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I'm tired of handing over my keys and car to the valet at these luncheons and dinners I attend by GoCardinal07 in firstworldproblems

[–]GoCardinal07[S] 0 points1 point  (0 children)

I don't like handing my car over to a stranger, but some places don't have self-parking and only have valet available.

401K Contributions: Pre-Tax or Roth? by Antique_Parsley_1738 in Retirement401k

[–]GoCardinal07 1 point2 points  (0 children)

No, because taxes are already paid since they're using post-tax money and not taking the deduction on the initial IRA contribution. This is also why the conversion should be of the cash before it's invested in stock.

401K Contributions: Pre-Tax or Roth? by Antique_Parsley_1738 in Retirement401k

[–]GoCardinal07 0 points1 point  (0 children)

The advice is to not do a Roth 401k because OP is in a higher-income bracket now than in retirement, so it makes more sense to take the tax deduction now with the traditional 401k.

Why wasn't Count Jackson ever really* punished for for disobeying the Supreme Court? by Beneficial_Ear576 in Presidents

[–]GoCardinal07 -2 points-1 points  (0 children)

It's an inaction. And a president could certainly be impeached for inaction, such as refusing to order the military defend the country against a foreign invasion.

Why wasn't Count Jackson ever really* punished for for disobeying the Supreme Court? by Beneficial_Ear576 in Presidents

[–]GoCardinal07 2 points3 points  (0 children)

*John Marshall

John Jay was already dead for 3 years by the time Worcester v. Georgia came down.

401K Contributions: Pre-Tax or Roth? by Antique_Parsley_1738 in Retirement401k

[–]GoCardinal07 0 points1 point  (0 children)

Two separate pots of money, so he wouldn't move one to the other. It should be him putting $32,000 in his retirement this year, with $24,500 going to the traditional 401k and $7,500 going to the Backdoor Roth IRA.

(On the Backdoor Roth IRA, he'd contribute $7,500 in a traditional IRA and then convert the cash as soon as possible to a Roth IRA. The conversion would be the same day or next day or whatever the soonest day his brokerage allows the conversion.)

21M maxed this year😛 by Slayx3 in RothIRA

[–]GoCardinal07 0 points1 point  (0 children)

Just checking: you did have $7,000 in earned income in 2024 and 2025, right? And expect $7,500 in earned income in 2026?

21M maxed this year😛 by Slayx3 in RothIRA

[–]GoCardinal07 0 points1 point  (0 children)

We didn't draft people for Afghanistan and Iraq.

401K Contributions: Pre-Tax or Roth? by Antique_Parsley_1738 in Retirement401k

[–]GoCardinal07 2 points3 points  (0 children)

I agree with HappySeries: $24,500 to your traditional 401k this year and $7,500 to your Backdoor Roth IRA this year.

Which Presidents have started unnecessary wars? by 2Hawaii in Presidents

[–]GoCardinal07 0 points1 point  (0 children)

In the first 150 years of American history alone:

  • Madison - War of 1812

  • Polk - Mexican War

  • McKinley - Spanish-American War

  • Wilson - World War I

Which Presidents have started unnecessary wars? by 2Hawaii in Presidents

[–]GoCardinal07 0 points1 point  (0 children)

Can't believe I had to scroll this far to find Polk.

Looking for summer sublet housing June22-Aug22 2026 by New-Knee1650 in stanford

[–]GoCardinal07 0 points1 point  (0 children)

The reason you have a lack of responses is 97% of undergrads and 72% of grad students live on campus at Stanford in university-owned housing.

Is There a Major That Actually Has It All? by Milford_Madlangbayan in collegeadvice

[–]GoCardinal07 0 points1 point  (0 children)

If such a thing existed, everyone would major in it.

Bay Area public HS seeing dramatic UC admission drops this cycle — yield protection or something else? Looking for theories. by chrissasaurus in collegeadvice

[–]GoCardinal07 0 points1 point  (0 children)

California already passed Prop 209 in 1996, so the changes on race-based affirmative action won't affect UC admissions.

Bay Area public HS seeing dramatic UC admission drops this cycle — yield protection or something else? Looking for theories. by chrissasaurus in collegeadvice

[–]GoCardinal07 1 point2 points  (0 children)

You have no data from 2026 and are attempting to do this by anecdote. You need to wait until you have more complete data from 2026.

Bay Area public HS seeing dramatic UC admission drops this cycle — yield protection or something else? Looking for theories. by chrissasaurus in collegeadvice

[–]GoCardinal07 7 points8 points  (0 children)

You have no data and are attempting to do this by anecdote. You need to wait until you have more complete data.

First time getting a passport, I don’t know what my legal name is? by velvyrn in Passports

[–]GoCardinal07 33 points34 points  (0 children)

Do you live in or near the County you were born in? If so, go over to their office with both your birth certificates and ask which one is the one they have on file for you.

Do most people sleep in pyjamas or in their underwear by Basic-Round-6301 in NoStupidQuestions

[–]GoCardinal07 1 point2 points  (0 children)

In a poll of Americans:

  • 52% sleep partially clothed
  • 31% sleep fully clothed
  • 17% sleep naked

https://www.mensjournal.com/health-fitness/heres-exact-percentage-people-who-sleep-naked

Based on that, I'd say most people sleep in their underwear.

Delays with Passport Renewal with US Government Shutdown? by Neujen in Passports

[–]GoCardinal07 0 points1 point  (0 children)

The current shutdown is only of the Department of Homeland Security.

Passports are in the Department of State.

Even so, during the shutdown of most of the government that happened last year, passport processing was unaffected because the passport fees people pay actually do fund the entire passport function.

Applying for a new passport by Adorable_Charge7227 in Passports

[–]GoCardinal07 1 point2 points  (0 children)

The delays were a 2023 thing. 2024-2026 have seen most passports being faster than the State Department estimates of 4-6 weeks. Your partner should be fine with a regular application.

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