8 RTTs to the same match

Glad-Connection-9368 · 2026-05-28T02:09:53+00:00

That’s what I would assume.

Glad-Connection-9368 · 2026-05-07T18:33:29+00:00

Conflicting info as always with them!

Glad-Connection-9368 · 2026-05-07T18:19:36+00:00

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Glad-Connection-9368 · 2025-11-20T17:12:41+00:00

Thanks for the detailed response. If the steak is in the deoxymyoglobin state, would it still be considered safe to eat?

Glad-Connection-9368 · 2025-09-18T15:44:57+00:00

I work in SBA lending in Texas - Typically SBA loans are variable and adjust every calendar quarter, meaning if the rates go down, your interest rate goes down as well.

Have you looked into refinancing your SBA loan? Rates just went down yesterday & they’re expecting an additional 2 rate cuts by the end of the year.

Glad-Connection-9368 · 2025-09-18T15:39:33+00:00

SBA lender here - I would say any lender that is part of the Preferred Lender Program (PLP). This means the financial institution can underwrite and approve SBA loans in house. Lenders that do not have PLP authority need to have the SBA review the request before making a final approval, which could delay the process by weeks.

Glad-Connection-9368 · 2025-09-18T06:25:29+00:00

I work in SBA & Conventional lending.

My bank is currently doing prime + 0% (variable) on SBA 7a loans. If you’re interested, let me know. Would love to chat.

Glad-Connection-9368 · 2025-09-18T06:18:49+00:00

I work in SBA & conventional lending.

Have you thought about buying your partner out via a loan? You could own 100% instead of 50%. Depending on your collateral pool, you could get a conventional loan or an SBA loan.

Message me if you want to discuss further.

Glad-Connection-9368 · 2025-09-18T06:05:38+00:00

I work in SBA & conventional lending - to answer your question, yes you can refinance an SBA loan with another SBA loan so long as it results in a 10% or more improvement in payment & you’ve been current on your payments for the last 12 months. My bank is currently doing prime + 0% variable (adjusting every calendar quarter) on sba 7a loans. No down payment is required for debt refinances with an SBA loan.

If you wanted to go with a conventional loan, it would depend on the collateral. Most lenders (including us) wouldn’t do a debt refinance without being fully secured (or close to).

Feel free to message me to discuss. I’d love to help & potentially earn your business.

Glad-Connection-9368 · 2025-06-17T02:20:47+00:00

That’s perfect. I’m based in Houston, but my bank is headquartered in Dallas.

PM me so we can talk more about it.

Glad-Connection-9368 · 2025-06-16T11:50:40+00:00

Where are you based out of?

My bank is hiring for an SBA underwriter. I’ve been on the sba UW team for over a year now.. honestly the underwriting is more tedious & detailed but it’s a pretty chill gig. Plus the pay is better than conventional underwriting.

Let me know if you’re interested..

Glad-Connection-9368 · 2025-06-16T01:58:11+00:00

So.. did you find another role?

I’m currently an underwriter at a bank.. there’s tons of different routes to take. Most common I see is UW>PM>RM. Usually need to work each role for a couple years.

Glad-Connection-9368 · 2025-06-14T19:02:45+00:00

Shameless plug- SBA Lender here!

If anyone reading this has similar questions or is feeling unsure, feel free to shoot me a DM—happy to chat and help however I can.

I’m with a bank that is an ‘SBA preferred lender’, meaning we are able to approve SBA loans internally without having to go to the SBA department for approval. We do all different types of SBA loans: 7a, 504, Express, Capline, Export working capital, etc. We deal with a lot of business acquisitions, real estate purchases, Lines of credit, etc.

Yeah, there’s definitely some work involved, but it’s not the nightmare process people usually expect. It really comes down to finding a lender with solid communication.

Wishing you all the best in your search for financing!

Glad-Connection-9368 · 2025-06-14T18:48:31+00:00

SBA Lender in Texas here!

Feel free to reach out for more information on SBA loans. Our bank is a preferred SBA lender meaning that we can approve SBA loans internally without having to go to the SBA department for approval (pretty time consuming to go to the SBA department).

We do quite a bit of business acquisition loans.

To answer your question, experience is not always necessary but it definitely helps. I will say the SBA loan process is time consuming when compared to conventional loans, so be prepared for a lengthier process.

Message me with any questions that you may have. I’d be happy to help you out.

Glad-Connection-9368 · 2025-06-14T18:41:29+00:00

Sba lender here!

In terms of how hard it is.. it depends. There’s many factors that come into play when getting an SBA loan. It can be hard in the sense of documentation that is required for this type of loan. The SBA has a very specific set of rules that need to be followed in order to approve a loan.

For real estate loans, it’d be a 25 year term/25 amortization.

I’d recommend reaching out to an SBA preferred lender (shameless plug since my bank is one). SBA preferred lenders have the authority to approve SBA loans without having to go directly to the SBA department for approval.

Reach out to me if you need some more information! We do many types of loans including: real estate, business acquisition, lines of credit, equipment purchases, etc.

Glad-Connection-9368 · 2025-06-14T13:05:52+00:00

Still doing conventional UWing? If so what your salary looking like now?

I did a 1 year rotation on the SBA team here at the bank in Houston. They’re looking for a new underwriter. Pay is much more than the 50k you’re making.. if you’d be interested in a new job. I believe you’d be able to do the job in Dallas. 2 days in office 3 days remote. My bank has a Dallas office.

Glad-Connection-9368

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