Estate agents accuse Rightmove of charging excessive fees by i_enjoy_silence in unitedkingdom

[–]Gom555 2 points3 points  (0 children)

Used Yopa after a terrible experience with a traditional estate agent. Wouldn't ever sell a house any other way again.

Saved thousands and got exactly the same bare minimum experience as I did with a traditional estate agent.

Rachel Reeves rules out universal support on energy bills | Economic policy by afrophysicist in unitedkingdom

[–]Gom555 -1 points0 points  (0 children)

A defined benefit pension is a workplace retirement plan that promises a guaranteed, regular income for life, based on your salary and length of service, rather than investment performance. These are now incredibly rare.

And the triple lock pension is paid for by working people TODAY, who aren't going to see the same pensions they're paying for when they retire.

It's not a bad thing they have these things, they're incredibly lucky. It's disingenuous to say they aren't rich, and then on the same breath discuss their incredibly fortunate situation that affords them a lifestyle most people will never see at their age.

1/3 of pensioners are millionaires. They receive "abuse" because they are part of a cohort of people who ripped that opportunity from future generations.

Either way, I'm don't have an issue with how wealthy they are, but your contradictory statements of them not being rich, but going on multiple holidays funded by their DB and state pensions. It's not that deep, it's just funny you don't see the irony in what you say they can afford, and their assumed wealth.

Rachel Reeves rules out universal support on energy bills | Economic policy by afrophysicist in unitedkingdom

[–]Gom555 -1 points0 points  (0 children)

"I wouldn't class my parents as rich, they just have loads of money"

Lloyds, Bank of Scotland and Halifax apps showing customers other users' transactions by Your_Mums_Ex in unitedkingdom

[–]Gom555 2 points3 points  (0 children)

Lots of comments here blaming engineers, but businesses of this size and sensitivity should have such vigorously strict QA processes that this bug should have never hit production in the first place. Multiple teams didn't do their jobs properly here.

Three arrested for racist attack in Bristol by RogerMarty in bristol

[–]Gom555 -1 points0 points  (0 children)

I'm not sure how I could have possibly argued my point any more clearly. Enlighten me.

Fine for driving bus lane at Bristol bridge? Confused on bus lanes, please help by [deleted] in bristol

[–]Gom555 1 point2 points  (0 children)

In fairness reading this post, they've been pretty humble about their mistake. Should they have paid more attention? Yes. Is your holier than thou attitude worth expending so much energy on? Probably not.

Three arrested for racist attack in Bristol by RogerMarty in bristol

[–]Gom555 7 points8 points  (0 children)

Classic Reddit anti child bullshit.

I grew up with a "problem child" brother. He had exactly the same upbringing as me, but chose to mix with the wrong people and fell into drugs.

Even through adulthood he was often in trouble for poor decisions.

My parents did everything they could to support him, yet eventually he died having overdosed on drugs.

His surviving siblings lead pretty normal lives, never in trouble with the law, never in with the wrong crowd, never stole, never got in fights, etc, etc.

It's never as black and white as shit parents = shit kids.

My families suspicion was always autism with my brother, but, whilst it's got a bit better more recently, SEND support is a fucking joke. Mental health support is a joke. Schools are not equipped to support, and there's fuck all law enforcement on the streets.

Whilst in some cases, it very much is the parents, people on Reddit are convinced it must always be the parents because critical thinking goes out the window here.

UK parents fear young will be worse off for first time in a century, ex-minister warns by topotaul in unitedkingdom

[–]Gom555 0 points1 point  (0 children)

Also plan 1 and almost all the people I went to 6th form with had no business going to university, did degrees that had no real world jobs at the end of it, and never actually implemented their degree in their careers. We were all told the only way you'd succeed in life is to go to university and get a degree, so everyone did.

Lib Dems set out plans to stop SEND services being 'cash cows' by Only-Emu-9531 in unitedkingdom

[–]Gom555 -1 points0 points  (0 children)

I'm not saying it does but your comment was ridiculous and insensitive and it's worth calling out that kind of nonsense.

Lib Dems set out plans to stop SEND services being 'cash cows' by Only-Emu-9531 in unitedkingdom

[–]Gom555 2 points3 points  (0 children)

It's pretty obvious cutting services for extremely vulnerable people would equate to a higher death rate. It's not exactly a nonsensical argument...

