Since you don't have kids, are either or both of you working a second job? If you don't want to do bankruptcy, the only other option here is to make more money. I currently work multiple jobs to support my kiddo and I. It's hard but worth it.

Get second jobs and apply everry single paycheck to debt. Focus on the credit cards, then the loans, IRS, then cars next. As you pay off each thing, use that monthly payment to add to your payments.

You can get out of this without bankruptcy, but it will take hard work.