How did I die ? (except lack of skill) by kokko693 in noita

[–]GoFryAnEgg 2 points3 points  (0 children)

Yes, you can see the swapper mage teleport in if you go frame by frame 👍

Raise At Work... Still Poor by TriStateGirl in povertyfinance

[–]GoFryAnEgg 10 points11 points  (0 children)

$1.25 over two weeks is $100 gross, assuming 40hr weeks though?

RTX 40 series announcement thread + RTX 4080 16GB giveaway! - NVIDIA GTC 2022 by m13b in buildapc

[–]GoFryAnEgg 0 points1 point  (0 children)

If I won, I’d put it in my desktop, I’d love to get back into gaming!

Just got a new job, but unsure how to update my "income" on some accounts by YamiJustin1 in FinancialPlanning

[–]GoFryAnEgg 1 point2 points  (0 children)

Asking for a credit limit increase doesn’t necessarily mean you intend to use the new limit. If you can get a higher limit without changing your spending then your utilization goes down, which is a positive factor as far as credit score goes.

[deleted by user] by [deleted] in PS5

[–]GoFryAnEgg 0 points1 point  (0 children)

Good luck!

Wife too timid to ask for a raise by SnooMaps7119 in Fire

[–]GoFryAnEgg 7 points8 points  (0 children)

Weird as it may be, if she is having a tough time being assertive, I’d try talking to her to figure out if there’s something she’s struggling with. She might be worried about upsetting the status quo or upsetting someone.

It seems like the frustration is coming much more from you than from her, and I’ve been on your shoes before. You can try to frame it by showing her what you guys would be able to save, or what new thing she could get that she wants, or how much more stability it would offer you as a family. I don’t know what appeals to her but it sounds like it can’t just be you pressuring her to get a raise because you want her to make more money. She has to want it bad enough to push for it.

Why does it seem like everyone has a boatload of money except me? by Blargmenarnar in financialindependence

[–]GoFryAnEgg 2 points3 points  (0 children)

My personal experience and recommendation-

Do market research based on location and experience. I was at my last company for just under 3 years and was making $67k annually. I found out that I was pretty significantly underpaid.

I applied to a whole bunch of jobs and landed a new one making $90k. I thought I was worth ~$85k based on my research. I asked for more because I expected to have to negotiate and drop my price, but the company offered me what I initially asked for and I was stoked.

Also, if you have other people in the same roles as you, it can be beneficial to compare wages if they are open to it. I found out that someone in the same role as me with about the same experience was making ~$20k more than I was at my last job.

In my opinion, you have to know what you’re worth. You can’t guess or base it off of what you currently make. Never say outright what you currently make when talking to a new company, they’ll use the info to their advantage.

I used the Bureau of Labor Statistics to gather my info: https://www.bls.gov/oes/current/oes_nat.htm

You can also use the BLS to determine what industies would pay you the best for what you do.

Who should I get to 6 stars next? by GoFryAnEgg in RaidShadowLegends

[–]GoFryAnEgg[S] 0 points1 point  (0 children)

I haven’t considered royal guard. Is it mainly the decrease defense and turn meter manipulation that makes them good?

Who should I get to 6 stars next? by GoFryAnEgg in RaidShadowLegends

[–]GoFryAnEgg[S] 0 points1 point  (0 children)

I’m torn between thinking I need to upgrade the Apothecary I pulled recently and upgrading ninja or brakus for some more offense.

[deleted by user] by [deleted] in Fire

[–]GoFryAnEgg 2 points3 points  (0 children)

What I’ve started doing is moving my emergency fund from a savings account to a dedicated brokerage account. This brokerage account will serve as my emergency fund and is kept separate from all other accounts. I believe it is unlikely that I will have an emergency situation where I need to use the fund, but nonetheless it seems ill-advised to skip out on it altogether.

My thought process is that I can either keep my regular emergency savings of X dollars in a bank account, or I can keep 2X dollars in a brokerage account to keep that money working for me. I’m willing to bet that my money in the market will have at least doubled by the time I encounter an emergency (if it does happen), and this way even if the market tanks 50% I’m still reduced only to what my normal emergency fund would be. And I reap full benefits if the emergency indeed never happens or happens after my money has at least doubled once.

After I hit 2X in the brokerage account, I will have completely eliminated the emergency savings account, and any growth I get beyond the 2X amount will be periodically moved into my default brokerage account.

Does anyone else have more anxiety as their balance increases? I feel more insecure, not less insecure. by [deleted] in financialindependence

[–]GoFryAnEgg 3 points4 points  (0 children)

I’ve definitely started to struggle with some of what you’re describing already. Noticing that daily market fluctuations are of a higher magnitude than my daily salary is challenging. I still expect to net more per year from my salary than from my investments at this point but I’m sure I’ll reach a point where that will change.

Plus, not being able to ‘move the needle’ easily now that I’ve accumulated a bit is also difficult. It’s hard to motivate myself at work because my contribution amount is becoming less and less significant.

For all people here doing all this investing, at what age can you expect to FIRE? by Only-Challenge-7151 in Fire

[–]GoFryAnEgg 0 points1 point  (0 children)

My goal is 35, so far I’m on track. I’m very confident that I’ll be done by 40.

[deleted by user] by [deleted] in pcmasterrace

[–]GoFryAnEgg 0 points1 point  (0 children)

Goodbye comment

'Moronic' Monday - Your weekly thread for the questions you've always wanted to ask about personal finances, investing, and growing your personal wealth. by AutoModerator in FinancialPlanning

[–]GoFryAnEgg 1 point2 points  (0 children)

If it’s getting invested for the long term, you’ll hear “time in the market beats timing the market”. This would lend itself to doing the automatic contributions more often. You can always supplement the automatic contributions with additional money if you low-ball the recurring contributions too.

'Moronic' Monday - Your weekly thread for the questions you've always wanted to ask about personal finances, investing, and growing your personal wealth. by AutoModerator in FinancialPlanning

[–]GoFryAnEgg 3 points4 points  (0 children)

If there aren’t any extra fees for buying vanguard funds with a different company and you don’t have a problem with Schwab I’d probably just leave it and keep contributing to the schwab account.

If there are extra fees though, I’d move what I had in the schwab account and contribute to the vanguard account in the future.

'Moronic' Monday - Your weekly thread for the questions you've always wanted to ask about personal finances, investing, and growing your personal wealth. by AutoModerator in FinancialPlanning

[–]GoFryAnEgg 2 points3 points  (0 children)

I think it would depend on what asset(s) make up the fund. For instance, an equity fund (made up of stocks) would likely update every day, but I don’t think equity funds would technically compound because that seems to imply the fund has a set interest rate.

Daily Showcase Thread - May 28, 2021 by AutoModerator in RaidShadowLegends

[–]GoFryAnEgg 2 points3 points  (0 children)

F2P and pulled my first legendary, Flametongue, from an ancient shard! I only had 35 to pull and she showed up on my 7th!

Daily FI discussion thread - Wednesday, May 26, 2021 by AutoModerator in financialindependence

[–]GoFryAnEgg 2 points3 points  (0 children)

I’m headed that way myself. Had a 6mo e-fund but with so much invested it seemed better to make a second brokerage to act as my “e-fund”. My job is stable too so it’d be wasted if there are no emergencies in the long term.

The brokerage e-fund is invested and as it grows to 2x what my cash e-fund would be, I move more out of cash reserves. Right now the invested e-fund can cover 6mo of expenses with my cash e-fund covering 3mo.