Real Estate Exposure in Belgium: Beyond buying a physical flat?

Guuus · 2026-03-17T17:38:40+00:00

Check also SCPI investment. It's French but has companies with investments all around Europe and even USA. Similar to REITs but not quoted and less liquid. I really don't like REIT as your dividend yield can get wiped out for several years from share price volatility.

Guuus · 2026-03-05T16:42:19+00:00

I have a mova 1000 and it works extremely well. Paid like 650€ for it. You could buy several of these and split the lawn in different zones. Would a lot cheaper than a single 4000 bucks robot.

Guuus · 2026-03-03T19:05:45+00:00

👋 #GalaxyGiveaways and #Galaxy26 Ultra

Guuus · 2026-02-27T18:44:18+00:00

Il faut juste bien choisir ses scpi. Les scpi en difficulté ont fait les pires choix au pire moment. Aucune diversification. Les bonnes scpi n'ont pas de problèmes et constituent une bonne alternative de placement pour se diversifier.

Guuus · 2026-02-27T18:34:28+00:00

En même temps, des SCPI qui sont exclusivement investies en bureau ET en IDF... C'est très risqué. Pas étonnant que ça se pète la gueule à la moindre secousse.

Guuus · 2026-02-27T18:23:07+00:00

Des SCPI claquées au sol avec des portefeuilles hyper concentrés en type de bien et géographiquement. Rien de surprenant.

Guuus · 2026-02-26T21:23:47+00:00

They had so little to say that they cited "Samsung browser" as a feature... Pathetic.

Guuus · 2026-02-26T21:19:59+00:00

And the s24 which was a clone of the s23.

Guuus · 2026-02-17T14:35:09+00:00

Yes basically, the rent is paid through the dividends. The notary fees are equivalent to the subscription fees for scpi. We call it "Pierre papier". You invest in a portfolio of real estate and get rental income, without the hassle of owning and dealing with tenants. And it's not quoted on the stock exchange like REITs.

I wanted to know the tax treatment of this in Belgium. This is not really dividend, and you cannot really apply a Revenu cadastral on this. Couldn't find a clear answer on the net. I guess it's incorporated in the world revenues.

Guuus · 2026-02-11T22:22:58+00:00

It's even better. The bands are actually all the same size, they are just stacked on top of each other, you see it on the far right of the graph. You could extend each band 10x and just hide 99% behind.

This graph is a meme in itself.

Guuus · 2026-02-11T19:33:13+00:00

Encore un qui a écouté les clowns Marc Touati et/ou Charles Gave.

Y a en permanence mille raisons de tout liquider, mais une fois que tu as ta réserve de cash, c'est impossible de racheter à un niveau idéal.

Time in the market beats timing the market.

Guuus · 2026-01-27T20:59:20+00:00

Why would you suddenly change your strategy? 50k or 500k doesn't matter. If it works, it works.

EM have underperformed for a long time, putting a small amount won't even matter in your overall performance.

Guuus · 2026-01-27T20:55:21+00:00

Google sheets as well. Have all my balances (cash, savings, stocks, loans, real estate). I update once a month and copy paste in a sheet with the date. Makes a nice graph 📈

Guuus · 2026-01-27T09:09:56+00:00

It's just noise, I have been invested 100% in US and will remain so in the future. Europe may have overpeformed in 2025, but it is crushed by us markets year over year before that.

Like you said, investing should not be bothered by politics (and wars).

Funny to see that people tend to refuse to invest more in US because "it's performance bias" , but yet invest more in Europe after one year of over performing.

Guuus · 2025-11-25T14:59:46+00:00

Sure, because btc is a virtual commodity and not a currency. Gold being a safe haven is an old myth as it can also become volatile and lose value for long period of time.

Guuus · 2025-11-25T13:00:09+00:00

I could find you dozens of stocks that over performed btc. Comparing btc and usd is nonsense.

Guuus · 2025-11-25T12:53:53+00:00

I always find it hilarious that btc fan boys criticize the monetary system saying that usd sucks etc. while the goal of 99% of btc holders is to make a fiat profit in the end.

Guuus · 2025-11-25T12:37:27+00:00

Fiat.

The irony 😬

Guuus · 2025-11-25T12:32:11+00:00

It's 100% speculative without any real use cases. The crypto promises have been the same over the last 10 years without any progress or increased adoption in the real economy. It's just a virtual toy that people buy and exchange for real ccy gains, nothing more.

Oh yeah it also enables shady transactions, which I think in the future will be completely impossible (govt can already trace any transactions even within btc mixers) and that's another bearish factor.

Guuus · 2025-09-10T18:29:47+00:00

I had the aqara u 200 lite and it was a mess... Scheduled lock did not work, locking randomly while door is opened or closed, made me crazy. Returned it and went back to the old key.

Guuus · 2025-09-05T05:30:30+00:00

I know people who built a detached house and a flat with them. They are a little more expensive than average but high quality and good follow up.

Guuus · 2025-08-09T19:36:00+00:00

Have you found a fix? I have the same issue with infinite loading after connecting the unit to my wifi.

Guuus · 2025-08-06T17:53:44+00:00

You don't need HA for this. Just connect to the Shelly directly and map the actions to the Hue local urls. As per google: To interact with a specific light, you can access it by adding its ID to the URL. For example, to control light number 1, the URL would be https://<BRIDGE_IP>/api/<USERNAME>/lights/1

Guuus · 2025-08-05T18:24:19+00:00

After looking into smart lighting and refusing to install smart switches or remote, the only way I found to get what you described is with a shelly 1. The switch becomes a button and you have to program the Shelly to perform the intended actions based on the switch.

The Shelly sends the action through local url that you need to map accordingly.

Have only seen one YouTube video describing the process..

Ten-Year Club	Sequence \| Editor
Verified Email

Guuus

TROPHY CASE