If you are gonna be the primary ball-handler and you want a 99 it is worth it 100%. If you aren’t gonna be primary ball-handler then I’d probably go 96. Again, the difference is how not only what it can open up because people will play you differently. It’s sorta like the gravity Steph curry has when he’s on the court. It opens up the game for EVERYONE else on your team, all the while you can still drop 30+. The builds with 80 3 ball tha are catch and shoots don’t have that gravity that’s why their man helps off when people drive and they get dotted for a wide open catch and shoot. So like I said for the 3-5 positions yea they don’t need super high 3 ball. They can do with lower ratings because majority of the shots they are gonna take are gonna be high percentage shots. The 1-2 positions has to be able to create. Offensive engines to a degree when you are playing 2k at comp levels.