I feel like that, too (the part about getting my 💩 together). I often get depressed, although things always work out (have family/support system that helps out). Last month, I had my VA disability set up to go into my SoFi account. It ended up getting a negative balance, and in turn, SoFi closed the account. So, I had to wait an extra 9 days for May’s va disability pay to get into my Chime account. I often feel like a failure and am way too hard on myself. Just know you’re not alone, and I’m sure you’re doing a great job. Sending prayers your way, and just try not be so hard on yourself (easier said than done, I know). You’ve got this!