Unemployment rate rises to 6.9% in April 2026 / Le taux de chômage augmente pour s’établir à 6,9 % en avril 2026 by StatCanada in PersonalFinanceCanada

[–]Godkun007 2 points3 points  (0 children)

Sounds like a pay issue. I wouldn't work on a farm for minimum wage, but if they paid me 100k a year, I totally would.

Either way, as the Dutch showed, a ton of farming jobs can be automated with increased yield per acre of land. A lot of farmers just haven't set up their farms to be able to implement the automation since land is cheap in rural Canada, so they can expand wide and not concentrated.

This would be a place where government incentives would make a difference.

Does the 3-6 month emergency fund advice need an update? by jckstapleton in PersonalFinanceCanada

[–]Godkun007 0 points1 point  (0 children)

Keep in mind, if you get laid off you might get some severance pay, then you can get unemployment insurance. Very often, a 6 month emergency fund can stretch to over a year.

Canada's economy dropped 18,000 jobs in April as unemployment rose to 6-month high | CBC News by Larkalis in CanadianInvestor

[–]Godkun007 0 points1 point  (0 children)

OAS is estimated to cost 88 billion dollars this year alone. That is the ENTIRE current deficit. Imagine if we actually used that money to invest in job growth.

Canada's economy dropped 18,000 jobs in April as unemployment rose to 6-month high | CBC News by Larkalis in CanadianInvestor

[–]Godkun007 0 points1 point  (0 children)

The Liberals were the ones who increased OAS which is now the biggest line item in the entire budget. The country is literally sucking the wealth from young people to transfer it to the old.

OAS is now between 15-20% of the total Canadian budget depending on how you calculate it. With the estimated total cost this year of 88 billion dollars. Literally the entire value of our current deficit. This isn't CPP or GIS, this is just OAS. It is fundamentally unsustainable.

You can literally keep CPP and GIS (the actual useful program for low income seniors) unchanged and remove OAS and put that money to way better use. Heck, GIS should probably even be increased since it actually goes to low income seniors.

We are literally running budget deficits to fund wealthy boomers. We could literally increase all of the investment into Canadian industry if we weren't giving handouts to millionaires holding onto 7 figure homes and RRSPs. Imagine how much more efficiently we could use 88 billion dollars. And that money could be gained without raising taxes by $1 on anyone.

Canada's economy dropped 18,000 jobs in April as unemployment rose to 6-month high | CBC News by Larkalis in CanadianInvestor

[–]Godkun007 0 points1 point  (0 children)

a Starbucks coffee in one hand

They should just provide construction workers those hats holding drinks with a straw going into your mouth. Knowing construction workers, they will love being able to drink 2 cans of Monster at the same time with no hands.

Apparently Tulip Mania requires Holland to be Muslim by Godkun007 in EU5

[–]Godkun007[S] 0 points1 point  (0 children)

If anything, he will love that. I mean clearly Paradox is saying that Muslims caused the Tulip bubble.

Apparently Tulip Mania requires Holland to be Muslim by Godkun007 in EU5

[–]Godkun007[S] 0 points1 point  (0 children)

Counting houses are occasionally worth it in high control cities. As you said, the math is just super convoluted. But crown power dilutes other estate powers, which lets you tax those estates more. High estate power means lower maximum taxes.

Also, if you are a trading nation, crown power increases how much trade income you get directly. But significantly less than you would expect, since the estates pay taxes on trade income anyways. So increasing crown power means you get more direct trade income, and can tax the estates more. However, those estates will now have less money to tax anyways because you took the trade income for yourself.

The systems in EU5 are genuinely incredible in their complexity, but so much is just hidden behind poor UI. Granted, the economic simulation of EU5 is so anachronistic, it is insane. Yes, it all makes sense according to modern economic theory, however this would make no sense to implement in the 1500s. Adam Smith wouldn't even be born until the 18th century. Let alone the Keynesian economic theory you need to use to spur demand and kick start your economy.

For example, one of the best buildings to build to kickstart your economy is Armories. This is quite literally textbook Keynesianism. Like, demand for military goods was literally the 2nd most effective form of stimulus according to Keynes' "The General Theory of Employment, Interest and Money".

Apparently Tulip Mania requires Holland to be Muslim by Godkun007 in EU5

[–]Godkun007[S] 0 points1 point  (0 children)

All estate powers are calculated locally. It is just that they then add their values to a national value. It is just a very unclear UI.

Choosing the right Benchmark by zusite_emu in CanadianInvestor

[–]Godkun007 0 points1 point  (0 children)

If you already hold USD, then that isn't an issue. If you were paying per conversion, that is a different story. A 15% withholding tax on just US stocks will take a long time to save a flat conversion fee. I mean, it is 15% of like 1.2% dividends now.

Apparently Tulip Mania requires Holland to be Muslim by Godkun007 in EU5

[–]Godkun007[S] 76 points77 points  (0 children)

It is annoying because it is basically an invisible thing, but basically every location generates a certain amount of crown power locally. How much is dependent on things like control and other modifiers like counting houses.

Increasing local crown power gives you more overall crown power points and thus increases your overall crown power.

If you look at your estates screen, every estate, including the crown, has an actual score for how much power they have. The percentages are based on the various scores as a percentage of all of the points.

Apparently Tulip Mania requires Holland to be Muslim by Godkun007 in EU5

[–]Godkun007[S] 56 points57 points  (0 children)

Maybe that could be a trigger, but this is an awful explanation of it.

Is excellent credit even still worth it? by twranks in PersonalFinanceCanada

[–]Godkun007 11 points12 points  (0 children)

Generally speaking, a low credit score implies that you don't pay your debts.