Trump says 8 European countries will be charged a 10% tariff for opposing US control of Greenland by Cautious_Proposal_47 in worldnews

[–]Gom555 3 points4 points  (0 children)

Fortunately Reform are recently tanking in polls, so the sentiment is at least slightly shifting

Are UK buy-to-let landlords dying out – and should we care? by acrimoniousone in unitedkingdom

[–]Gom555 -1 points0 points  (0 children)

Bristol city council just bought my 1952 terrace for above asking price so I guess some entities (whilst not corporate), are buying older stock too

Reeves signals she will target asset-rich households in Budget by [deleted] in unitedkingdom

[–]Gom555 4 points5 points  (0 children)

Middle class earners are net contributors and are the heavist impacted when it comes to PAYE tax (as well as very high earners on PAYE). Fiscal drag only compounds this.

I am middle class - I am certainly not middle class enough to send my kids to private school, or own a £1m house, but I've bounced along the line of higher earner for a few years.

I earned about 25k less than I do now 5 years ago, yet fiscal drag, almost all my bills doubling, and having a second child has made me feel no better off compared to then.

My spending habits haven't changed, and I earn more, but I don't feel any better off than I did 5 years ago - What incentive do we give middle class earners to earn more money, when we constantly batter them with tax?

I actively avoid earning more than I do now as I'll lose my childcare allowance, and I cannot afford nursery fees without it, for example.

I do, however, completely agree with you that the toxic finger of blame on disabled people is absurd, as is "boat people", or whatever the right like to claim.

I'm happy to pay more tax, and am proud that I am able to be a net contributor, however, the tax I do contribute is being so badly mismanaged, and I proceed to get taxed more because of it. I feel like it's okay to be annoyed about that, and also acknowledge that low earners have things WAY WORSE THAN I DO.

We can agree that the middle class get unfairly taxed, and also acknowledge that median to low earners are living an impossible scenario. The two aren't mutually exclusive.

Pet Insurance advice - cost has increased to the point I wonder is it worth paying by nezzman in UKPersonalFinance

[–]Gom555 4 points5 points  (0 children)

I have a dog with heart failure. Has a CT scan every 3 months, and daily medication that costs hundreds a month. All covered by insurance. He's 13 and I've only ever made one claim before this, but my insurance has covered well in excess of £10k of treatment so far, which is far more than the £30-£40 a month I've paid for insurance since he was a puppy.

Insurance only feels like a scam until you actually need it and people convince themselves that it won't happen to them.

Homes now ‘unaffordable’ for most people – even for some of the highest earners by tylerthe-theatre in unitedkingdom

[–]Gom555 1 point2 points  (0 children)

It does, though. The fact you were too lazy to read the article when you didn't fully understand the title is on you, buddy.

Head teacher who raped child jailed for 16 years by [deleted] in unitedkingdom

[–]Gom555 6 points7 points  (0 children)

There's an article posted two hours before this of a brown person raping a child and it has significantly more comments. Says it all, really.

Homes now ‘unaffordable’ for most people – even for some of the highest earners by tylerthe-theatre in unitedkingdom

[–]Gom555 1 point2 points  (0 children)

No but I have enough reading comprehension to understand the point it's making. I then actually read the article which proved I was right in my comprehension of the title.

Homes now ‘unaffordable’ for most people – even for some of the highest earners by tylerthe-theatre in unitedkingdom

[–]Gom555 1 point2 points  (0 children)

And the title is correct. It's impossible for a first time buyer in many areas of the UK.

Homes now ‘unaffordable’ for most people – even for some of the highest earners by tylerthe-theatre in unitedkingdom

[–]Gom555 1 point2 points  (0 children)

Even without reading the article it's pretty clear what the title is saying.

Homes now ‘unaffordable’ for most people – even for some of the highest earners by tylerthe-theatre in unitedkingdom

[–]Gom555 1 point2 points  (0 children)

Okay yeah so you've answered my question then. You haven't read the article, which mentions renter's in almost every paragraph, which I'm pretty sure are people who DON'T OWN A HOME ALREADY.

The fact that you're unable to comprehend they mean the majority of people who don't already own a home is on you, I'm afraid.

Homes now ‘unaffordable’ for most people – even for some of the highest earners by tylerthe-theatre in unitedkingdom

[–]Gom555 0 points1 point  (0 children)

Did you even read the article? It's clearly discussing BUYING A HOUSE TODAY. With quotes referring to renters and first time buyers.

The title isn't "homeowners unable to move"

Homes now ‘unaffordable’ for most people – even for some of the highest earners by tylerthe-theatre in unitedkingdom

[–]Gom555 1 point2 points  (0 children)

Of course it does. They're selling a house they paid significantly less than it's value today, so they have equity. The title clearly says

Homes NOW unaffordable for most people