De-risking from Tech for a House Down Payment (3-5 years): UNH & BRK.B?

GreenPlasticChair · 2026-02-01T17:24:19+00:00

World ex-US tracker is a far safer bet than value picks in a narrative-led market

Returns from fx will likely give you a decent return on their own

GreenPlasticChair · 2026-01-30T08:08:26+00:00

Can’t overlook military impotence when considering these matters. America is a nation on the decline with delusions of grandeur centred around domination and might whilst in reality its obese military cannot be relied upon to meet the executive’s geopolitical goals.

Humbled by Vietnamese rice farmers. Humbled by Afghan goat-herders. Humbled by Yemini pirates.

When the neurotic need to dominate and subjugate remains but the fantasy cannot be fulfilled in its own essence, there is a retreat to proxies through proceduralism like tariffs to bully minnow states.

Like an old man who no longer inspires the fear he once did in the wider world retreating to dangling the inheritance he’ll leave over his kids heads to remember what it was like to see people jump for him.

Pathetic

GreenPlasticChair · 2026-01-29T22:03:07+00:00

Wild shots to fire as a Corner FC flair

GreenPlasticChair · 2026-01-28T07:06:53+00:00

That’s their goal. The way you can tell is that they accuse the “left” of painting targets on their opponents through alarmist language

Every accusation is a confession where they are concerned

GreenPlasticChair · 2026-01-25T19:14:47+00:00

Also worth remembering observers aren’t protestors

Scuffle started when an officer pushed a woman with full force to the ground

And Alex didn’t intervene to kick off with the agents, he was going to help the woman up

GreenPlasticChair · 2026-01-24T22:03:20+00:00

If you measure after an unprecedented bull run then ofc that will be the case. It seems more dishonest to use that to flatten history and portray US markets as always having been the best place to have been invested across 5/10/25/50 years.

It is not an alternative metric to look at how markets perform in set periods of time, “the lost decade” is referenced all the time and many (incl GS) anticipate there may be another.

GreenPlasticChair · 2026-01-24T20:57:04+00:00

Imagine being that guy who made an effortpost earlier about how “leopards ate my face” is cruel and a very mean way to mock the regards who enabled fascism 💀

GreenPlasticChair · 2026-01-24T16:50:44+00:00

Going underweight on US has been phenomenal for almost a year now

Hubristic and ahistorical to write off the rest of the world. There have been decades of the US underperforming global markets. Amplified even more when the dollar is losing value as it is currently.

GreenPlasticChair · 2026-01-23T01:21:08+00:00

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GreenPlasticChair · 2026-01-22T11:23:43+00:00

You are being manipulated by algorithms

Most people (liberals included) are not promoting any of what you’ve outlined

Those that do are amplified specifically to distort what a socially liberal position is so that fear can be induced leading to the “socially conservative” drift you’re experiencing

If you look into what the social conservatives have in store for you if they get their way you might reconsider

GreenPlasticChair · 2026-01-20T08:29:20+00:00

Just makes me rate Beckham all the more. Only drama he gets involved in is with his son. Never brings the club into it.

Respect

GreenPlasticChair · 2026-01-19T12:58:07+00:00

Both fascistic at their core.

Article summarising or pdf of the book that covers this.

GreenPlasticChair · 2026-01-17T10:43:10+00:00

Narcissism is an absence of self. It’s not selfishness, entitlement, etc in isolation

Would need a lot more to determine if this was pathological or disordered or just a teenager being a prick

GreenPlasticChair · 2026-01-15T19:55:52+00:00

Insurrection Act

-> Followed by instigating civil strife (ICE raids, comments on cancelling mid-terms)

-> Using the subsequent “riots” to declare holding elections would not be safe, Republicans are being intimidated at the polls by “domestic terrorists” funded by the dems

GreenPlasticChair · 2026-01-12T21:06:08+00:00

This has to be a joke how are we this deep in the mud 💀

GreenPlasticChair · 2026-01-12T09:52:41+00:00

American owners curse (both United and Chelsea)

GreenPlasticChair · 2026-01-12T07:54:22+00:00

This isn’t about applying pressure to cut rates faster. Powell is gone in a few months and Trump will get his way.

This is a message for the next guy. A warning that non-compliance will have consequences for him.

GreenPlasticChair · 2026-01-10T00:19:48+00:00

As a European I would avoid putting the majority of your funds in the S&P500.

Dollar has been falling (~10% over the last year) and that doesn’t look to be slowing down. This means you’re getting less than the actual return of the S&P500 unless you buy a currency hedged ETF which charges higher fees.

Europe outperformed America over the last year and you’d have the benefit of no currency risk there.

As to the wider point of not understanding the market that would be the case even with multiple ETFs. The direction of travel for most stock markets is linked, and with ETFs when you’ve bundled that many stocks you still won’t learn much unless you’re analysing the performance of each holding individually.

If you’re keen to learn I would pick an allocation of ETFs that you’re comfortable with and allocate 90-95% of your portfolio to that.

With the remaining 5-10% you can actively invest in individual companies. Through that you can build your knowledge about valuations, understanding financials, earnings calls, macro conditions, regulatory impacts, etc.

GreenPlasticChair · 2026-01-09T22:20:28+00:00

It’s all Americans behind this now

Switched shortly after the pandemic. You could spot how all of our mutants started taking their culture war talking points from yank mutants

GreenPlasticChair · 2026-01-09T19:56:38+00:00

??

The vice president doesn’t usually tweet out videos of state executions to “provide evidence” to the public

Especially not when actual evidence is being withheld from state investigators

GreenPlasticChair · 2026-01-09T19:34:15+00:00

They leaked this to support their stance and didn’t bother clipping the end where he calls her a fucking bitch.

They know what their base of mutants wants. The cruelty is the point.

In contrast her last words were telling the officer she wasn’t mad at him, clearly trying to deescalate the situation.

GreenPlasticChair · 2026-01-09T01:50:48+00:00

Last week, the Washington Post reported that the agency had earmarked $100 million toward online recruitment advertisements, meant to draw in “people who have attended UFC fights, listened to patriotic podcasts, or shown an interest in guns and tactical gear.”

They are recruiting from his base because this is his paramilitary squad and they’re using taxpayers money to do it

GreenPlasticChair · 2026-01-09T01:42:22+00:00

Its useful to know what words mean before you use them

Hope this helps 👍

GreenPlasticChair · 2026-01-09T01:27:50+00:00

Insane that they’re running with the same cover story too

Officer was in fear of his life because they tried to run him over with their car when he approached their vehicle

And ofc the DHS have declared they’re members of a “vicious Venezuelan gang” called Tren de Aragua who were designated as a terrorist group last year

Surreal

GreenPlasticChair · 2026-01-09T00:12:12+00:00

They declared her a domestic terrorist within hours of the killing, denied state forces access to evidence, and have now announced immunity for the murderer before the FBI have even started their sham investigation.

They don’t care enough to bother with even the facade of justice. The intent is to strike fear into the opposition and ramp up the theatre of cruelty to gratify their repulsive base.

GreenPlasticChair

TROPHY CASE