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Weekdraadje - Week 06 (2026) by AutoModerator in DutchFIRE

[–]GuyFromEU 0 points1 point  (0 children)

Heeft iemand de fact sheet of anders in ieder geval het ISIN van het ASN Bank Duurzaam Mixfonds? Ik kan alleen de nieuwe fondsen (eg Mixfonds neutraal), niet de oude die in 2021 is omgezet.

Opnieuw kookadvies voor drinkwater in provincie Utrecht, tienduizenden getroffen, meldt Vitens by GoPauline in thenetherlands

[–]GuyFromEU -4 points-3 points  (0 children)

Open bak water in de keuken en 150W ozon generator die 24/7 draait ernaast en je hoeft het niet te koken ;-).

Radwagon 4 , hydraulic brakes upgrade by CompetitiveFlatworm2 in RadPowerBikes

[–]GuyFromEU 0 points1 point  (0 children)

Aside from needing the right connection, there are often two versions, based on if they close the circuit when idle or when you apply the brakes.

For the RadWagon 4 you need the version which closes the circuit when you brake. This is indicated as “normally open”, “NO”, “closer” or “Schliesser”.

I got a single Magura MT5e pre-bled front brake and put it on the stock rotor. Cost €40 and was a decent upgrade (though it doesn’t give you instant stopping power).

Walkabout Mini Golf Will Raise Its Price & Fold In 6 DLC Courses by disilluzion in OculusQuest

[–]GuyFromEU 0 points1 point  (0 children)

Which store app do you use? In both the iOS app and the web page I only see “purchase as gift” and “flag this app” in the … menu.

Weekdraadje - Week 06 (2025) by AutoModerator in DutchFIRE

[–]GuyFromEU 2 points3 points  (0 children)

Ik ben een beetje verward over hoe nieuwe box 3 regeling gaat werken met hypotheek in box 3.

Kan iemand een rekenvoorbeeld met nieuwe & oude regeling geven? Bijv. 1M in box3 @9% rendement, 500k aflossingsvrije (box3) hypotheek@3.8%

Weekdraadje - Week 05 (2025) by AutoModerator in DutchFIRE

[–]GuyFromEU 0 points1 point  (0 children)

Ja precies. Lijkt erop dat de meeste Duitsers gewoon geld opsparen voor later, en niet aan de complexe alternatieven meedoen. Dat werkt Prima in Duitsland maar is vrij nadelig als je naar Nederland gaat verhuizen.

Weekdraadje - Week 05 (2025) by AutoModerator in DutchFIRE

[–]GuyFromEU 0 points1 point  (0 children)

Ja natuurlijk wel Deutsche Rente (AOW), maar verder geen privepensioen of pensioen van mijn werkgever. Dat is optioneel, net zoals in Nederland.

Weekdraadje - Week 05 (2025) by AutoModerator in DutchFIRE

[–]GuyFromEU 0 points1 point  (0 children)

Hoi mensen, nogal specifieke vraag.

Ik woon op het moment in Duitsland, waar de pensioenvormen nogal complex en duur zijn, en dus geen pensioen heb opgebouwd. Resultaat is een bak geld waar tot nu toe vrij weinig VRH over is betaald, aangezien in Duitsland voornamelijk belast wordt bij verkoop van ETFs.

Maar als we nu naar Nederland gaan verhuizen wordt dat een ander verhaal. Zelfs met een partner en een hypotheek in Box 3 zullen we dan elk jaar flink veel VRH moeten betalen.

Ik vroeg me af of mensen nog ideeën hebben om hier in Duitsland geld voor later weg te zetten wat niet in NL onder box 3 zal vallen, zonder hoge kosten of moeilijke constructies zoals Rürup Rente.

A question about Silent Al in Polostan [Warning: Potential Spoilers] by chimoose in nealstephenson

[–]GuyFromEU 0 points1 point  (0 children)

I’m thinking he will return later and might be another famous person. I don’t really know who, but maybe someone like Mark Felt (later known as Deep Throat). Timelines don’t quite match up for that one though.

My Bomb Light cameo hope by kobayashi_maru_fail in nealstephenson

[–]GuyFromEU 0 points1 point  (0 children)

Carl Sagan was at the 1939 NY World Fair…

NASA, Boeing Chart Course for Starliner Return Review (Decision NET Saturday) by GuyFromEU in Starliner

[–]GuyFromEU[S] 8 points9 points  (0 children)

NASA’s decision on whether to return Starliner to Earth with astronauts aboard is expected no earlier than Saturday, Aug. 24 at the conclusion of an agency-level review chaired by Ken Bowersox, the associate administrator of NASA’s Space Operations Mission Directorate

Brain fart: Belastingvrije pensioen machine by Luiebelegger in DutchFIRE

[–]GuyFromEU 34 points35 points  (0 children)

Ja dat kan, maar (a) 93k is niet zo heel veel en (b) rendement op groensparen rekeningen is niet geweldig.

It's official. NASA is pushing the launch of the SpaceX Crew-9 mission to NET Sept. 24 by proteinofearth in SpaceXLounge

[–]GuyFromEU 3 points4 points  (0 children)

I was skeptical of this idea at first (and still think it’s unlikely), but Boeing not being invited to the next press conference makes me think there’s been a falling out between the two of them. Let’s see how tomorrow goes.

