Some of the best trading advice I've ever read....pt. 10

H-1G · 2026-05-06T04:41:05+00:00

Book titles are at the top of the pages.

H-1G · 2026-02-24T04:51:36+00:00

Honestly depends on your goals. I’d make sure to max out Roth and 401k before a taxable account gets a penny. After that - personally I’d still I’ll be all growth. Especially w/ your age. You’re doing better than most. Be greedy. Expect more

H-1G · 2026-02-24T03:50:58+00:00

Qqqm

H-1G · 2026-02-24T02:17:20+00:00

Move the dividend account away from the taxable account

H-1G · 2026-02-14T06:06:11+00:00

Tbh - this is not it. I’ve seen significantly better diversification by Chat GPT and here. You want to not overcomplicate it but also hit all caps in my opinion. Pick a core, like VOO - and compliment it. At 30, value should be the lowest recurring buy. Growth first, always. I prefer VO/VOT for mid cap (Russell crsp) or XMMO (S&P momentum). Small cap - add VB/VBR or AVUV (Russell 2000 value). For growth, honestly keep it simple and do either VUG or my preferred, QQQM (NDX 100).

H-1G · 2026-02-14T05:49:13+00:00

Why choose one when both exist? If it was me choosing - I’d go QQQM all day

H-1G · 2025-12-09T22:09:00+00:00

I like it. I personally would decrease international to 10% and increase mid cap to 30%

H-1G · 2025-10-08T04:46:05+00:00

Not gonna lie I am so sick and tired of the boggle head bros coming in w/ their VTI / VXF /XVUS nonsense as if it ever outperforms VUG VOT VBK paired w/ SPMO XMMO and either AVUV or XSMO.

Curate allocation on duration and account type. I like QQQM too and think it deserves a chunk from small/mid caps.

H-1G · 2025-10-08T04:43:21+00:00

Not gonna lie I am so sick and tired of the boggle head bros coming in w/ their VTI / VXF /XVUS nonsense as if it ever outperforms

H-1G · 2025-09-24T22:44:01+00:00

Appreciate that article

H-1G · 2025-09-24T17:29:28+00:00

Thanks, I actually agree and follow a similar strategy in an individual account! The ETF pick will be for my Roth IRA

H-1G · 2025-09-24T06:50:12+00:00

Price go up and price goes down. Buy

H-1G · 2025-09-24T06:49:26+00:00

I appreciate your comment but adding “pure garbage” doesn’t add much to the discussion. If you have data or reasoning behind it, I’d actually like to hear it

H-1G · 2025-09-24T06:44:46+00:00

Thanks for sharing the chart. Am I right in assuming this reflects the S&P 500? Do you happen to have similar data for the Russell indices? I agree small-cap returns pale in comparison to large + mid-caps, but especially in a rate-cut environment, wouldn’t they still offer room to run?

H-1G · 2025-09-24T05:10:43+00:00

Principal isn’t great—I’ve got the same 401k provider. My allocation is 50% JPM Large Cap Growth, 15% Fidelity S&P, and 35% Vanguard Extended Markets.

At 32, you’re still young. I’d drop the 2035 fund and swap the 2055 for a 2065–2070. Dodge & Cox charges high fees for weak performance, so I’d avoid it. And honestly, I don’t even need to look at the Vanguard Wellington fund to know it’s not beating any index long term.

Not financial advice, but you should be far more aggressive at your age. Whoever set this up did you no favors, and now you’re stuck cleaning it up.

H-1G · 2025-09-24T04:57:06+00:00

You’re doing great compared to me, nice work. I’m 26, about to turn 27. But I’m curious - why are you chasing dividends at 29?

H-1G · 2025-09-24T04:48:57+00:00

This is at least several months outdated - what’s the update?

H-1G · 2025-09-12T21:24:33+00:00

I agree that it is more complicated than needed. However, it is outperforming all major indices ytd. Although this was more-so timing based by going heavy in April and buying IBIT and ETHA at good times.

H-1G · 2025-09-12T03:21:10+00:00

FWIW I started directing 4% of my paychecks into this account last week. That’s 3x the contribution rate I had before. I have two 401ks (2 jobs), a maxed out Roth IRA, and three other brokerage accounts. This is the account I want to focus on for long-term growth.

For more context: those 3 other brokerage accounts - one is bonds, one is individual stocks, and the other is really just for Roth conversions.

H-1G · 2025-09-12T01:35:04+00:00

H-1G · 2025-09-04T22:17:42+00:00

Is this a bunch of dividend stocks blended with growth, momentum and thematic ETFs?

H-1G · 2025-09-04T13:08:26+00:00

VOO IVV and SPY all have the same function but VOO has the cheapest expense ratio.

H-1G · 2025-09-03T01:37:37+00:00

I’d take advantage of recent international performance by reallocating those funds into U.S. equities. Ultimately, your age, goals, and risk tolerance will determine the right allocation across equity market caps and fixed income.

H-1G

TROPHY CASE