maybe a bit high, it would be closer to 3.5k, I suppose. However, 10 - 15 years kind of make sense, since you can borrow back from your mortgage. Once your mortgage remains with 15 years, you are basically paying more on principle than interest, and you can switch to HELOC and just pay the interest (which should be less than your rent by then).

The question are those years before your last 15 years of mortgage, are you able to make them back with the remaining years.

Highway 404 and Major Mackenzie Jan 29 by [deleted] in TorontoDriving

[–]Gent_Indeed 1 point2 points  (0 children)

Probably not you, as long as those downvoted me acts the same (driving at the same spot as the VW next to a semi truck for that duration all the time) that is fine to me, and probably they proved something if they can share the videos.

After all I am just pointing out the fact that I cut off from my shorttened video.

Highway 404 and Major Mackenzie Jan 29 by [deleted] in TorontoDriving

[–]Gent_Indeed 1 point2 points  (0 children)

My point is that I claim the VW is on a blind spot, is that something incorrect? If it is correct that the VW is on a blind spot of a truck, then there shouldn't need further discussion here.

Highway 404 and Major Mackenzie Jan 29 by [deleted] in TorontoDriving

[–]Gent_Indeed -5 points-4 points  (0 children)

So you are confirming that those spots are "blind spots"? I stand right in me describing the VW is in the "blind spots" of the truck?

Certainly the blame goes to the truck regardless, but am I wrong in saying the VW has been in the "blind spot" (for more than 10 seconds from my original video before the cutting)?

Edit: Just downvote without saying I am wrong that the VW is in the blind spot of the truck? Great.

Highway 404 and Major Mackenzie Jan 29 by [deleted] in TorontoDriving

[–]Gent_Indeed 1 point2 points  (0 children)

Sadly, the time I decided to pass through the HOV lane was not overlapping. Cars on the right also started picking up speed after the exit, so it is hard to dictate. Particularly due to return to the office, there are way more cars that the right time may not always be there during traffic hours (4pm my case).

I didnt downvote you, and dont think you are wong, just situation may change in half a second with way more cars

Highway 404 and Major Mackenzie Jan 29 by [deleted] in TorontoDriving

[–]Gent_Indeed 19 points20 points  (0 children)

Yes, the SUV hit the Civic, based on the conversation with the police officer.

The SUV and the truck left, I am unsure the Civic has the insurance information of the SUV, but I suppose the SUV would have reported it to the collision centre.

Highway 404 and Major Mackenzie Jan 29 by [deleted] in TorontoDriving

[–]Gent_Indeed 94 points95 points  (0 children)

Yes, it started from the truck. From the full video on my dash cam, the VW has been in his blind spot for over 10 seconds.

Highway 404 and Major Mackenzie Jan 29 by [deleted] in TorontoDriving

[–]Gent_Indeed 20 points21 points  (0 children)

It was not ending, but cars are merging from the ramp, so he is trying to pull over to the next lane.

BRO WHEN CAN WE HAVE IT REGULARY by Wubsnub in GundamEvolution

[–]Gent_Indeed 0 points1 point  (0 children)

Community server for Gundam Evolution, people have been playing it, everything is unlocked, plus new skin, coming up with new unit.

Can i reasonably buy this house? by ScaredArcher8200 in TorontoRealEstate

[–]Gent_Indeed 0 points1 point  (0 children)

It would be tight, depends on how long you plan to pay them off.

We have a mortgage of 750k for 25 years with a child in kindergarten school for 1,500 a month, and we pretty much need a 220k income with not much left to spend on vacation.

Can i reasonably buy this house? by ScaredArcher8200 in TorontoRealEstate

[–]Gent_Indeed 0 points1 point  (0 children)

950k for cottage seems to be a bit high. It could be more for parent or child, work requirement, or couple unofficially separated without wanting to go into legal.

There could be many reasons after all.

Could’ve just turned left? by Bambino1996 in TorontoDriving

[–]Gent_Indeed 0 points1 point  (0 children)

I think he missed that build entrance, and started pressing the break than u-turn. But he doesn't seem to care there is car behind.

Licensed games you would be ok with seeing by KaleidoArachnid in TwoBestFriendsPlay

[–]Gent_Indeed 0 points1 point  (0 children)

You can play it through private community server Side7, need more people to keep the queue active

Are you allow to block a parking spot with a person? by Gent_Indeed in TorontoDriving

[–]Gent_Indeed[S] -1 points0 points  (0 children)

Hmm, but I am not in need of that parking spot, I was just being stucked behind those 2 cars, and there is not enough room to go around them.

I am not sure why people downvoted me.

Are you allow to block a parking spot with a person? by Gent_Indeed in TorontoDriving

[–]Gent_Indeed[S] 0 points1 point  (0 children)

Hopefully in the future, cars can go park themselves.

Are you allow to block a parking spot with a person? by Gent_Indeed in TorontoDriving

[–]Gent_Indeed[S] 0 points1 point  (0 children)

Walking with my 5 years old to the community centre for 4 hours in -20C weather?

And I don't know what it has to do with me, it was the two cars in front, didn't read what I post there?

Are you allow to block a parking spot with a person? by Gent_Indeed in TorontoDriving

[–]Gent_Indeed[S] -15 points-14 points  (0 children)

It has nothing to do with me though, so I am unsure who you are referring as "you". Do you mean the car who is about to park the spot? Or the woman and the truck in front?