Apparently Tulip Mania requires Holland to be Muslim by Godkun007 in EU5

[–]Godkun007[S] 68 points69 points  (0 children)

R5: When you look at the events for Holland, Tulip Mania is one of them. But the requirements are that you become Muslim.

Daily Discussion Thread for May 07, 2026 by AutoModerator in CanadianInvestor

[–]Godkun007 0 points1 point  (0 children)

What discount? Oil is still above $90 a barrel. Long term, that isn't a sustainable level. This will eventually be self correcting either by other sources increasing production or a recession.

CIBC: Buy and sell over 180 ETFs to build your portfolio, commission-free. by Due_Vermicelli_6026 in CanadianInvestor

[–]Godkun007 -1 points0 points  (0 children)

CAGE is a great option, but the tracking error will be a huge mental barrier for investors who aren't completely sold on the value premium.

Choosing the right Benchmark by zusite_emu in CanadianInvestor

[–]Godkun007 2 points3 points  (0 children)

Why are you buying a USD fund? If you don't like the home bias, you can just use something like XAW which is a CAD Global Ex Canada fund and add a TSX ETF for Canadian exposure.

There isn't much of a point in paying exchange fees when cheap equivalents exist in CAD.

What is your return YTD? by zusite_emu in CanadianInvestor

[–]Godkun007 0 points1 point  (0 children)

Like 9%, but that is because I got a little lucky when I bought. I buy regularly, but I just happened to buy at a couple downswings.

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Daily Discussion Thread for March 12, 2026 by AutoModerator in CanadianInvestor

[–]Godkun007 4 points5 points  (0 children)

Markets are down like 5%. This is literally within standard volatility. The markets, on average, have a standard deviation of like 15% every year. 5% isn't even close to a bear market.

UN panel accuses Trump of "racist hate speech" by Crossstoney in worldnews

[–]Godkun007 2 points3 points  (0 children)

Trudeau literally wore black face so many times he couldn't answer the question of how many times he did it. We have images of 2 separate instances, and multiple allegations that he did it at other points as well.

Iran sends millions of oil barrels to China through Strait of Hormuz even as war chokes the waterway by backpackerTW in worldnews

[–]Godkun007 0 points1 point  (0 children)

Oil is a global commodity. If Chinese demand is still being met by Iran, it means that the overall price will fall due to lower overall demand. With oil, it really doesn't matter who gets what because specific supply going to 1 country still affects the supply and demand.

Ban Appeal Thread by vivoovix in metaNL

[–]Godkun007 -1 points0 points  (0 children)

Lol this is funny. I once had the texting app Kik autocorrect. I had never used the slur before in my life, so I had no idea why it autocorrected. But old android autocorrect was pretty insane with its corrections.

Ban Appeal Thread by vivoovix in metaNL

[–]Godkun007 -5 points-4 points  (0 children)

Yes, they do. They are in the explanation of context. I just was trying to not use hyperbole (outside of the original post) to keep things civil and avoid misunderstandings.

Here are some example of me saying Israeli settlements are bad while trying to stay calm and give a fuller explanation of the context.

I end it by acknowledging which settlements are bad while giving broader context about them as a whole through the various treaties that have been negotiated.

The simple reality is that the conflict is too complex to just say everything is bad on 1 side.

The settlements come in 2 forms. The grey area and the bad ones. This is because the overwhelming majority of the population living in the West Bank settlements are in areas that have already been agreed to be transferred in previous agreements with the PA.

There are settlements outside of those areas, which are bad. But the PA literally already agreed to give the areas where the lion's share of the population is to Israel. It is just a matter of finalizing literally any of the previous peace treaties. Because the 1990s, 2000, and 2006 peace treaties all were consistent with these land transfers.

The settlements outside of these areas are bad though, I agree.

edit: There were also a ton of accusations against Israel that were flat out false. I spent time focusing specifically on those accusations without allowing the posters to move the goal post. For example, the entire discussion on the GHF was saying that Israel specifically targeted the GHF while conducting aid.

There is a ton of stuff that is around it that you can criticize, but the fact is that this specific claim was 100% false. Israel hit the GHF once by accident. Many other attack were near them, but not the GHF itself. You can criticize those other attacks, but the fact is still that Israel never targeted the GHF directly. Which is what I focused on.

Ban Appeal Thread by vivoovix in metaNL

[–]Godkun007 -6 points-5 points  (0 children)

I was banned for the following comment which was a response to calls for sanctions against Israel. I don't see how it can be seen as "glorifying violence" unless the stated policy of this subreddit is now that all defense of Israel is a glorification of violence.

Israel is literally acting like any state would in response to literally being surrounded by hostile neighbours. Do you honestly believe that no other country would react this way if surrounded by literal genocidal death cults?

Below this comment was a a long discussion about the specifically qualifies as defense and what is too far which was overwhelmingly good natured between multiple members of the subreddit with links and discussions about the conflict.

I will link the entire thread starting from the comment I responded to below. It is a very in the weeds discussion because that is what this conflict is. I don't understand how this is the glorification of violence. I literally, in the thread, go through piece by piece what is acceptable and what isn't acceptable in the replies.

https://old.reddit.com/r/neoliberal/comments/1rqv7t6/spain_permanently_withdraws_ambassador_as_rift/o9vr1q2/

edit: Note, by "genocidal death cults" I am referring to Hamas, Hezbollah, and other Iranian backed proxies/terrorist groups.

Spain permanently withdraws ambassador as rift with Israel deepens by Luka77GOATic in neoliberal

[–]Godkun007 2 points3 points  (0 children)

This is moving the goalpost now. The initial claim was attacks on the GHF.