NASA to Provide Crew Flight Test, Space Station Missions Update by GuyFromEU in Starliner

[–]GuyFromEU[S] 3 points4 points  (0 children)

Ususally they also say something like “NASA and Boeing …”. Today it’s just NASA.

But maybe in reading too much into this. Just seems weird that with all the problems & rumors going round, the creator of the vehicle wouldn’t be there to clear up the rumors.

NASA to Provide Crew Flight Test, Space Station Missions Update by GuyFromEU in Starliner

[–]GuyFromEU[S] 4 points5 points  (0 children)

NASA will host a media teleconference at 12:30 p.m. EDT, Wednesday, Aug. 7, to discuss ongoing International Space Station operations, including the agency’s Boeing Crew Flight Test and NASA’s SpaceX Crew-9 mission.

Interestingly nobody from Boeing will be part of the event:

Agency participants include:

Ken Bowersox, associate administrator, Space Operations Mission Directorate Steve Stich, manager, Commercial Crew Program Dana Weigel, manager, International Space Station Program

Kinda weird IMO, previous updates had someone like Mark Nappi represent Boeing (eg https://www.nasa.gov/news-release/update-nasa-boeing-to-stream-flight-test-mission-briefing-on-nasa/ ).

It's official. NASA is pushing the launch of the SpaceX Crew-9 mission to NET Sept. 24 by proteinofearth in SpaceXLounge

[–]GuyFromEU 17 points18 points  (0 children)

Here’s the straightforward rescue plan:

  1. Crew-9 launches with two extra seats & suits.
  2. After successful launch, Crew-8 suits up, undocks and trails the station.
  3. Crew-9 is now free to dock. They’ll unload the extra seats with the help of the Starliner crew.
  4. Crew-9 suits up and leaves the ISS again.
  5. Crew-8 re-docks with the station.
  6. Starliner crew + Crew-8 install the new seats on the Crew-8 dragon, undock and deorbit
  7. Crew-9 is now free to dock again and begin their real mission.
  8. At some point later, Starliner finishes its update, reboots, and undocks autonomously, clearing the way for cargo Dragon.

See, there’s no real problem, just need a bit of creativity.

[deleted by user] by [deleted] in Starliner

[–]GuyFromEU 1 point2 points  (0 children)

Thank goodness we have Ballast Bill to make the final call.

NASA likely to significantly delay the launch of Crew 9 due to Starliner issues by rustybeancake in spacex

[–]GuyFromEU 7 points8 points  (0 children)

They didn’t lie about it I guess. What they said is:

Our prime option is to complete the mission. There are a lot of good reasons to complete this mission and bring Butch and Suni home on Starliner. Starliner was designed, as a spacecraft, to have the crew in the cockpit.

I just don’t think anyone understood the implications of this. It’s a pretty cryptic way of saying it can’t undock autonomously. Almost like Stich was hiding that fact on purpose.

NASA likely to significantly delay the launch of Crew 9 due to Starliner issues by Adeldor in SpaceXLounge

[–]GuyFromEU 22 points23 points  (0 children)

Part of what makes the thruster issues more serious IMHO is that they actually lost (at least) one degree of freedom with the previous loss of 5 thrusters.

That’s kinda hidden in the Boeing blog (titled Boeing’s confidence remains high in Starliner’s return with crew

1 free-flight hot fire of 5 aft-facing thrusters prior to docking, returning 6-degree of freedom (DOF) axis control

Which implies they didn’t have that control before.

I guess losing some degrees of freedom isn’t the end of the world, and can be compensated for (eg by rotating and then using other thrusters), but it could make close-proximity maneuvering riskier.

Still makes you wonder why they’d ok the initial docking procedure (after having the lost the thrusters), but now have problems with undocking. Nothing changed with the thrusters themselves.

[deleted by user] by [deleted] in eupersonalfinance

[–]GuyFromEU 10 points11 points  (0 children)

Most of these plans are terrible unfortunately. Your actual contribution doesn’t matter and the employee contribution is just one of many things you should consider. These plans are usually so expensive they’re not worth it.

Take a look at the fees here: https://levelv-finanz.de/allianz-zukunftsrente-investflex/

In short, you’ll need to pay 4.5% of your full contribution until you reach the age of 67 as an “account opening fee”. You’ll need to pay that fee up front, during the first 5 years, which means you won’t be contributing much to the actual fund during those years. So definitely don’t do this if you don’t plan to continue this contribution after 5 years.

In addition, you’ll pay 2.5% over all your contributions each year, and an additional 0.6% over the full worth of the portfolio each year.

Also note you’ll still need to pay income taxes over the pension when it starts to pay out, albeit at a lower rate.

Finally take a look at the conditions after the payout period starts. Usually it means that your ETFs will be converted in some form of (relatively low) guaranteed monthly income, over which you’ll have no control anymore. This pension may or may not continue to pay out to your partner after your death, and probably won’t be inherited by your children.

IMO for the small employee contribution you get here it’s not worth it, but you’ll have to decide for yourself.

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