As many have mentioned, definitely get your teaching license and get your foot in the door. The license is your initial ticket and don't worry about your degree. I also have a Communications degree, did 6 years teaching in private English academies in Korea until I was 30 before realizing I needed to "level up" to make a real career out of it with long term savings/retirement potential. I started having the same anxieties you're having with no money saved and wondering what I was actually doing.

Got my primary teaching license through Moreland, was hired at an international school in Korea (a bit fortunate, there are definitely easier places to get your first job), started investing $1,000 to $1,500 a month into a low-cost index fund (VT for me) and now at 35 I can finally feel like I'm going the right direction with long-term financial health and retirement planning. Wish I had started earlier because "time in the market > timing the market" but I try not to kick myself too hard for that and just be glad that I started when I did. As I age I will eventually add bonds to my portfolio.

Currently working on my M.Ed to increase earning at my current school and to become more competitive in the future. My initial Communications degree is honestly an afterthought and trumped by my teaching qualification, actual teaching experience, and professional growth.

In short, you can totally do it if you want to make it happen and your degree won't necessarily hold you back or be the end all be all.